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Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Jim Saulnier & Associates have?","answer":"Jim Saulnier & Associates has 5 investment adviser representatives registered with state securities authorities, out of 7 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Jim Saulnier & Associates invest in?","answer":"At the end of its last fiscal year, Jim Saulnier & Associates’ separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 5% other and 4% exchange-traded equities. The 5% other category is described as: Fee-Based Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Jim Saulnier & Associates?","answer":"Jim Saulnier & Associates’ direct owner is James Saulnier (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 14 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Jim Saulnier & Associates get paid?","answer":"Jim Saulnier & Associates is paid through a percentage of assets under management, hourly charges and fixed fees. 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