{"url":"https://nivawealth.com/firms/klaas-financial-asset-advisors-121399","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/121399","regulatoryAum":758100000,"crd":"121399","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6233768","suffix":null,"lastName":"BREIBY","firstName":"NATHAN","middleName":"ANDREW"},{"crd":"7483553","suffix":null,"lastName":"Henderson","firstName":"Dylan","middleName":"Noah"},{"crd":"7882644","suffix":null,"lastName":"Herold-Plakut","firstName":"Rachael","middleName":"Clara"},{"crd":"5689373","suffix":null,"lastName":"KITE","firstName":"KYLE","middleName":"A"},{"crd":"5180709","suffix":null,"lastName":"KLAAS","firstName":"CRAIG","middleName":"JARED"},{"crd":"7621982","suffix":null,"lastName":"Schlimgen","firstName":"Michael","middleName":"James"},{"crd":"7353960","suffix":null,"lastName":"SCHMITZ","firstName":"ERIC","middleName":"SCOTT"},{"crd":"6817440","suffix":null,"lastName":"SCHUELLER","firstName":"AARON","middleName":"EUGENE"},{"crd":"6229045","suffix":null,"lastName":"SCHWARTZ","firstName":"ERIC","middleName":"JAMES"},{"crd":"6865628","suffix":null,"lastName":"Stirling","firstName":"Joshua","middleName":"Eric"},{"crd":"7882550","suffix":null,"lastName":"Tegeler","firstName":"Morgan","middleName":"Brittni"},{"crd":"7191927","suffix":null,"lastName":"Thom","firstName":"Alyssa","middleName":"M"},{"crd":"2898258","suffix":null,"lastName":"WARCUP","firstName":"LIANE","middleName":"VICTORIA"},{"crd":"4329551","suffix":null,"lastName":"Winslow","firstName":"Nathan","middleName":"Thomas"}],"total":14,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-16","regulatoryAum":438149250,"clients":1101,"employees":15,"offices":2},{"filedOn":"2022-03-02","regulatoryAum":521569705,"clients":997,"employees":14,"offices":2},{"filedOn":"2023-07-19","regulatoryAum":478280533,"clients":1010,"employees":13,"offices":2},{"filedOn":"2024-03-04","regulatoryAum":568629779,"clients":965,"employees":13,"offices":2},{"filedOn":"2025-03-28","regulatoryAum":632130957,"clients":971,"employees":13,"offices":2},{"filedOn":"2026-05-06","regulatoryAum":758100000,"clients":1015,"employees":15,"offices":2}],"acquisitions":[{"date":"2018-01-15","datePrecision":"day","name":"Nan M. 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They include 812 individual clients and 203 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 6 May 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Klaas Financial Asset Advisors offer?","answer":"Klaas Financial Asset Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, publishing newsletters, educational seminars, education planning, estate planning, insurance, tax planning, and tax preparation.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Klaas Financial Asset Advisors charge?","answer":"Klaas Financial Asset Advisors charges 0.30%–1.20% a year for its KIP Wrap Fee Program. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and has a $1,500 annual minimum.","source":"APPENDIX 1 - WRAP BROCHURE, filed 6 May 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Klaas Financial Asset Advisors use?","answer":"Klaas Financial Asset Advisors’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $758M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 May 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Klaas Financial Asset Advisors have?","answer":"Klaas Financial Asset Advisors has 15 investment adviser representatives registered with state securities authorities, out of 15 employees, and 13 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 7 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Klaas Financial Asset Advisors invest in?","answer":"At the end of its last fiscal year, Klaas Financial Asset Advisors’ separately managed accounts held 98% registered funds (mutual funds, ETFs, BDCs) and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Klaas Financial Asset Advisors?","answer":"Klaas Financial Asset Advisors’ direct owners are Craig Klaas, Kyle Kite, Eric Schwartz, Joshua Stirling and Nathan Breiby, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 6 May 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Klaas Financial Asset Advisors get paid?","answer":"Klaas Financial Asset Advisors is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Klaas Financial Asset Advisors registered with the SEC?","answer":"Yes, Klaas Financial Asset Advisors has been registered with the SEC as an investment adviser since 9 April 2014. Its CRD number is 121399 and its SEC file number is 801-79516.","source":"Form ADV Part 1A, Item 1, filed 6 May 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Klaas Financial Asset Advisors?","answer":"Klaas Financial Asset Advisors’ main office is at 4707 Perry Ridge Lane, Loves Park, IL 61111. Its phone number is 815-877-8440. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}