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The fee is billed in arrears.","source":"ADV 2A DISCLOSURE BROCHURE - LAUREL OAK WEALTH MANAGEMENT, filed 27 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Laurel Oak Wealth Management use?","answer":"Laurel Oak Wealth Management’s separately managed account assets are held at Folio Investments, Inc. (McLean, VA), with $1.39B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Laurel Oak Wealth Management have?","answer":"Laurel Oak Wealth Management has 10 investment adviser representatives registered with state securities authorities, out of 22 employees, and 10 perform investment advisory functions. 6 employees are registered representatives of a broker-dealer and 12 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Laurel Oak Wealth Management invest in?","answer":"At the end of its last fiscal year, Laurel Oak Wealth Management’s separately managed accounts held 62% registered funds (mutual funds, ETFs, BDCs), 19% exchange-traded equities, 9% pooled vehicles (private funds and similar), 4% other, 3% cash and equivalents, 2% state and local bonds and 1% investment grade corporate bonds. The 4% other category is described as: Alternative Investments.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Laurel Oak Wealth Management?","answer":"Laurel Oak Wealth Management is owned through a holding company by Laurel Oak Legacy LLC. Its direct owner is Laurel Oak Holdings LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 8 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Laurel Oak Wealth Management get paid?","answer":"Laurel Oak Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. 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