{"url":"https://nivawealth.com/firms/jake-carris-financial-planning-290061","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/290061","regulatoryAum":109685265,"crd":"290061","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5004910","suffix":null,"lastName":"CARRIS","firstName":"JACOB","middleName":"NEAL"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135632","legalName":"Jake Carris Financial Planning, LLC","displayName":"Jake Carris Financial Planning","slug":"jake-carris-financial-planning-290061","website":"https://carrisfp.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/290061/58304eee2fbc8dda-r1.webp","tone":"light","width":448,"height":200,"sourceUrl":"https://carrisfp.com/","sourceLabel":"Jake Carris Financial Planning, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Florida limited liability company","fiscalYearEnd":"December","headquarters":{"street":"5401 S. Kirkman RD, Ste. 215","city":"Orlando","state":"FL","stateName":"Florida","country":"United States","postalCode":"32819"},"tradeNames":[],"registration":{"secApproved":"23 March 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":943735.7217391304,"staff":{"employees":1,"advisory":1,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":109685265,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":109685265,"nonDiscretionaryAccounts":117,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":76,"regulatoryAum":20154243},{"label":"High-net-worth individuals","clients":39,"regulatoryAum":88375365},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":827623},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":328034}],"feePrograms":[{"role":"main","program":"Investment Management Services (JCFP Manages)","feeBasis":"marginal","fee_tiers":[{"to":2000000,"pct":0.6,"from":0},{"to":null,"pct":0.3,"from":2000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052793","versionId":1052793,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-07-24","documentName":"JCFP FORM ADV PART 2A","fee_rate_low":0.3,"fee_rate_high":0.6,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"ERISA Plan Services","summary":"ERISA plan services are billed at 0.60% a year of plan assets up to $500,000 and 0.30% above $500,000, paid quarterly in arrears and negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052793","versionId":1052793,"submittedOn":"2026-07-24","documentName":"JCFP FORM ADV PART 2A"},{"role":"other","program":"Financial Planning Fixed Fee","summary":"Financial planning is a fixed fee between $1,000 and $5,000 (starter, full or complex plan), negotiable, with half due at the start and the balance on completion.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052793","versionId":1052793,"submittedOn":"2026-07-24","documentName":"JCFP FORM ADV PART 2A"},{"role":"other","program":"Financial Planning Hourly Fee","summary":"Financial planning is billed at an hourly rate of $300 per hour, which may be negotiable in certain cases.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052793","versionId":1052793,"submittedOn":"2026-07-24","documentName":"JCFP FORM ADV PART 2A"},{"role":"other","program":"Ongoing Comprehensive Financial Planning","summary":"Ongoing comprehensive financial planning is billed quarterly in advance at $300 per quarter up to $1,000,000 net worth, $600 for $1,000,000 to $5,000,000, $1,500 for $5,000,000 to $10,000,000, and is negotiable above that.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052793","versionId":1052793,"submittedOn":"2026-07-24","documentName":"JCFP FORM ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:53:59.191981+00:00","documents":[{"name":"JCFP FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052793","versionId":1052793,"submittedOn":"2026-07-24"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":109685265}],"custodyNote":"Jake Carris Financial Planning does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Jacob Carris","title":"Managing Member, President, and Chief Compliance Officer","crd":"5004910"}],"ownership":[{"label":"Jacob Carris","detail":"Managing member, president, and chief compliance officer in the 75% or more ownership band and a control person, since September 2017."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"5401 S. Kirkman RD, Ste. 215","city":"Orlando","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"407-489-1186","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":18},{"label":"U.S. government/agency bonds","percent":5},{"label":"U.S. state and local bonds","percent":1},{"label":"Derivatives","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":71},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"24 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/290061/PDF/290061.pdf","brochureDate":"24 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052793","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Jake Carris Financial Planning have?","answer":"Jake Carris Financial Planning has 115 clients and manages $110 million for them, as of July 2026. They include 76 individual clients and 39 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Jake Carris Financial Planning offer?","answer":"Jake Carris Financial Planning provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Jake Carris Financial Planning charge?","answer":"Jake Carris Financial Planning charges 0.30%–0.60% a year for its Investment Management Services (JCFP Manages). Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"JCFP FORM ADV PART 2A, filed 24 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Jake Carris Financial Planning use?","answer":"Jake Carris Financial Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $110M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Jake Carris Financial Planning have?","answer":"Jake Carris Financial Planning has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Jake Carris Financial Planning invest in?","answer":"At the end of its last fiscal year, Jake Carris Financial Planning’s separately managed accounts held 71% registered funds (mutual funds, ETFs, BDCs), 18% exchange-traded equities, 5% U.S. government and agency bonds, 4% cash and equivalents, 1% state and local bonds and 1% derivatives.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Jake Carris Financial Planning?","answer":"Jake Carris Financial Planning’s direct owner is Jacob Carris (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 24 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Jake Carris Financial Planning get paid?","answer":"Jake Carris Financial Planning is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Jake Carris Financial Planning?","answer":"Jake Carris Financial Planning’s main office is at 5401 S. Kirkman RD, Ste. 215, Orlando, FL 32819. Its phone number is 407-489-1186. Its website is carrisfp.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}