{"url":"https://nivawealth.com/firms/kaizen-financial-advisors-155353","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/155353","regulatoryAum":283685763,"crd":"155353","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4550129","suffix":null,"lastName":"BUSHONG","firstName":"EMILY","middleName":"JANE"},{"crd":"4478848","suffix":null,"lastName":"KLEIN","firstName":"LAURIE","middleName":"LAVERNE"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-25","regulatoryAum":201965735,"clients":147,"employees":4,"offices":1},{"filedOn":"2022-03-15","regulatoryAum":228342000,"clients":122,"employees":4,"offices":1},{"filedOn":"2023-03-14","regulatoryAum":181982756,"clients":110,"employees":3,"offices":1},{"filedOn":"2024-03-14","regulatoryAum":220811107,"clients":145,"employees":3,"offices":1},{"filedOn":"2025-03-19","regulatoryAum":244208652,"clients":140,"employees":4,"offices":1},{"filedOn":"2026-03-25","regulatoryAum":283685763,"clients":150,"employees":4,"offices":2}],"secFileNumber":"801-115111","legalName":"Kaizen Financial Advisors, LLC","displayName":"Kaizen Financial Advisors","slug":"kaizen-financial-advisors-155353","website":"https://kaizenfa.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/155353/5850ba852c09a165-r1.webp","tone":"light","width":288,"height":200,"sourceUrl":"https://www.kaizenfa.com/","sourceLabel":"Kaizen Financial Advisors, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/kaizen-financial-advisors/","founded":"2010","organization":"Washington limited liability company","fiscalYearEnd":"December","headquarters":{"street":"4030 Lake Washington BLVD, Suite 308","city":"Kirkland","state":"WA","stateName":"Washington","country":"United States","postalCode":"98033"},"tradeNames":["Kaizen Financial Advisors"],"registration":{"secApproved":"30 April 2019","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1749111.7333333334,"staff":{"employees":4,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":1},"aum":{"regulatory":283685763,"discretionary":283685763,"discretionaryAccounts":626,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":70,"regulatoryAum":32126542},{"label":"High-net-worth individuals","clients":80,"regulatoryAum":230240218},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":15917146},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":5401857}],"feePrograms":[{"role":"main","program":"Wealth and Portfolio Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026431","versionId":1026431,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-25","documentName":"KAIZEN FINANCIAL ADVISORS ADV 2A MARCH 2023","fee_rate_low":0.15,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":7500},{"role":"other","program":"Stand-Alone Hourly Financial Advice","summary":"Stand-alone advice on a limited topic is billed hourly: $250 an hour for administrative tasks, $400 an hour for higher-level consulting by a staff advisor representative, and $500 an hour for Laurie Klein.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026431","versionId":1026431,"submittedOn":"2026-03-25","documentName":"KAIZEN FINANCIAL ADVISORS ADV 2A MARCH 2023"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:13:15.760216+00:00","documents":[{"name":"KAIZEN FINANCIAL ADVISORS ADV 2A MARCH 2023","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026431","versionId":1026431,"submittedOn":"2026-03-25"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":267768617}],"custodyNote":"Kaizen Financial Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Laurie Klein","title":"Managing Member/Chief Compliance Officer","crd":"4478848"}],"ownership":[{"label":"Laurie Klein","detail":"Managing member/chief compliance officer in the 75% or more ownership band and a control person, since October 2010."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Washington","offices":1,"addresses":[{"street":"4030 Lake Washington BLVD, Suite 308","city":"Kirkland","headquarters":true}]}],"brochureServices":["business succession planning","divorce planning","education planning","estate planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"425-321-5800","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":12},{"label":"Securities issued by registered investment companies or business development companies","percent":86},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"25 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/155353/PDF/155353.pdf","brochureDate":"25 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026431","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Kaizen Financial Advisors have?","answer":"Kaizen Financial Advisors has 150 clients and manages $284 million for them, as of March 2026. They include 80 high-net-worth individuals and 70 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Kaizen Financial Advisors offer?","answer":"Kaizen Financial Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, business succession planning, divorce planning, education planning, estate planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Kaizen Financial Advisors charge?","answer":"Kaizen Financial Advisors charges 0.15%–1.00% a year for its Wealth and Portfolio Management. The fee is billed in advance, is negotiable and has a $7,500 annual minimum.","source":"KAIZEN FINANCIAL ADVISORS ADV 2A MARCH 2023, filed 25 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Kaizen Financial Advisors use?","answer":"Kaizen Financial Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $268M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Kaizen Financial Advisors have?","answer":"Kaizen Financial Advisors has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Kaizen Financial Advisors invest in?","answer":"At the end of its last fiscal year, Kaizen Financial Advisors’ separately managed accounts held 86% registered funds (mutual funds, ETFs, BDCs), 12% exchange-traded equities and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Kaizen Financial Advisors?","answer":"Kaizen Financial Advisors’ direct owner is Laurie Klein (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Kaizen Financial Advisors get paid?","answer":"Kaizen Financial Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Kaizen Financial Advisors?","answer":"Kaizen Financial Advisors’ main office is at 4030 Lake Washington BLVD, Suite 308, Kirkland, WA 98033. Its phone number is 425-321-5800. Its website is kaizenfa.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}