{"url":"https://nivawealth.com/firms/jfa-advisors-144039","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/144039","regulatoryAum":175000000,"crd":"144039","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2995587","suffix":null,"lastName":"FREEMAN","firstName":"JASON","middleName":"HARRIS"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135397","legalName":"Jfa Advisors, LLC","displayName":"JFA Advisors","slug":"jfa-advisors-144039","website":"https://j-freeman.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/j.freeman-&-associates-inc.","founded":null,"organization":"South Carolina limited liability company","fiscalYearEnd":"December","headquarters":{"street":"8 Pelham Road","city":"Greenville","state":"SC","stateName":"South Carolina","country":"United States","postalCode":"29615"},"tradeNames":[],"registration":{"secApproved":"23 February 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":408695.652173913,"staff":{"employees":2,"advisory":1,"brokerDealerReps":2,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":175000000,"discretionary":175000000,"discretionaryAccounts":367,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":300,"regulatoryAum":60000000},{"label":"High-net-worth individuals","clients":45,"regulatoryAum":81000000},{"label":"Pension and profit-sharing plans","clients":15,"regulatoryAum":17000000},{"label":"State or municipal government entities","clients":null,"fewerThan5":true,"regulatoryAum":3700000},{"label":"Insurance companies","clients":null,"fewerThan5":true,"regulatoryAum":8300000},{"label":"Corporations and other businesses","clients":5,"regulatoryAum":5000000}],"feePrograms":[{"role":"main","program":"Asset management","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011017","versionId":1011017,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-02-23","documentName":"ADV 2A & 2B","fee_rate_low":null,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":500000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"ERISA plan services","summary":"Annual fees on plan assets, billed monthly or quarterly in advance, shall not exceed 3.00%; the fee schedule is set out in the ERISA Plan Agreement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011017","versionId":1011017,"submittedOn":"2026-02-23","documentName":"ADV 2A & 2B"},{"role":"other","program":"Financial planning and consulting","summary":"Fixed fee, estimated before the plan and based on complexity; one-time or annual fixed fees generally do not exceed $150,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011017","versionId":1011017,"submittedOn":"2026-02-23","documentName":"ADV 2A & 2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:34:41.900833+00:00","documents":[{"name":"ADV 2A & 2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011017","versionId":1011017,"submittedOn":"2026-02-23"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":162000000}],"custodyNote":"JFA Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Jason Freeman","title":"CEO/Chief Compliance Officer","crd":"2995587"}],"ownership":[{"label":"J. Freeman & Associates Inc.","detail":"Owner in the 75% or more ownership band and a control person, since March 2007."},{"label":"Jason Freeman","detail":"Indirect owner: a chief executive officer of J. Freeman & Associates in the 75% or more band and a control person, since March 2007.","parent":"J. Freeman & Associates"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"South Carolina","offices":1,"addresses":[{"street":"8 Pelham Road","city":"Greenville","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"864-331-4400","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":22},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":5},{"label":"U.S. state and local bonds","percent":2},{"label":"Investment grade corporate bonds","percent":3},{"label":"Non-investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":55},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":2},{"label":"Cash and cash equivalents","percent":8}],"privateFunds":0},"sources":{"adv1FilingDate":"14 May 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/144039/PDF/144039.pdf","brochureDate":"23 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011017","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does JFA Advisors have?","answer":"JFA Advisors has 365 clients and manages $175 million for them, as of May 2026. They include 300 individual clients, 45 high-net-worth individuals, and 15 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 14 May 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does JFA Advisors offer?","answer":"JFA Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does JFA Advisors charge?","answer":"JFA Advisors charges up to 2.00% a year for its Asset management. The fee is billed in advance, is negotiable and requires an account of at least $500,000.","source":"ADV 2A & 2B, filed 23 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does JFA Advisors use?","answer":"JFA Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $162M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 May 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does JFA Advisors have?","answer":"JFA Advisors has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does JFA Advisors invest in?","answer":"At the end of its last fiscal year, JFA Advisors’ separately managed accounts held 55% registered funds (mutual funds, ETFs, BDCs), 22% exchange-traded equities, 8% cash and equivalents, 5% U.S. government and agency bonds, 3% investment grade corporate bonds, 2% state and local bonds, 2% high-yield corporate bonds, 2% pooled vehicles (private funds and similar) and 1% non-exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does JFA Advisors have a minimum investment?","answer":"Yes, JFA Advisors’ minimum account size for its Asset management is $500K.","source":"ADV 2A & 2B, filed 23 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns JFA Advisors?","answer":"JFA Advisors’ direct owners are J. Freeman & Associates Inc. (75% or more) and Jason Freeman (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 14 May 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does JFA Advisors get paid?","answer":"JFA Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact JFA Advisors?","answer":"JFA Advisors’ main office is at 8 Pelham Road, Greenville, SC 29615. Its phone number is 864-331-4400. Its website is j-freeman.com.","source":"Form ADV Part 1A, Item 1.F, filed 14 May 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}