{"url":"https://nivawealth.com/firms/kahala-financial-advisors-108564","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/108564","regulatoryAum":203393625,"crd":"108564","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1103782","suffix":null,"lastName":"MIYASHIRO","firstName":"GREG","middleName":"SATORU"},{"crd":"6045435","suffix":null,"lastName":"MIYASHIRO","firstName":"RYAN","middleName":"SATORU"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-08","regulatoryAum":139879302,"clients":162,"employees":2,"offices":1},{"filedOn":"2022-03-22","regulatoryAum":167148452,"clients":165,"employees":2,"offices":1},{"filedOn":"2023-08-09","regulatoryAum":146704764,"clients":166,"employees":2,"offices":1},{"filedOn":"2024-03-13","regulatoryAum":164184883,"clients":166,"employees":2,"offices":1},{"filedOn":"2025-03-05","regulatoryAum":175229524,"clients":163,"employees":2,"offices":1},{"filedOn":"2026-03-20","regulatoryAum":203393625,"clients":163,"employees":2,"offices":1}],"secFileNumber":"801-110741","legalName":"Kahala Financial Advisors, LLC","displayName":"Kahala Financial Advisors","slug":"kahala-financial-advisors-108564","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"1986","organization":"Hawaii limited liability company","fiscalYearEnd":"December","headquarters":{"street":"4211 Waialae Ave, Suite 407","city":"Honolulu","state":"HI","stateName":"Hawaii","country":"United States","postalCode":"96816"},"tradeNames":[],"registration":{"secApproved":"5 July 2017","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1249468.5,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":203393625,"discretionary":203393625,"discretionaryAccounts":422,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":162,"regulatoryAum":202413897},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":979728}],"feePrograms":[{"role":"main","program":"Investment advisory fees","feeBasis":"marginal","fee_tiers":[{"to":500000,"pct":1,"from":0},{"to":1000000,"pct":0.75,"from":500000},{"to":null,"pct":0.5,"from":1000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022919","versionId":1022919,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-20","documentName":"2026 ADV PART 2 BROCHURE","fee_rate_low":0.5,"fee_rate_high":1,"fee_negotiable":false,"minimum_account":1000000,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:00:11.709154+00:00","documents":[{"name":"2026 ADV PART 2 BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022919","versionId":1022919,"submittedOn":"2026-03-20"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":203393625}],"custodyNote":"Kahala Financial Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Greg Miyashiro","title":"Chief Compliance Officer","crd":"1103782"},{"name":"Greg Miyashiro","title":"Trustee","crd":"1103782"},{"name":"Ryan Miyashiro","title":"Member-Manager","crd":"6045435"}],"ownership":[{"label":"Ryan Miyashiro","detail":"Member-manager in the 50% to 75% ownership band and a control person, since December 2014."},{"label":"Greg S. Miyashiro Trust","detail":"Trust in the 50% to 75% ownership band and a control person, since December 2007."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Hawaii","offices":1,"addresses":[{"street":"4211 Waialae Ave, Suite 407","city":"Honolulu","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"808-734-7665","stateRegisteredReps":0,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":95},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"20 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/108564/PDF/108564.pdf","brochureDate":"20 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022919","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Kahala Financial Advisors have?","answer":"Kahala Financial Advisors has 163 clients and manages $203 million for them, as of March 2026. They include 162 individuals and 1 charitable organization.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 20 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Kahala Financial Advisors offer?","answer":"Kahala Financial Advisors provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Kahala Financial Advisors charge?","answer":"Kahala Financial Advisors charges 0.50%–1.00% a year for its Investment advisory fees. Each asset band is charged at its own rate. The fee is billed in advance, is not negotiable and requires an account of at least $1,000,000.","source":"2026 ADV PART 2 BROCHURE, filed 20 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Kahala Financial Advisors use?","answer":"Kahala Financial Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $203M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Kahala Financial Advisors have?","answer":"Kahala Financial Advisors has 0 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Kahala Financial Advisors invest in?","answer":"At the end of its last fiscal year, Kahala Financial Advisors’ separately managed accounts held 95% registered funds (mutual funds, ETFs, BDCs), 4% cash and equivalents and 1% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Kahala Financial Advisors have a minimum investment?","answer":"Yes, Kahala Financial Advisors’ minimum account size for its Investment advisory fees is $1M.","source":"2026 ADV PART 2 BROCHURE, filed 20 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Kahala Financial Advisors?","answer":"Kahala Financial Advisors’ direct owners are Ryan Miyashiro (50% to 75%) and Greg S. Miyashiro Trust (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 20 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Kahala Financial Advisors get paid?","answer":"Kahala Financial Advisors is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Kahala Financial Advisors?","answer":"Kahala Financial Advisors’ main office is at 4211 Waialae Ave, Suite 407, Honolulu, HI 96816. Its phone number is 808-734-7665.","source":"Form ADV Part 1A, Item 1.F, filed 20 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}