{"url":"https://nivawealth.com/firms/iron-financial-106682","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/106682","regulatoryAum":489165569,"crd":"106682","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2441404","suffix":null,"lastName":"IZENSTARK","firstName":"AARON","middleName":"BRUCE"},{"crd":"2337398","suffix":null,"lastName":"LAKIN","firstName":"RICHARD","middleName":"LOUIS"},{"crd":"6078539","suffix":null,"lastName":"SIROTA","firstName":"ZACHARY","middleName":null},{"crd":"6387150","suffix":null,"lastName":"ZIEMBA","firstName":"TIMOTHY","middleName":"ROBERT"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-01","regulatoryAum":564479807,"clients":406,"employees":15,"offices":1},{"filedOn":"2022-03-28","regulatoryAum":449097026,"clients":304,"employees":12,"offices":1},{"filedOn":"2023-03-23","regulatoryAum":412755308,"clients":284,"employees":10,"offices":1},{"filedOn":"2024-07-11","regulatoryAum":421111841,"clients":256,"employees":10,"offices":1},{"filedOn":"2025-06-27","regulatoryAum":472137075,"clients":249,"employees":11,"offices":1},{"filedOn":"2026-07-01","regulatoryAum":489165569,"clients":246,"employees":10,"offices":1}],"secFileNumber":"801-46417","legalName":"Iron Financial LLC","displayName":"Iron Financial","slug":"iron-financial-106682","website":"https://ironfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/iron-financial-llc/","xUrl":"https://x.com/GoIRONFinancial","founded":"1994","organization":"Illinois limited liability company","fiscalYearEnd":"December","headquarters":{"street":"630 Dundee Road, Suite 300","city":"Northbrook","state":"IL","stateName":"Illinois","country":"United States","postalCode":"60062"},"tradeNames":["Iron Asset Management","Iron Financial","Iron Financial Management Inc","Iron Holdings LLC","Iron Investments","Iron Wealth Holdings LLC","The Iron Financial Companies"],"registration":{"secApproved":"18 May 1994","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1990210.5689655172,"staff":{"employees":10,"advisory":9,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":489165569,"discretionary":489165569,"discretionaryAccounts":649,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":124,"regulatoryAum":40925387},{"label":"High-net-worth individuals","clients":108,"regulatoryAum":420803465},{"label":"Pension and profit-sharing plans","clients":1,"fewerThan5":true,"regulatoryAum":8514177},{"label":"Corporations and other businesses","clients":13,"regulatoryAum":18922540}],"feePrograms":[{"role":"other","program":"Financial planning","summary":"Ongoing financial planning is billed as a percentage of assets under management, with a maximum annual fee of 1.00%.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022924","versionId":1022924,"submittedOn":"2026-03-20","documentName":"IRON FORM ADV PART 2A & 2B"},{"role":"other","program":"Private investment advisory","summary":"A fee of $3,000 to $5,000 per non-public security purchased, plus an ongoing fee generally 1.00% to 2.00% of invested capital a year.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022924","versionId":1022924,"submittedOn":"2026-03-20","documentName":"IRON FORM ADV PART 2A & 2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T08:13:02.231118+00:00","documents":[{"name":"IRON FORM ADV PART 2A & 2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022924","versionId":1022924,"submittedOn":"2026-03-20"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":419000849}],"custodyNote":"Iron Financial has custody of client assets.","otherCustodians":[],"leadership":[{"name":"Aaron Izenstark","title":"President, Chief Investment Officer","crd":"2441404"},{"name":"Timothy Ziemba","title":"Chief Compliance Officer","crd":"6387150"},{"name":"Howard Nixon","title":"CEO, Secretary","crd":"4369006"}],"ownership":[{"label":"Iron Wealth Holdings LLC","detail":"Sole member in the 75% or more ownership band and a control person, since February 2024."},{"label":"Iron Financial Management Inc","detail":"Indirect owner: a holding company of Iron Holdings LLC in the 75% or more band and a control person, since June 2008.","parent":"Iron Holdings LLC"},{"label":"Howard Nixon","detail":"Indirect owner: a sec of Iron Financial Management Inc in the 50% to 75% band and a control person, since June 2008.","parent":"Iron Financial Management Inc"},{"label":"Aaron Izenstark","detail":"Indirect owner: a cio, president of Iron Financial Management Inc in the 50% to 75% band and a control person, since June 2008.","parent":"Iron Financial Management Inc"},{"label":"Iron Holdings LLC","detail":"Indirect owner: a member of Iron Wealth Holdings LLC in the 50% to 75% band and a control person, since February 2024.","parent":"Iron Wealth Holdings LLC"},{"label":"Stairway Collaborative LLC","detail":"Indirect owner: a member of Iron Wealth Holdings LLC in the 50% to 75% band and a control person, since February 2024.","parent":"Iron Wealth Holdings LLC"},{"label":"Daniel Asher Descendants Trust","detail":"Indirect owner: a member of Stairway Collaborative LLC in the 25% to 50% band, since February 2024.","parent":"Stairway Collaborative LLC"},{"label":"Calangia LLC","detail":"Indirect owner: a member of Stairway Collaborative LLC in the 25% to 50% band, since February 2024.","parent":"Stairway Collaborative LLC"},{"label":"Stairway Capital Advisors LLC","detail":"Indirect owner: a member of Stairway Collaborative LLC in the 25% to 50% band, since February 2024.","parent":"Stairway Collaborative LLC"},{"label":"Fred Goldman","detail":"Indirect owner: trustee of Daniel Asher Descendants Trust and a control person, since February 2024.","parent":"Daniel Asher Descendants Trust"},{"label":"John Rijo","detail":"Indirect owner: a member of Calangia LLC in the 75% or more band, since February 2024.","parent":"Calangia LLC"},{"label":"Andrew Russell","detail":"Indirect owner: a member of Stairway Capital Advisors LLC in the 75% or more band, since February 2024.","parent":"Stairway Capital Advisors LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Illinois","offices":1,"addresses":[{"street":"630 Dundee Road, Suite 300","city":"Northbrook","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"847-715-3200","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Performance-based fees"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for pooled investment vehicles (other than investment companies)","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":20},{"label":"U.S. government/agency bonds","percent":26},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":10},{"label":"Securities issued by registered investment companies or business development companies","percent":37},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":2},{"label":"Cash and cash equivalents","percent":1},{"label":"Other","percent":2,"detail":"Certificates of Deposit, Mortgage Backed Securities, Convertible Bonds, Floating Rate Bonds, Unit Trusts"}],"privateFunds":3},"sources":{"adv1FilingDate":"1 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/106682/PDF/106682.pdf","brochureDate":"20 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022924","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Iron Financial have?","answer":"Iron Financial has 246 clients and manages $489 million for them, as of July 2026. They include 124 individual clients, 108 high-net-worth individuals, and 13 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Iron Financial offer?","answer":"Iron Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, selecting other managers, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Iron Financial use?","answer":"Iron Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $419M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Iron Financial have?","answer":"Iron Financial has 4 investment adviser representatives registered with state securities authorities, out of 10 employees, and 9 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Iron Financial invest in?","answer":"At the end of its last fiscal year, Iron Financial’s separately managed accounts held 37% registered funds (mutual funds, ETFs, BDCs), 26% U.S. government and agency bonds, 20% exchange-traded equities, 10% investment grade corporate bonds, 2% pooled vehicles (private funds and similar), 2% other, 1% state and local bonds and 1% cash and equivalents. The 2% other category is described as: Certificates of Deposit, Mortgage Backed Securities, Convertible Bonds, Floating Rate Bonds, Unit Trusts. It advises 3 private funds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Iron Financial?","answer":"Iron Financial is owned through a chain of holding companies by Howard Nixon, Aaron Izenstark, John Rijo and Andrew Russell. Its direct owner is Iron Wealth Holdings LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 1 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Iron Financial get paid?","answer":"Iron Financial is paid through a percentage of assets under management and performance-based fees. Its Form ADV lists no commissions among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Iron Financial?","answer":"Iron Financial’s main office is at 630 Dundee Road, Suite 300, Northbrook, IL 60062. Its phone number is 847-715-3200. Its website is ironfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 1 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/iron-financial-106682/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-22","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1595509/000159550926000005/0001595509-26-000005-index.html","totalValue":242301224,"positionCount":151,"top10Share":0.4546490074684889,"top10":[{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":19558028,"shares":67591,"shareType":"SH","priorValue":16117681,"priorShares":63508},{"issuer":"ISHARES TR","titleOfClass":"CORE 1 5 YR USD","cusip":"46432F859","value":15909659,"shares":329734,"shareType":"SH","priorValue":16019542,"priorShares":330572},{"issuer":"CME GROUP INC","titleOfClass":"COM","cusip":"12572Q105","value":12874289,"shares":58300,"shareType":"SH","priorValue":17221354,"priorShares":58308},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":12412126,"shares":33543,"shareType":"SH","priorValue":11456668,"priorShares":35712},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR PR SP1500","cusip":"78464A805","value":11548607,"shares":127201,"shareType":"SH","priorValue":10184135,"priorShares":128815},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTERNL DIVID","cusip":"808524672","value":10086595,"shares":317888,"shareType":"SH","priorValue":9824984,"priorShares":310328},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":9104095,"shares":12191,"shareType":"SH","priorValue":8423383,"priorShares":12952},{"issuer":"HARTFORD FDS EXCHANGE TRADED","titleOfClass":"TOTAL RTRN ETF","cusip":"41653L305","value":6547550,"shares":194088,"shareType":"SH","priorValue":8305132,"priorShares":246151},{"issuer":"PGIM ETF TR","titleOfClass":"PGIM ULTRA SH BD","cusip":"69344A107","value":6280885,"shares":126759,"shareType":"SH","priorValue":5826676,"priorShares":117711},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US DIVIDEND EQ","cusip":"808524797","value":5840177,"shares":184175,"shareType":"SH","priorValue":5305722,"priorShares":172937}],"positionsListed":151,"positions":[{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":19558028,"shares":67591,"shareType":"SH","priorValue":16117681,"priorShares":63508},{"issuer":"ISHARES TR","titleOfClass":"CORE 1 5 YR USD","cusip":"46432F859","value":15909659,"shares":329734,"shareType":"SH","priorValue":16019542,"priorShares":330572},{"issuer":"CME GROUP INC","titleOfClass":"COM","cusip":"12572Q105","value":12874289,"shares":58300,"shareType":"SH","priorValue":17221354,"priorShares":58308},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":12412126,"shares":33543,"shareType":"SH","priorValue":11456668,"priorShares":35712},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR PR SP1500","cusip":"78464A805","value":11548607,"shares":127201,"shareType":"SH","priorValue":10184135,"priorShares":128815},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTERNL DIVID","cusip":"808524672","value":10086595,"shares":317888,"shareType":"SH","priorValue":9824984,"priorShares":310328},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":9104095,"shares":12191,"shareType":"SH","priorValue":8423383,"priorShares":12952},{"issuer":"HARTFORD FDS EXCHANGE TRADED","titleOfClass":"TOTAL RTRN ETF","cusip":"41653L305","value":6547550,"shares":194088,"shareType":"SH","priorValue":8305132,"priorShares":246151},{"issuer":"PGIM ETF TR","titleOfClass":"PGIM ULTRA SH BD","cusip":"69344A107","value":6280885,"shares":126759,"shareType":"SH","priorValue":5826676,"priorShares":117711},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US DIVIDEND EQ","cusip":"808524797","value":5840177,"shares":184175,"shareType":"SH","priorValue":5305722,"priorShares":172937},{"issuer":"ISHARES INC","titleOfClass":"MSCI GBL MIN VOL","cusip":"464286525","value":5786339,"shares":48127,"shareType":"SH","priorValue":5789910,"priorShares":48447},{"issuer":"ISHARES TR","titleOfClass":"ULTRA SHORT DUR","cusip":"46434V878","value":5111038,"shares":101049,"shareType":"SH","priorValue":5046214,"priorShares":99688},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"SHORT TAX EXEMPT","cusip":"922907696","value":5045344,"shares":65840,"shareType":"SH","priorValue":3453047,"priorShares":45262},{"issuer":"PUTNAM ETF TRUST","titleOfClass":"FRANKLIN SHT TRM","cusip":"746729730","value":4424697,"shares":444917,"shareType":"SH","priorValue":2848808,"priorShares":287616},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US TIPS ETF","cusip":"808524870","value":4109490,"shares":155075,"shareType":"SH","priorValue":5149031,"priorShares":193500},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":3740509,"shares":15694,"shareType":"SH","priorValue":2904743,"priorShares":13947},{"issuer":"ISHARES U S ETF TR","titleOfClass":"SHOR DURA BD ETF","cusip":"46431W507","value":3739940,"shares":73824,"shareType":"SH","priorValue":3535868,"priorShares":69556},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":3671030,"shares":18347,"shareType":"SH","priorValue":3164949,"priorShares":18148},{"issuer":"ISHARES TR","titleOfClass":"IBONDS DEC2026","cusip":"46435GAA0","value":3617780,"shares":149310,"shareType":"SH","priorValue":3728439,"priorShares":153813},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST SHOR CORP ETF","cusip":"78464A474","value":3586384,"shares":119506,"shareType":"SH","priorValue":3613043,"priorShares":120154},{"issuer":"VANECK ETF TRUST","titleOfClass":"MRNGSTR WDE MOAT","cusip":"92189F643","value":3434974,"shares":33041,"shareType":"SH","priorValue":3270529,"priorShares":33821},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":2989712,"shares":9134,"shareType":"SH","priorValue":2707225,"priorShares":9203},{"issuer":"CBOE GLOBAL MKTS INC","titleOfClass":"COM","cusip":"12503M108","value":2523951,"shares":10401,"shareType":"SH","priorValue":2916320,"priorShares":10376},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":2383766,"shares":6390,"shareType":"SH","priorValue":2519408,"priorShares":6806},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INTER TERM TREAS","cusip":"92206C706","value":2356495,"shares":39954,"shareType":"SH","priorValue":2600609,"priorShares":43671},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST STR PO EX ETF","cusip":"78463X889","value":2180090,"shares":43264,"shareType":"SH","priorValue":1999774,"priorShares":43807},{"issuer":"VANGUARD SPECIALIZED FUNDS","titleOfClass":"DIV APP ETF","cusip":"921908844","value":2121507,"shares":8966,"shareType":"SH","priorValue":1982027,"priorShares":9216},{"issuer":"CROWDSTRIKE HLDGS INC","titleOfClass":"CL A","cusip":"22788C105","value":1976534,"shares":2590,"shareType":"SH","priorValue":971341,"priorShares":2488},{"issuer":"ISHARES TR","titleOfClass":"CORE DIVID ETF","cusip":"46435U861","value":1877360,"shares":30477,"shareType":"SH","priorValue":1739847,"priorShares":32249},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":1821987,"shares":21312,"shareType":"SH","priorValue":1640207,"priorShares":21271},{"issuer":"FIDELITY MERRIMACK STR TR","titleOfClass":"TOTAL BD ETF","cusip":"316188309","value":1784275,"shares":39223,"shareType":"SH","priorValue":1800409,"priorShares":39465},{"issuer":"INTEL CORP","titleOfClass":"COM","cusip":"458140100","value":1725827,"shares":12360,"shareType":"SH","priorValue":559260,"priorShares":12673},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST PORT MARK ETF","cusip":"78463X509","value":1570799,"shares":30336,"shareType":"SH","priorValue":1419516,"priorShares":30260},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":1498696,"shares":5901,"shareType":"SH","priorValue":1426136,"priorShares":5834},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":1443539,"shares":4039,"shareType":"SH","priorValue":1152915,"priorShares":4009},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"ULTRA SHRT ETF","cusip":"46641Q837","value":1423947,"shares":28158,"shareType":"SH","priorValue":1414754,"priorShares":27954},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":1423240,"shares":1233,"shareType":"SH","priorValue":421963,"priorShares":1249},{"issuer":"CIENA CORP","titleOfClass":"COM NEW","cusip":"171779309","value":1381418,"shares":2816,"shareType":"SH","priorValue":1015999,"priorShares":2617},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"JPMORGAM LTD DUR","cusip":"46654Q773","value":1367467,"shares":26202,"shareType":"SH","priorValue":1348292,"priorShares":25834},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"US QUALTY FCTR","cusip":"46641Q761","value":1267337,"shares":17534,"shareType":"SH","priorValue":1075445,"priorShares":17538},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":1233144,"shares":10888,"shareType":"SH","priorValue":1306764,"priorShares":10515},{"issuer":"PHILIP MORRIS INTL INC","titleOfClass":"COM","cusip":"718172109","value":1208081,"shares":6678,"shareType":"SH","priorValue":873381,"priorShares":5282},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":1197954,"shares":2127,"shareType":"SH","priorValue":1182318,"priorShares":2067},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":1187695,"shares":8687,"shareType":"SH","priorValue":1405330,"priorShares":8283},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA MIN ETF","cusip":"46429B697","value":1085040,"shares":11249,"shareType":"SH","priorValue":1042215,"priorShares":11238},{"issuer":"TJX COS INC NEW","titleOfClass":"COM","cusip":"872540109","value":951338,"shares":6279,"shareType":"SH","priorValue":943249,"priorShares":5906},{"issuer":"KRAFT HEINZ CO","titleOfClass":"COM","cusip":"500754106","value":930180,"shares":39381,"shareType":"SH","priorValue":831861,"priorShares":36988},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":904379,"shares":6167,"shareType":"SH","priorValue":898664,"priorShares":6222},{"issuer":"FRANKLIN TEMPLETON ETF TR","titleOfClass":"INTL COR DIV TIL","cusip":"35473P108","value":883488,"shares":20681,"shareType":"SH","priorValue":768529,"priorShares":19305},{"issuer":"ISHARES TR","titleOfClass":"MSCI INTL QUALTY","cusip":"46434V456","value":874835,"shares":17656,"shareType":"SH","priorValue":816802,"priorShares":17668},{"issuer":"OCCIDENTAL PETE CORP","titleOfClass":"COM","cusip":"674599105","value":866732,"shares":17845,"shareType":"SH","priorValue":1086475,"priorShares":16715},{"issuer":"FIRSTENERGY CORP","titleOfClass":"COM","cusip":"337932107","value":865704,"shares":18210,"shareType":"SH","priorValue":859347,"priorShares":16963},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST MAR DIVID ETF","cusip":"78463X533","value":846578,"shares":20670,"shareType":"SH","priorValue":805912,"priorShares":20413},{"issuer":"CARDINAL HEALTH INC","titleOfClass":"COM","cusip":"14149Y108","value":831936,"shares":3502,"shareType":"SH","priorValue":670276,"priorShares":3172},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":830685,"shares":1975,"shareType":"SH","priorValue":730861,"priorShares":1966},{"issuer":"ERIE INDTY CO","titleOfClass":"CL A","cusip":"29530P102","value":818747,"shares":3415,"shareType":"SH","priorValue":784842,"priorShares":3123},{"issuer":"EXPAND ENERGY CORPORATION","titleOfClass":"COM","cusip":"165167735","value":816881,"shares":8958,"shareType":"SH","priorValue":911943,"priorShares":8307},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":804007,"shares":1092,"shareType":"SH","priorValue":1043473,"priorShares":1808},{"issuer":"AUTODESK INC","titleOfClass":"COM","cusip":"052769106","value":803927,"shares":4135,"shareType":"SH","priorValue":921212,"priorShares":3848},{"issuer":"THE CAMPBELLS COMPANY","titleOfClass":"COM","cusip":"134429109","value":799694,"shares":35909,"shareType":"SH","priorValue":749631,"priorShares":33661},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":747065,"shares":3428,"shareType":"SH","priorValue":634119,"priorShares":3232},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":739577,"shares":1478,"shareType":"SH","priorValue":783492,"priorShares":1635},{"issuer":"DOLLAR GEN CORP","titleOfClass":"COM","cusip":"256677105","value":736014,"shares":6394,"shareType":"SH","priorValue":713093,"priorShares":6006},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":728819,"shares":2896,"shareType":"SH","priorValue":670794,"priorShares":3084},{"issuer":"VANGUARD ADMIRAL FDS INC","titleOfClass":"MIDCP 400 IDX","cusip":"921932885","value":723511,"shares":5548,"shareType":"SH","priorValue":633495,"priorShares":5541},{"issuer":"WOODWARD INC","titleOfClass":"COM","cusip":"980745103","value":704529,"shares":1656,"shareType":"SH","priorValue":592716,"priorShares":1656},{"issuer":"CONSTELLATION BRANDS INC","titleOfClass":"CL A","cusip":"21036P108","value":701154,"shares":5041,"shareType":"SH","priorValue":706650,"priorShares":4711},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":691590,"shares":1957,"shareType":"SH","priorValue":561293,"priorShares":1957},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US BRD MKT ETF","cusip":"808524102","value":678267,"shares":23421,"shareType":"SH","priorValue":588376,"priorShares":23441},{"issuer":"PIMCO ETF TR","titleOfClass":"15+ YR US TIPS","cusip":"72201R304","value":670681,"shares":13241,"shareType":"SH","priorValue":774055,"priorShares":15169},{"issuer":"CONOCOPHILLIPS","titleOfClass":"COM","cusip":"20825C104","value":605705,"shares":5826,"shareType":"SH","priorValue":724328,"priorShares":5487},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 GRW ETF","cusip":"464287614","value":589808,"shares":4750,"shareType":"SH","priorValue":521488,"priorShares":1223},{"issuer":"DATADOG INC","titleOfClass":"CL A COM","cusip":"23804L103","value":569148,"shares":2186,"shareType":"SH","priorValue":243302,"priorShares":2061},{"issuer":"ISHARES TR","titleOfClass":"SELECT DIVID ETF","cusip":"464287168","value":557053,"shares":3564,"shareType":"SH","priorValue":600255,"priorShares":3964},{"issuer":"INVESCO EXCH TRD SLF IDX FD","titleOfClass":"INVSCO BLSH 26","cusip":"46138J635","value":510096,"shares":22222,"shareType":"SH","priorValue":521622,"priorShares":22508},{"issuer":"ISHARES BITCOIN TRUST ETF","titleOfClass":"SHS BEN INT","cusip":"46438F101","value":448284,"shares":13466,"shareType":"SH","priorValue":521014,"priorShares":13561},{"issuer":"ISHARES TR","titleOfClass":"RUS MD CP GR ETF","cusip":"464287481","value":446990,"shares":3053,"shareType":"SH","priorValue":398966,"priorShares":3114},{"issuer":"ISHARES INC","titleOfClass":"MSCI EMERG MRKT","cusip":"464286533","value":428642,"shares":5694,"shareType":"SH","priorValue":371608,"priorShares":5741},{"issuer":"VANECK BITCOIN ETF","titleOfClass":"SH BEN INT","cusip":"92189K105","value":423639,"shares":25505,"shareType":"SH","priorValue":472850,"priorShares":24679},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":411623,"shares":4779,"shareType":"SH","priorValue":347916,"priorShares":797},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":406566,"shares":1088,"shareType":"SH"},{"issuer":"CATERPILLAR INC","titleOfClass":"COM","cusip":"149123101","value":404663,"shares":380,"shareType":"SH","priorValue":267799,"priorShares":378},{"issuer":"WISDOMTREE TR","titleOfClass":"US QTLY DIV GRT","cusip":"97717X669","value":389270,"shares":4071,"shareType":"SH","priorValue":415132,"priorShares":4726},{"issuer":"FORD MTR CO","titleOfClass":"COM","cusip":"345370860","value":388325,"shares":27937,"shareType":"SH","priorValue":310380,"priorShares":26896},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":378884,"shares":1003,"shareType":"SH","priorValue":394667,"priorShares":1275},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"TAX EXEMPT BD","cusip":"922907746","value":375120,"shares":7416,"shareType":"SH","priorValue":366907,"priorShares":7354},{"issuer":"TAIWAN SEMICONDUCTOR MANUFAC","titleOfClass":"SPONSORED ADS","cusip":"874039100","value":364865,"shares":764,"shareType":"SH","priorValue":245691,"priorShares":727},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL EQTY ETF","cusip":"808524805","value":362479,"shares":13086,"shareType":"SH","priorValue":323865,"priorShares":13085},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":354165,"shares":2388,"shareType":"SH","priorValue":296853,"priorShares":2388},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":353660,"shares":1258,"shareType":"SH","priorValue":230307,"priorShares":950},{"issuer":"BLACKSTONE INC","titleOfClass":"COM","cusip":"09260D107","value":352199,"shares":2993,"shareType":"SH","priorValue":342855,"priorShares":2982},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":350649,"shares":1022,"shareType":"SH","priorValue":297410,"priorShares":984},{"issuer":"ISHARES TR","titleOfClass":"0-3 MTH TREASURY","cusip":"46436E718","value":347815,"shares":3455,"shareType":"SH","priorValue":347781,"priorShares":3455},{"issuer":"DIAMONDBACK ENERGY INC","titleOfClass":"COM","cusip":"25278X109","value":342757,"shares":1950,"shareType":"SH","priorValue":358181,"priorShares":1811},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"INTL HIGH ETF","cusip":"921946794","value":339314,"shares":3455,"shareType":"SH","priorValue":328323,"priorShares":3484},{"issuer":"FRANKLIN RESOURCES INC","titleOfClass":"COM","cusip":"354613101","value":336294,"shares":10108,"shareType":"SH","priorValue":223470,"priorShares":9461},{"issuer":"INVESCO EXCH TRD SLF IDX FD","titleOfClass":"BULSHS 2027 CB","cusip":"46138J783","value":327453,"shares":16694,"shareType":"SH"},{"issuer":"REGENCY CTRS CORP","titleOfClass":"COM","cusip":"758849103","value":322868,"shares":4049,"shareType":"SH","priorValue":285617,"priorShares":3775},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":317328,"shares":265,"shareType":"SH"},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"NASDAQ 100 ETF","cusip":"46138G649","value":316912,"shares":1046,"shareType":"SH","priorValue":244712,"priorShares":1030},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"INTL BUYBACK","cusip":"46138E644","value":310353,"shares":5510,"shareType":"SH","priorValue":312618,"priorShares":5556},{"issuer":"COCA COLA CO","titleOfClass":"COM","cusip":"191216100","value":306432,"shares":3771,"shareType":"SH","priorValue":286322,"priorShares":3765},{"issuer":"ARCHER DANIELS MIDLAND CO","titleOfClass":"COM","cusip":"039483102","value":303538,"shares":3973,"shareType":"SH","priorValue":270480,"priorShares":3721},{"issuer":"HEALTHPEAK PROPERTIES INC","titleOfClass":"COM","cusip":"42250P103","value":302575,"shares":14139,"shareType":"SH","priorValue":201892,"priorShares":12288},{"issuer":"PRICE T ROWE GROUP INC","titleOfClass":"COM","cusip":"74144T108","value":302308,"shares":2659,"shareType":"SH","priorValue":225085,"priorShares":2497},{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":299493,"shares":813,"shareType":"SH","priorValue":349826,"priorShares":813},{"issuer":"PIMCO ETF TR","titleOfClass":"1-5 US TIP IDX","cusip":"72201R205","value":299348,"shares":5612,"shareType":"SH","priorValue":297978,"priorShares":5507},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":296126,"shares":252,"shareType":"SH"},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":294523,"shares":507,"shareType":"SH"},{"issuer":"DIREXION SHARES ETF TRUST","titleOfClass":"AUSPCE CMD STG","cusip":"25460E307","value":283037,"shares":8682,"shareType":"SH","priorValue":290238,"priorShares":8646},{"issuer":"AMERICAN EXPRESS CO","titleOfClass":"COM","cusip":"025816109","value":282895,"shares":836,"shareType":"SH","priorValue":253257,"priorShares":837},{"issuer":"QUALCOMM INC","titleOfClass":"COM","cusip":"747525103","value":282026,"shares":1526,"shareType":"SH"},{"issuer":"INVITATION HOMES INC","titleOfClass":"COM","cusip":"46187W107","value":276725,"shares":9160,"shareType":"SH","priorValue":212816,"priorShares":8564},{"issuer":"MCDONALDS CORP","titleOfClass":"COM","cusip":"580135101","value":276509,"shares":1023,"shareType":"SH","priorValue":274890,"priorShares":884},{"issuer":"ISHARES TR","titleOfClass":"BROAD USD HIGH","cusip":"46435U853","value":275911,"shares":7453,"shareType":"SH","priorValue":274569,"priorShares":7453},{"issuer":"ISHARES TR","titleOfClass":"US TREAS BD ETF","cusip":"46429B267","value":275643,"shares":12100,"shareType":"SH","priorValue":303541,"priorShares":13249},{"issuer":"ADVISORSHARES TR","titleOfClass":"ADVISORSHS ETF","cusip":"00768Y560","value":272760,"shares":4000,"shareType":"SH","priorValue":259047,"priorShares":4000},{"issuer":"EQUITY RESIDENTIAL","titleOfClass":"SH BEN INT","cusip":"29476L107","value":272265,"shares":4008,"shareType":"SH","priorValue":221459,"priorShares":3744},{"issuer":"UDR INC","titleOfClass":"COM","cusip":"902653104","value":269620,"shares":6754,"shareType":"SH","priorValue":214267,"priorShares":6343},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":263480,"shares":2243,"shareType":"SH"},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":261340,"shares":3162,"shareType":"SH","priorValue":271834,"priorShares":3285},{"issuer":"CF INDUSTRIES HOLD","titleOfClass":"COM","cusip":"125269100","value":260691,"shares":2408,"shareType":"SH","priorValue":288375,"priorShares":2221},{"issuer":"KIMCO REALTY CORP","titleOfClass":"COM","cusip":"49446R109","value":260015,"shares":10257,"shareType":"SH","priorValue":216139,"priorShares":9619},{"issuer":"AT&T INC","titleOfClass":"COM","cusip":"00206R102","value":258324,"shares":12479,"shareType":"SH","priorValue":369285,"priorShares":12738},{"issuer":"MORGAN STANLEY","titleOfClass":"COM NEW","cusip":"617446448","value":258270,"shares":1235,"shareType":"SH","priorValue":201731,"priorShares":1226},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":256996,"shares":729,"shareType":"SH","priorValue":264264,"priorShares":804},{"issuer":"CHEVRON CORPORATION","titleOfClass":"COM","cusip":"166764100","value":253614,"shares":1530,"shareType":"SH","priorValue":303523,"priorShares":1467},{"issuer":"ISHARES TR","titleOfClass":"CRE U S REIT ETF","cusip":"464288521","value":253110,"shares":3809,"shareType":"SH","priorValue":224224,"priorShares":3788},{"issuer":"EDISON INTL","titleOfClass":"COM","cusip":"281020107","value":250674,"shares":3367,"shareType":"SH","priorValue":231689,"priorShares":3166},{"issuer":"MID-AMER APT CMNTYS INC","titleOfClass":"COM","cusip":"59522J103","value":250166,"shares":1801,"shareType":"SH","priorValue":206448,"priorShares":1691},{"issuer":"REALTY INCOME CORP","titleOfClass":"COM","cusip":"756109104","value":243752,"shares":3934,"shareType":"SH","priorValue":223981,"priorShares":3661},{"issuer":"EXTRA SPACE STORAGE INC","titleOfClass":"COM","cusip":"30225T102","value":237857,"shares":1637,"shareType":"SH"},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":237381,"shares":1847,"shareType":"SH","priorValue":211286,"priorShares":1756},{"issuer":"APA CORPORATION","titleOfClass":"COM","cusip":"03743Q108","value":237078,"shares":7279,"shareType":"SH","priorValue":288126,"priorShares":6789},{"issuer":"PALANTIR TECHNOLOGIES INC","titleOfClass":"CL A","cusip":"69608A108","value":235325,"shares":2017,"shareType":"SH","priorValue":312748,"priorShares":2138},{"issuer":"KINDER MORGAN INC DEL","titleOfClass":"COM","cusip":"49456B101","value":234085,"shares":7322,"shareType":"SH","priorValue":227301,"priorShares":6779},{"issuer":"LAMB WESTON HLDGS INC","titleOfClass":"COM","cusip":"513272104","value":233777,"shares":5414,"shareType":"SH","priorValue":212822,"priorShares":5036},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE ETF","cusip":"464287465","value":232587,"shares":2239,"shareType":"SH","priorValue":227802,"priorShares":2345},{"issuer":"PROLOGIS INC.","titleOfClass":"COM","cusip":"74340W103","value":232196,"shares":1714,"shareType":"SH","priorValue":210828,"priorShares":1595},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST STR MSCI EAFE","cusip":"78463X434","value":229701,"shares":2392,"shareType":"SH","priorValue":220377,"priorShares":2363},{"issuer":"BRISTOL-MYERS SQUIBB CO","titleOfClass":"COM","cusip":"110122108","value":227552,"shares":3949,"shareType":"SH","priorValue":223871,"priorShares":3691},{"issuer":"DOW HLDGS INC","titleOfClass":"COM","cusip":"260557103","value":224114,"shares":8191,"shareType":"SH","priorValue":316209,"priorShares":7592},{"issuer":"LYONDELLBASELL INDUSTRIES NV","titleOfClass":"SHS - A -","cusip":"N53745100","value":221763,"shares":4212,"shareType":"SH","priorValue":300489,"priorShares":3730},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":214405,"shares":882,"shareType":"SH"},{"issuer":"ALLEGION PLC","titleOfClass":"ORD SHS","cusip":"G0176J109","value":209471,"shares":1491,"shareType":"SH","priorValue":200066,"priorShares":1377},{"issuer":"MARVELL TECHNOLOGY INC","titleOfClass":"COM","cusip":"573874104","value":205992,"shares":692,"shareType":"SH"},{"issuer":"ABBOTT LABORATORIES","titleOfClass":"COM","cusip":"002824100","value":202387,"shares":2230,"shareType":"SH","priorValue":246628,"priorShares":2402},{"issuer":"TEXAS PACIFIC LAND CORPORATI","titleOfClass":"COM","cusip":"88262P102","value":200440,"shares":458,"shareType":"SH","priorValue":202638,"priorShares":427},{"issuer":"DNP SELECT INCOME FD INC","titleOfClass":"COM","cusip":"23325P104","value":199274,"shares":18468,"shareType":"SH","priorValue":186807,"priorShares":18137},{"issuer":"INVESCO EXCH TRD SLF IDX FD","titleOfClass":"BULETSHS 2029","cusip":"46138J577","value":198920,"shares":10709,"shareType":"SH"},{"issuer":"HYPERSCALE DATA INC","titleOfClass":"COM SHS","cusip":"09175M804","value":2111,"shares":15000,"shareType":"SH","priorValue":2256,"priorShares":15000}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}