{"url":"https://nivawealth.com/firms/intervest-104614","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/104614","regulatoryAum":246950187,"crd":"104614","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5283742","suffix":"JR.","lastName":"BOWLES","firstName":"JOHN","middleName":"LAING"},{"crd":"1454540","suffix":null,"lastName":"SCHOENFELD","firstName":"RICHARD","middleName":"HOLLEMAN"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-31","regulatoryAum":164713142,"clients":150,"employees":5,"offices":1},{"filedOn":"2022-04-14","regulatoryAum":166338774,"clients":157,"employees":5,"offices":1},{"filedOn":"2023-03-31","regulatoryAum":147791886,"clients":145,"employees":5,"offices":1},{"filedOn":"2024-03-29","regulatoryAum":188309554,"clients":166,"employees":5,"offices":1},{"filedOn":"2025-03-31","regulatoryAum":209420639,"clients":174,"employees":5,"offices":1},{"filedOn":"2026-03-31","regulatoryAum":246950187,"clients":175,"employees":5,"offices":1}],"secFileNumber":"801-26390","legalName":"Intervest LTD","displayName":"InterVest","slug":"intervest-104614","website":"https://intervestltd.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"1982","organization":"Maryland corporation","fiscalYearEnd":"December","headquarters":{"street":"2 Wisconsin Circle, Suite 910","city":"Chevy Chase","state":"MD","stateName":"Maryland","country":"United States","postalCode":"20815-7040"},"tradeNames":[],"registration":{"secApproved":"10 February 1986","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1407874.7371428572,"staff":{"employees":5,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":246950187,"discretionary":131457519,"discretionaryAccounts":135,"nonDiscretionary":115492668,"nonDiscretionaryAccounts":204,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":146},"clientTypes":[{"label":"Individuals (other than HNW)","clients":70,"regulatoryAum":18955536},{"label":"High-net-worth individuals","clients":105,"regulatoryAum":227422543},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":572108}],"feePrograms":[{"role":"main","program":"Compensation Based on Assets Under Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036046","versionId":1036046,"ratePeriod":"annual","fee_billing":null,"submittedOn":"2026-03-31","documentName":"UPDATED ADV PART 2A: FIRM BROCHURE (3/31/2026)","fee_rate_low":0.25,"fee_rate_high":1,"fee_negotiable":null,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning, fixed fee","summary":"Fixed fee set by the complexity of the client situation; a comprehensive Financial Plan has a minimum annual fee of $4,000, half payable when the agreement is signed.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036046","versionId":1036046,"submittedOn":"2026-03-31","documentName":"UPDATED ADV PART 2A: FIRM BROCHURE (3/31/2026)"},{"role":"other","program":"Limited financial planning, hourly","summary":"When financial planning is provided on a limited basis without a Financial Plan, charges are $400.00 per hour, generally billed after the work is performed.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036046","versionId":1036046,"submittedOn":"2026-03-31","documentName":"UPDATED ADV PART 2A: FIRM BROCHURE (3/31/2026)"},{"role":"other","program":"Non-discretionary asset management consulting","summary":"Charged as a percentage of assets under management set in the client agreement, paid from the account quarterly.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036046","versionId":1036046,"submittedOn":"2026-03-31","documentName":"UPDATED ADV PART 2A: FIRM BROCHURE (3/31/2026)"},{"role":"other","program":"Non-financial planning advisory services, fixed fee","summary":"Fixed fees vary with the services provided and the value of assets advised, quoted in advance, and may be charged quarterly or annually in advance or in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036046","versionId":1036046,"submittedOn":"2026-03-31","documentName":"UPDATED ADV PART 2A: FIRM BROCHURE (3/31/2026)"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T11:45:06.763441+00:00","documents":[{"name":"UPDATED ADV PART 2A: FIRM BROCHURE (3/31/2026)","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036046","versionId":1036046,"submittedOn":"2026-03-31"}]},"custodians":[{"name":"SEI Investments Distribution Co.","shortName":"SEI Investments Distribution","location":"Oaks, PA","smaAssets":62779186}],"custodyNote":"InterVest has custody of client assets.","otherCustodians":[],"leadership":[{"name":"Richard Schoenfeld","title":"President, Chief Compliance Officer","crd":"1454540"},{"name":"Hunter Schoenfeld","title":"Director","crd":"4337110"}],"ownership":[{"label":"Richard Schoenfeld","detail":"President, chief compliance officer in the 75% or more ownership band and a control person, since March 1991."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Maryland","offices":1,"addresses":[{"street":"2 Wisconsin Circle, Suite 910","city":"Chevy Chase","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"301-951-4455","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":20},{"label":"Non-exchange-traded equity securities","percent":70},{"label":"U.S. government/agency bonds","percent":2},{"label":"U.S. state and local bonds","percent":3},{"label":"Investment grade corporate bonds","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"31 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/104614/PDF/104614.pdf","brochureDate":"31 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036046","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does InterVest have?","answer":"InterVest has 175 clients and manages $247 million for them, as of March 2026. They include 105 high-net-worth individuals and 70 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does InterVest offer?","answer":"InterVest provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does InterVest charge?","answer":"InterVest charges 0.25%–1.00% a year for its Compensation Based on Assets Under Management.","source":"UPDATED ADV PART 2A: FIRM BROCHURE (3/31/2026), filed 31 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does InterVest use?","answer":"InterVest’s separately managed account assets are held at SEI Investments Distribution Co. (Oaks, PA), with $62.8M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does InterVest have?","answer":"InterVest has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does InterVest invest in?","answer":"At the end of its last fiscal year, InterVest’s separately managed accounts held 70% non-exchange-traded equities, 20% exchange-traded equities, 5% investment grade corporate bonds, 3% state and local bonds and 2% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns InterVest?","answer":"InterVest’s direct owner is Richard Schoenfeld (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does InterVest get paid?","answer":"InterVest is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact InterVest?","answer":"InterVest’s main office is at 2 Wisconsin Circle, Suite 910, Chevy Chase, MD 20815-7040. Its phone number is 301-951-4455. Its website is intervestltd.com.","source":"Form ADV Part 1A, Item 1.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}