{"url":"https://nivawealth.com/firms/kilterhowling-169684","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/169684","regulatoryAum":292860794,"crd":"169684","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5148489","suffix":null,"lastName":"BIEGER","firstName":"KREIGHTON","middleName":"KENNEDY"},{"crd":"5538021","suffix":null,"lastName":"GAMACHE","firstName":"DANIEL","middleName":"THOMAS"},{"crd":"1568906","suffix":null,"lastName":"OEHLERICH","firstName":"DAWNEEN","middleName":"VERNIECE"},{"crd":"6243083","suffix":null,"lastName":"Schimschock","firstName":"Trevor","middleName":null},{"crd":"3249549","suffix":null,"lastName":"STITES","firstName":"WILLIAM","middleName":"HOPKINS"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-12","regulatoryAum":197502551,"clients":211,"employees":4,"offices":2},{"filedOn":"2022-03-18","regulatoryAum":200681431,"clients":201,"employees":4,"offices":2},{"filedOn":"2023-03-24","regulatoryAum":196337027,"clients":213,"employees":4,"offices":2},{"filedOn":"2024-03-21","regulatoryAum":218521319,"clients":197,"employees":4,"offices":2},{"filedOn":"2025-03-21","regulatoryAum":257755145,"clients":196,"employees":3,"offices":2},{"filedOn":"2026-03-24","regulatoryAum":292860794,"clients":207,"employees":4,"offices":2}],"secFileNumber":"801-118595","legalName":"Kilterhowling 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November 2013."},{"label":"Kreighton Bieger","detail":"Managing member in the 50% to 75% ownership band and a control person, since February 2014."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Colorado","offices":1,"addresses":[{"street":"2101 Pearl Street","city":"Boulder","headquarters":true}]},{"state":"Montana","offices":1,"addresses":[{"street":"1750 East Lakeshore Drive","city":"Whitefish"}]}],"brochureServices":["estate planning","philanthropic planning","retirement plan services","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"720-443-2076","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":10},{"label":"Securities issued by registered investment companies or business development companies","percent":82},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":4},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"24 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/169684/PDF/169684.pdf","brochureDate":"24 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025275","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does KilterHowling have?","answer":"KilterHowling has 207 clients and manages $293 million for them, as of March 2026. They include 112 individual clients, 91 high-net-worth individuals, and 2 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does KilterHowling offer?","answer":"KilterHowling provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, estate planning, philanthropic planning, retirement plan services, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does KilterHowling charge?","answer":"KilterHowling charges 0.50%–1.00% for its Asset Management Services. The brochure does not state whether the rate is annual. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"KILTERHOWLING ADV 2A MARCH 2026, filed 24 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does KilterHowling use?","answer":"KilterHowling’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $285M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does KilterHowling have?","answer":"KilterHowling has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does KilterHowling invest in?","answer":"At the end of its last fiscal year, KilterHowling’s separately managed accounts held 82% registered funds (mutual funds, ETFs, BDCs), 10% exchange-traded equities, 4% pooled vehicles (private funds and similar) and 4% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns KilterHowling?","answer":"KilterHowling’s direct owners are William Stites (50% to 75%) and Kreighton Bieger (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does KilterHowling get paid?","answer":"KilterHowling is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact KilterHowling?","answer":"KilterHowling’s main office is at 2101 Pearl Street, Boulder, CO 80302. Its phone number is 720-443-2076. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}