{"url":"https://nivawealth.com/firms/jemma-investment-advisors-284198","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/284198","regulatoryAum":139832219,"crd":"284198","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5170645","suffix":null,"lastName":"BAIRD","firstName":"STEPHEN","middleName":"EDWARD"},{"crd":"4961189","suffix":null,"lastName":"CEVALLOS","firstName":"WILLIAM","middleName":"HUGO"},{"crd":"6437889","suffix":null,"lastName":"DUDLEY","firstName":"KATHARINE","middleName":"WILSON"},{"crd":"1609723","suffix":null,"lastName":"NELSON","firstName":"BRIAN","middleName":"CARL"},{"crd":"2368044","suffix":null,"lastName":"WAGNER","firstName":"GAY","middleName":"GRAHAM"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2023-03-30","regulatoryAum":46248290,"clients":274,"employees":6,"offices":2},{"filedOn":"2024-03-25","regulatoryAum":98809790,"clients":324,"employees":6,"offices":2},{"filedOn":"2025-03-26","regulatoryAum":145940068,"clients":348,"employees":5,"offices":2},{"filedOn":"2026-07-01","regulatoryAum":139832219,"clients":324,"employees":5,"offices":3}],"secFileNumber":"801-126937","legalName":"Jemma Investment Advisors LLC","displayName":"Jemma Investment Advisors","slug":"jemma-investment-advisors-284198","website":"https://jemmafinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/jemma-financial-services/","founded":null,"organization":"Maryland limited liability company","fiscalYearEnd":"December","headquarters":{"street":"810 Gleneagles Court, Suite 109","city":"Baltimore","state":"MD","stateName":"Maryland","country":"United States","postalCode":"21286"},"tradeNames":[],"registration":{"secApproved":"5 December 2022","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":353877.3461538461,"staff":{"employees":5,"advisory":5,"brokerDealerReps":4,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":139832219,"discretionary":108090596,"discretionaryAccounts":613,"nonDiscretionary":31741623,"nonDiscretionaryAccounts":28,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":238,"regulatoryAum":40999045},{"label":"High-net-worth individuals","clients":74,"regulatoryAum":69410687},{"label":"Pension and profit-sharing plans","clients":8,"regulatoryAum":23966244},{"label":"Corporations and other businesses","clients":4,"regulatoryAum":5456243}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050446","versionId":1050446,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-07-01","documentName":"JEMMA ADV PART 2A","fee_rate_low":0.75,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:30:12.69785+00:00","documents":[{"name":"JEMMA ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050446","versionId":1050446,"submittedOn":"2026-07-01"}]},"custodians":[],"custodyNote":"Jemma Investment Advisors has custody of $109M for 303 clients.","otherCustodians":[],"leadership":[{"name":"Katharine Dudley","title":"Senior Vice President","crd":"6437889"},{"name":"Brian Nelson","title":"Managing Member/President","crd":"1609723"},{"name":"Megan Vichich","title":"Senior Vice President","crd":"2673607"},{"name":"Darcy Limanni","title":"Chief Compliance Officer","crd":"4919330"}],"ownership":[{"label":"Brian Nelson","detail":"Managing member/president in the 75% or more ownership band and a control person, since March 2022."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":1},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Colorado","offices":1,"addresses":[{"street":"4251 Kipling Street","city":"Denver"}]},{"state":"Maryland","offices":1,"addresses":[{"street":"810 Gleneagles Court, Suite 109","city":"Baltimore","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"855-662-2121","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Other"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":65},{"label":"U.S. state and local bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":27},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"1 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/284198/PDF/284198.pdf","brochureDate":"1 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050446","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Jemma Investment Advisors have?","answer":"Jemma Investment Advisors has 324 clients and manages $140 million for them, as of July 2026. They include 238 individual clients, 74 high-net-worth individuals, and 8 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Jemma Investment Advisors offer?","answer":"Jemma Investment Advisors provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Jemma Investment Advisors charge?","answer":"Jemma Investment Advisors charges 0.75%–1.50% a year for its Portfolio Management Services. The fee is billed in advance and is negotiable.","source":"JEMMA ADV PART 2A, filed 1 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"How many financial advisors does Jemma Investment Advisors have?","answer":"Jemma Investment Advisors has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. 4 employees are registered representatives of a broker-dealer and 0 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Jemma Investment Advisors invest in?","answer":"At the end of its last fiscal year, Jemma Investment Advisors’ separately managed accounts held 65% exchange-traded equities, 27% registered funds (mutual funds, ETFs, BDCs), 6% cash and equivalents and 2% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Jemma Investment Advisors?","answer":"Jemma Investment Advisors’ direct owner is Brian Nelson (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 1 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Jemma Investment Advisors get paid?","answer":"Jemma Investment Advisors is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Jemma Investment Advisors?","answer":"Jemma Investment Advisors’ main office is at 810 Gleneagles Court, Suite 109, Baltimore, MD 21286. Its phone number is 855-662-2121. Its website is jemmafinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 1 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}