{"url":"https://nivawealth.com/firms/indiano-capital-management-122620","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/122620","regulatoryAum":253822996,"crd":"122620","history":[{"filedOn":"2021-03-10","regulatoryAum":261934512,"clients":70,"employees":2,"offices":1},{"filedOn":"2022-03-29","regulatoryAum":350787973,"clients":68,"employees":2,"offices":1},{"filedOn":"2023-07-19","regulatoryAum":285637646,"clients":68,"employees":2,"offices":1},{"filedOn":"2024-03-21","regulatoryAum":286350171,"clients":62,"employees":2,"offices":1},{"filedOn":"2025-03-31","regulatoryAum":275561867,"clients":59,"employees":2,"offices":1},{"filedOn":"2026-03-30","regulatoryAum":253822996,"clients":53,"employees":2,"offices":1}],"secFileNumber":"801-64160","legalName":"Indiano Capital Management Inc.","displayName":"Indiano Capital Management","slug":"indiano-capital-management-122620","website":"https://indiano.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"1998","organization":"New York corporation","fiscalYearEnd":"December","headquarters":{"street":"120 Linden Oaks, Suite 201","city":"Rochester","state":"NY","stateName":"New York","country":"United States","postalCode":"14625"},"tradeNames":[],"registration":{"secApproved":"14 June 2006","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":4151738.44,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":253822996,"discretionary":253822996,"discretionaryAccounts":99,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":38,"regulatoryAum":1866159},{"label":"High-net-worth individuals","clients":12,"regulatoryAum":205720763},{"label":"Insurance companies","clients":2,"fewerThan5":true,"regulatoryAum":46165990},{"label":"Corporations and other businesses","clients":1,"fewerThan5":true,"regulatoryAum":70084}],"feePrograms":[],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T08:48:47.92278+00:00","documents":[{"name":"BROCHURE 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030774","versionId":1030774,"submittedOn":"2026-03-30"}]},"custodians":[{"name":"Canandaigua National Corporation","shortName":"Canandaigua National","location":"Canandaigua, NY","smaAssets":36410235},{"name":"RBC Dain Rauscher Inc.","shortName":"RBC Dain Rauscher","location":"Rochester, NY","smaAssets":97464335},{"name":"JP Morgan Chase & Co","shortName":"J.P. Morgan","location":"Newark, DE","smaAssets":19232235},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":31382672},{"name":"UBS Financial Services Inc.","shortName":"UBS Financial Services","location":"New York, NY","smaAssets":64076002}],"custodyNote":"Indiano Capital Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Matthew Indiano","title":"President","crd":"4650217"},{"name":"Carmen Indiano","title":"Chief Compliance Officer","crd":"4943366"}],"ownership":[{"label":"Matthew Indiano","detail":"President in the 75% or more ownership band and a control person, since June 1998."},{"label":"Carmen Indiano","detail":"Chief compliance officer in the 10% to 25% ownership band, since January 2001."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New York","offices":1,"addresses":[{"street":"120 Linden Oaks, Suite 201","city":"Rochester","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"585-248-9888","stateRegisteredReps":0,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":68},{"label":"U.S. government/agency bonds","percent":16},{"label":"U.S. state and local bonds","percent":5},{"label":"Investment grade corporate bonds","percent":6},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"30 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/122620/PDF/122620.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030774","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Indiano Capital Management have?","answer":"Indiano Capital Management has 53 clients and manages $254 million for them, as of March 2026. They include 38 individual clients, 12 high-net-worth individuals and 2 insurance companies.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Indiano Capital Management offer?","answer":"Indiano Capital Management provides portfolio management for individuals and small businesses and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Indiano Capital Management use?","answer":"Indiano Capital Management’s separately managed account assets are held at RBC Dain Rauscher Inc. (Rochester, NY), with $97.5M, UBS Financial Services Inc. (New York, NY), with $64.1M, Canandaigua National Corporation (Canandaigua, NY), with $36.4M, Charles Schwab & Co., Inc. (Westlake, TX), with $31.4M and JP Morgan Chase & Co (Newark, DE), with $19.2M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Indiano Capital Management have?","answer":"Indiano Capital Management has 0 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Indiano Capital Management invest in?","answer":"At the end of its last fiscal year, Indiano Capital Management’s separately managed accounts held 68% exchange-traded equities, 16% U.S. government and agency bonds, 6% investment grade corporate bonds, 5% state and local bonds and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Indiano Capital Management?","answer":"Indiano Capital Management’s direct owners are Matthew Indiano (75% or more) and Carmen Indiano (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Indiano Capital Management get paid?","answer":"Indiano Capital Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Indiano Capital Management?","answer":"Indiano Capital Management’s main office is at 120 Linden Oaks, Suite 201, Rochester, NY 14625. Its phone number is 585-248-9888. Its website is indiano.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}