{"url":"https://nivawealth.com/firms/kutz-and-company-124722","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/124722","regulatoryAum":115397135,"crd":"124722","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7548236","suffix":null,"lastName":"Deutsch","firstName":"Chaim","middleName":null},{"crd":"4686896","suffix":null,"lastName":"KUTZ","firstName":"ANDREW","middleName":"B"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-01-20","regulatoryAum":84344414,"clients":66,"employees":2,"offices":1},{"filedOn":"2022-01-14","regulatoryAum":100424042,"clients":72,"employees":2,"offices":1},{"filedOn":"2023-03-27","regulatoryAum":85748250,"clients":79,"employees":3,"offices":1},{"filedOn":"2024-03-08","regulatoryAum":93260522,"clients":73,"employees":3,"offices":1},{"filedOn":"2025-01-14","regulatoryAum":102956881,"clients":64,"employees":3,"offices":1},{"filedOn":"2026-03-04","regulatoryAum":115397135,"clients":66,"employees":2,"offices":1}],"secFileNumber":"801-111680","legalName":"Kutz and Company Inc.","displayName":"Kutz and Company","slug":"kutz-and-company-124722","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"New York corporation","fiscalYearEnd":"December","headquarters":{"street":"475 Northern BLVD, Ste 26","city":"Great Neck","state":"NY","stateName":"New York","country":"United States","postalCode":"11021"},"tradeNames":[],"registration":{"secApproved":"13 September 2017","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1748441.4393939395,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":115397135,"discretionary":115397135,"discretionaryAccounts":132,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":39,"regulatoryAum":10933230},{"label":"High-net-worth individuals","clients":27,"regulatoryAum":104463905}],"feePrograms":[{"role":"main","program":"Discretionary Asset Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014362","versionId":1014362,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-04","documentName":"FIRM BROCHURE","fee_rate_low":0.67,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Comprehensive Financial Planning","summary":"Comprehensive financial planning is charged at a fixed hourly rate of $275 per hour (negotiable), billed only after the service is performed.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014362","versionId":1014362,"submittedOn":"2026-03-04","documentName":"FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:44:24.961607+00:00","documents":[{"name":"FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014362","versionId":1014362,"submittedOn":"2026-03-04"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":115397135}],"custodyNote":"Kutz and Company does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Andrew Kutz","title":"President/CCO","crd":"4686896"}],"ownership":[{"label":"Andrew Kutz","detail":"President/cco in the 75% or more ownership band and a control person, since December 1995."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New York","offices":1,"addresses":[{"street":"475 Northern BLVD, Ste 26","city":"Great Neck","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"516-482-1158","stateRegisteredReps":2,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":94},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"4 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/124722/PDF/124722.pdf","brochureDate":"4 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014362","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Kutz and Company have?","answer":"Kutz and Company has 66 clients and manages $115 million for them, as of March 2026. They include 39 individual clients and 27 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Kutz and Company offer?","answer":"Kutz and Company provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Kutz and Company charge?","answer":"Kutz and Company charges 0.67%–1.00% a year for its Discretionary Asset Management. The fee is billed in arrears and is negotiable.","source":"FIRM BROCHURE, filed 4 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Kutz and Company use?","answer":"Kutz and Company’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $115M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Kutz and Company have?","answer":"Kutz and Company has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Kutz and Company invest in?","answer":"At the end of its last fiscal year, Kutz and Company’s separately managed accounts held 94% registered funds (mutual funds, ETFs, BDCs), 4% cash and equivalents, 1% exchange-traded equities and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Kutz and Company?","answer":"Kutz and Company’s direct owner is Andrew Kutz (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Kutz and Company get paid?","answer":"Kutz and Company is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Kutz and Company?","answer":"Kutz and Company’s main office is at 475 Northern BLVD, Ste 26, Great Neck, NY 11021. Its phone number is 516-482-1158.","source":"Form ADV Part 1A, Item 1.F, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}