{"url":"https://nivawealth.com/firms/kissling-financial-services-299531","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/299531","regulatoryAum":165460335,"crd":"299531","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4446833","suffix":null,"lastName":"HOELTZEL","firstName":"JASON","middleName":"SCOTT"},{"crd":"2515918","suffix":null,"lastName":"KISSLING","firstName":"TIMOTHY","middleName":"JON"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-07-30","regulatoryAum":112845666,"clients":786,"employees":1,"offices":2},{"filedOn":"2026-03-27","regulatoryAum":165460335,"clients":704,"employees":2,"offices":2}],"secFileNumber":"801-131147","legalName":"Kissling Financial Services, LLC","displayName":"Kissling Financial Services","slug":"kissling-financial-services-299531","website":"https://kisslingfinancial.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/299531/0667446a54c9e413-r1.webp","tone":"dark","width":761,"height":200,"sourceUrl":"https://www.kisslingfinancial.com","sourceLabel":"Kissling Financial Services, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Pennsylvania limited liability company","fiscalYearEnd":"December","headquarters":{"street":"5117 Erie Street","city":"New Castle","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"16102"},"tradeNames":[],"registration":{"secApproved":"19 September 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":215738.12046444122,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":2,"promoters":2},"aum":{"regulatory":165460335,"discretionary":164036335,"discretionaryAccounts":1072,"nonDiscretionary":1424000,"nonDiscretionaryAccounts":47,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":620,"regulatoryAum":78648856},{"label":"High-net-worth individuals","clients":69,"regulatoryAum":69994709},{"label":"Charitable organizations","clients":2,"fewerThan5":true,"regulatoryAum":2763240},{"label":"Corporations and other businesses","clients":13,"regulatoryAum":14053530}],"feePrograms":[{"role":"main","program":"Asset Management Fees","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028556","versionId":1028556,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-27","documentName":"KISSLING FINANCIAL SERVICES, LLC BROCHURE","fee_rate_low":null,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Fixed-Fee Financial Planning","summary":"Comprehensive financial planning is a fixed fee of $500 to $5,000 per plan, negotiated and agreed in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028556","versionId":1028556,"submittedOn":"2026-03-27","documentName":"KISSLING FINANCIAL SERVICES, LLC BROCHURE"},{"role":"other","program":"Hourly Financial Planning","summary":"Financial planning for clients who do not engage Kissling for portfolio management is billed hourly at $250, agreed in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028556","versionId":1028556,"submittedOn":"2026-03-27","documentName":"KISSLING FINANCIAL SERVICES, LLC BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:13:04.644823+00:00","documents":[{"name":"KISSLING FINANCIAL SERVICES, LLC BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028556","versionId":1028556,"submittedOn":"2026-03-27"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":104308000}],"custodyNote":"Kissling Financial Services does not have custody of client assets.","leadership":[{"name":"Timothy Kissling","title":"President and CCO","crd":"2515918"}],"ownership":[{"label":"Timothy Kissling","detail":"President and cco in the 75% or more ownership band and a control person, since November 2004."}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Pennsylvania","offices":2,"addresses":[{"street":"5117 Erie Street","city":"New Castle","headquarters":true},{"street":"9173 Route 30","city":"Irwin"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"724-667-1617","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":16},{"label":"Other","percent":82,"detail":"Contingent Bank Notes - 81%\nBond & Non-Traded - 1%"}],"privateFunds":0},"sources":{"adv1FilingDate":"27 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/299531/PDF/299531.pdf","brochureDate":"27 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028556","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Kissling Financial Services have?","answer":"Kissling Financial Services has 704 clients and manages $165 million for them, as of March 2026. They include 620 individual clients, 69 high-net-worth individuals, and 13 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 27 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Kissling Financial Services offer?","answer":"Kissling Financial Services provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Kissling Financial Services charge?","answer":"Kissling Financial Services charges up to 2.00% a year for its Asset Management Fees. The fee is billed in advance and is negotiable.","source":"KISSLING FINANCIAL SERVICES, LLC BROCHURE, filed 27 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Kissling Financial Services use?","answer":"Kissling Financial Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $104M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Kissling Financial Services have?","answer":"Kissling Financial Services has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Kissling Financial Services invest in?","answer":"At the end of its last fiscal year, Kissling Financial Services’ separately managed accounts held 82% other, 16% registered funds (mutual funds, ETFs, BDCs) and 2% exchange-traded equities. The 82% other category is described as: Contingent Bank Notes - 81%\nBond & Non-Traded - 1%.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Kissling Financial Services?","answer":"Kissling Financial Services’ direct owner is Timothy Kissling (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 27 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Kissling Financial Services get paid?","answer":"Kissling Financial Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Kissling Financial Services registered with the SEC?","answer":"Yes, Kissling Financial Services has been registered with the SEC as an investment adviser since 19 September 2024. Its CRD number is 299531 and its SEC file number is 801-131147.","source":"Form ADV Part 1A, Item 1, filed 27 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Kissling Financial Services?","answer":"Kissling Financial Services’ main office is at 5117 Erie Street, New Castle, PA 16102. Its phone number is 724-667-1617. Its website is kisslingfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 27 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}