{"url":"https://nivawealth.com/firms/index-fund-advisors-109143","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/109143","regulatoryAum":5929710382,"crd":"109143","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2197481","suffix":null,"lastName":"BALKEY","firstName":"SHAREEN","middleName":"MARIE"},{"crd":"8082399","suffix":null,"lastName":"Brunson","firstName":"Elizabeth","middleName":"Marie"},{"crd":"5327459","suffix":null,"lastName":"BRUNSON","firstName":"MARY","middleName":"ELIZABETH"},{"crd":"5127743","suffix":null,"lastName":"CHONG","firstName":"DANIEL","middleName":null},{"crd":"1800794","suffix":null,"lastName":"DELANEY","firstName":"DENISE","middleName":"GEORGIA"},{"crd":"1128795","suffix":null,"lastName":"Doughty-Lloyd","firstName":"Kerrie","middleName":"A"},{"crd":"4371910","suffix":null,"lastName":"HEBNER","firstName":"MARK","middleName":"THOMAS"},{"crd":"7798866","suffix":null,"lastName":"Higgins","firstName":"Mark","middleName":"James"},{"crd":"2980359","suffix":null,"lastName":"KANN","firstName":"DERICK","middleName":"LEE"},{"crd":"2050442","suffix":null,"lastName":"LONG","firstName":"WESLEY","middleName":"ROBERT"},{"crd":"5562335","suffix":null,"lastName":"PAGE","firstName":"ANNE","middleName":"ELIZABETH"},{"crd":"6080073","suffix":null,"lastName":"PICCARRETA","firstName":"NICHOLAS","middleName":"ANTHONY"},{"crd":"3245060","suffix":null,"lastName":"QUIJADA","firstName":"BRIDGET","middleName":"ALINE"},{"crd":"5558979","suffix":null,"lastName":"RUTTER","firstName":"NEAL","middleName":"PATRICK"},{"crd":"2169536","suffix":null,"lastName":"SHULER","firstName":"GORDON","middleName":"LEROY"},{"crd":"6689457","suffix":null,"lastName":"Sims","firstName":"Jeffrey","middleName":"Robert"},{"crd":"5333470","suffix":null,"lastName":"YARLAGADDA","firstName":"VENKAT","middleName":null},{"crd":"7664922","suffix":null,"lastName":"York","firstName":"David","middleName":"Christopher"}],"total":18,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-05-06","regulatoryAum":4132878908,"clients":2352,"employees":41,"offices":2},{"filedOn":"2022-04-14","regulatoryAum":4937682218,"clients":2371,"employees":48,"offices":2},{"filedOn":"2023-04-28","regulatoryAum":4353562326,"clients":2451,"employees":50,"offices":2},{"filedOn":"2024-03-27","regulatoryAum":4954888558,"clients":2419,"employees":55,"offices":1},{"filedOn":"2025-03-19","regulatoryAum":5329171931,"clients":2403,"employees":50,"offices":1},{"filedOn":"2026-03-25","regulatoryAum":5929710382,"clients":2159,"employees":50,"offices":1}],"secFileNumber":"801-57978","legalName":"Index Fund Advisors, Inc.","displayName":"Index Fund Advisors","slug":"index-fund-advisors-109143","website":"https://ifa.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/109143/fcdfe76491f5c135-r1.webp","tone":"light","width":926,"height":200,"sourceUrl":"https://www.ifa.com/","sourceLabel":"Index Fund Advisors, Inc., website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"http://www.linkedin.com/company/index-funds-advisors-inc-/","founded":null,"organization":"Delaware corporation","fiscalYearEnd":"December","headquarters":{"street":"19200 Von Karman Ave, Suite 150","city":"Irvine","state":"CA","stateName":"California","country":"United States","postalCode":"92612-6566"},"tradeNames":["Investing for Catholics"],"registration":{"secApproved":"28 September 2000","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2503042.5799522675,"staff":{"employees":50,"advisory":30,"brokerDealerReps":0,"insuranceAgents":0,"promoters":4},"aum":{"regulatory":5929710382,"discretionary":5929710382,"discretionaryAccounts":6664,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":1186,"regulatoryAum":890574064},{"label":"High-net-worth individuals","clients":909,"regulatoryAum":4353300141},{"label":"Pension and profit-sharing plans","clients":12,"regulatoryAum":205086878},{"label":"Charitable organizations","clients":52,"regulatoryAum":480749299}],"feePrograms":[{"role":"main","program":"Investment advisory and wealth services","feeBasis":"marginal","fee_tiers":[{"to":500000,"pct":0.9,"from":0},{"to":1000000,"pct":0.75,"from":500000},{"to":2000000,"pct":0.6,"from":1000000},{"to":4000000,"pct":0.45,"from":2000000},{"to":6000000,"pct":0.3,"from":4000000},{"to":10000000,"pct":0.25,"from":6000000},{"to":null,"pct":0.2,"from":10000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026149","versionId":1026149,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-25","documentName":"INDEX FUND ADVISORS FORM ADV PART 2A 03.25.2026","fee_rate_low":0.2,"fee_rate_high":0.9,"fee_negotiable":null,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"IFA Taxes","summary":"Tax services are provided by IFA professionals under a separate engagement, typically from $200 to $20,000 depending on the client; promotional rates may apply.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026149","versionId":1026149,"submittedOn":"2026-03-25","documentName":"INDEX FUND ADVISORS FORM ADV PART 2A 03.25.2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T03:33:19.21946+00:00","documents":[{"name":"INDEX FUND ADVISORS FORM ADV PART 2A 03.25.2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026149","versionId":1026149,"submittedOn":"2026-03-25"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":4893667151}],"custodyNote":"Index Fund Advisors has custody of $1.59B in client assets for 1,003 clients.","leadership":[{"name":"Mark Hebner","title":"Chief Executive Officer","crd":"4371910"},{"name":"Wesley Long","title":"President","crd":"2050442"},{"name":"Cynthia Mason","title":"Chief Financial Officer","crd":"4803557"},{"name":"Michelle Ojeda","title":"Co-Chief Compliance Officer","crd":"4723750"},{"name":"Trevor Kensey","title":"Co-CHF Compliance, Mkting and Advertising","crd":"7093345"}],"ownership":[{"label":"Mark Hebner","detail":"Chief executive officer in the 75% or more ownership band and a control person, since March 1999."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"19200 Von Karman Ave, Suite 150","city":"Irvine","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"949-502-0050","stateRegisteredReps":17,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Publication of periodicals or newsletters","Educational seminars/workshops"],"financialPlanningClients":"1500","assetMix":[{"label":"Exchange-traded equity securities","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":84},{"label":"Cash and cash equivalents","percent":1},{"label":"Other","percent":12,"detail":"Certificate of Deposits; Variable Annuities; \"Placeholder\".  Placeholders Are 401ks, 403bs and 529s."}],"privateFunds":0},"sources":{"adv1FilingDate":"25 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/109143/PDF/109143.pdf","brochureDate":"25 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026149","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Index Fund Advisors have?","answer":"Index Fund Advisors has 2,159 clients and manages $5.93 billion for them, as of March 2026. They include 1,186 individual clients, 909 high-net-worth individuals and 52 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Index Fund Advisors offer?","answer":"Index Fund Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, publishing newsletters, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Index Fund Advisors charge?","answer":"Index Fund Advisors charges 0.20%–0.90% a year for its Investment advisory and wealth services. Each asset band is charged at its own rate. The fee is billed in advance.","source":"INDEX FUND ADVISORS FORM ADV PART 2A 03.25.2026, filed 25 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Index Fund Advisors use?","answer":"Index Fund Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $4.89B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Index Fund Advisors have?","answer":"Index Fund Advisors has 17 investment adviser representatives registered with state securities authorities, out of 50 employees, and 30 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Index Fund Advisors invest in?","answer":"At the end of its last fiscal year, Index Fund Advisors’ separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 12% other, 2% exchange-traded equities and 1% cash and equivalents. The 12% other category is described as: Certificate of Deposits; Variable Annuities; \"Placeholder\".  Placeholders Are 401ks, 403bs and 529s.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Index Fund Advisors?","answer":"Index Fund Advisors’ direct owner is Mark Hebner (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Index Fund Advisors get paid?","answer":"Index Fund Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Index Fund Advisors registered with the SEC?","answer":"Yes, Index Fund Advisors has been registered with the SEC as an investment adviser since 28 September 2000. Its CRD number is 109143 and its SEC file number is 801-57978.","source":"Form ADV Part 1A, Item 1, filed 25 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Index Fund Advisors?","answer":"Index Fund Advisors’ main office is at 19200 Von Karman Ave, Suite 150, Irvine, CA 92612-6566. Its phone number is 949-502-0050. Its website is ifa.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/index-fund-advisors-109143/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-13","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1665097/000166509726000008/0001665097-26-000008-index.html","totalValue":2518731562,"positionCount":135,"top10Share":0.8432636871844622,"top10":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":484800655,"shares":5887790,"shareType":"SH","priorValue":419737438,"priorShares":5900990},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US TARGETED VLU","cusip":"25434V609","value":442357717,"shares":6328437,"shareType":"SH","priorValue":398668256,"priorShares":6383799},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US EQUI MARK ETF","cusip":"25434V401","value":408867823,"shares":4989844,"shareType":"SH","priorValue":351156434,"priorShares":4952143},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":318372629,"shares":5787541,"shareType":"SH","priorValue":278099958,"priorShares":5738753},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTERNATNAL VAL","cusip":"25434V807","value":193940075,"shares":3590153,"shareType":"SH","priorValue":187398673,"priorShares":3550562},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V815","value":110321540,"shares":2844072,"shareType":"SH","priorValue":96772640,"priorShares":2761776},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US LARG VALU ETF","cusip":"25434V666","value":57176496,"shares":1446042,"shareType":"SH","priorValue":48863775,"priorShares":1368350},{"issuer":"ISHARES TR","titleOfClass":"0-3 MTH TREASURY","cusip":"46436E718","value":43139957,"shares":428528,"shareType":"SH","priorValue":39238501,"priorShares":389812},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":38170173,"shares":519959,"shareType":"SH","priorValue":35143932,"priorShares":477240},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":26807799,"shares":604324,"shareType":"SH","priorValue":22038925,"priorShares":567137}],"positionsListed":135,"positions":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":484800655,"shares":5887790,"shareType":"SH","priorValue":419737438,"priorShares":5900990},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US TARGETED VLU","cusip":"25434V609","value":442357717,"shares":6328437,"shareType":"SH","priorValue":398668256,"priorShares":6383799},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US EQUI MARK ETF","cusip":"25434V401","value":408867823,"shares":4989844,"shareType":"SH","priorValue":351156434,"priorShares":4952143},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":318372629,"shares":5787541,"shareType":"SH","priorValue":278099958,"priorShares":5738753},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTERNATNAL VAL","cusip":"25434V807","value":193940075,"shares":3590153,"shareType":"SH","priorValue":187398673,"priorShares":3550562},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V815","value":110321540,"shares":2844072,"shareType":"SH","priorValue":96772640,"priorShares":2761776},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US LARG VALU ETF","cusip":"25434V666","value":57176496,"shares":1446042,"shareType":"SH","priorValue":48863775,"priorShares":1368350},{"issuer":"ISHARES TR","titleOfClass":"0-3 MTH TREASURY","cusip":"46436E718","value":43139957,"shares":428528,"shareType":"SH","priorValue":39238501,"priorShares":389812},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":38170173,"shares":519959,"shareType":"SH","priorValue":35143932,"priorShares":477240},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":26807799,"shares":604324,"shareType":"SH","priorValue":22038925,"priorShares":567137},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP V","cusip":"25434V781","value":26248310,"shares":654082,"shareType":"SH","priorValue":24653847,"priorShares":625098},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP E","cusip":"25434V773","value":24834036,"shares":708936,"shareType":"SH","priorValue":22790459,"priorShares":676877},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL REAL EST","cusip":"25434V658","value":23736087,"shares":819333,"shareType":"SH","priorValue":23435053,"priorShares":881680},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMGR CRE EQT MNG","cusip":"25434V302","value":23344530,"shares":580565,"shareType":"SH","priorValue":19202575,"priorShares":567117},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS VA","cusip":"25434V740","value":21383823,"shares":501178,"shareType":"SH","priorValue":17470170,"priorShares":488266},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":17582479,"shares":47515,"shareType":"SH","priorValue":15195085,"priorShares":47365},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":17501011,"shares":204714,"shareType":"SH","priorValue":17397592,"priorShares":225620},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":14485881,"shares":57038,"shareType":"SH","priorValue":6556377,"priorShares":26822},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US HIGH PROF ETF","cusip":"25434V831","value":11656428,"shares":279330,"shareType":"SH","priorValue":8999473,"priorShares":244817},{"issuer":"GLACIER BANCORP INC NEW","titleOfClass":"COM","cusip":"37637Q105","value":11015528,"shares":213562,"shareType":"SH","priorValue":9539815,"priorShares":213562},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVA MAR SMA ETF","cusip":"025072141","value":10777410,"shares":155463,"shareType":"SH","priorValue":8668375,"priorShares":136660},{"issuer":"COSTCO WHOLESALE CORPORATION","titleOfClass":"COM","cusip":"22160K105","value":10452351,"shares":11173,"shareType":"SH","priorValue":11119849,"priorShares":11160},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":9224795,"shares":12318,"shareType":"SH","priorValue":8060211,"priorShares":12339},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS ALL EQT","cusip":"025072232","value":8992920,"shares":90746,"shareType":"SH","priorValue":7635384,"priorShares":86746},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":7413497,"shares":37051,"shareType":"SH","priorValue":6435184,"priorShares":36899},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":7185418,"shares":24832,"shareType":"SH","priorValue":5510307,"priorShares":21712},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"SHOR DUR FIX ETF","cusip":"25434V864","value":6904486,"shares":144597,"shareType":"SH","priorValue":5559005,"priorShares":116103},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":6339200,"shares":20913,"shareType":"SH","priorValue":5472318,"priorShares":20893},{"issuer":"VANGUARD WORLD FD","titleOfClass":"INF TECH ETF","cusip":"92204A702","value":6246310,"shares":52262,"shareType":"SH","priorValue":4555632,"priorShares":6529},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQUITY","cusip":"25434V799","value":6152475,"shares":165123,"shareType":"SH","priorValue":4946558,"priorShares":139222},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":5412936,"shares":22711,"shareType":"SH","priorValue":5176964,"priorShares":24857},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":4784311,"shares":12826,"shareType":"SH","priorValue":3923652,"priorShares":10600},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"CORE FIXE IN ETF","cusip":"25434V872","value":4516485,"shares":107000,"shareType":"SH","priorValue":3483529,"priorShares":82509},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL CR ETF","cusip":"25434V567","value":4390452,"shares":80308,"shareType":"SH","priorValue":3329150,"priorShares":61498},{"issuer":"VANECK ETF TRUST","titleOfClass":"GOLD MINERS ETF","cusip":"92189F106","value":4351548,"shares":57675,"shareType":"SH","priorValue":5381722,"priorShares":58644},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL COR FIX ETF","cusip":"25434V575","value":4259528,"shares":79477,"shareType":"SH","priorValue":3183300,"priorShares":60692},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":4124422,"shares":16974,"shareType":"SH","priorValue":3712708,"priorShares":17090},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"INTL SMCP VLU","cusip":"025072802","value":3913248,"shares":37974,"shareType":"SH","priorValue":3738083,"priorShares":37433},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHORT TERM TREAS","cusip":"92206C102","value":3250089,"shares":55843,"shareType":"SH","priorValue":3061345,"priorShares":52295},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":3219722,"shares":4688,"shareType":"SH","priorValue":2648295,"priorShares":4432},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"REAL ESTATE ETF","cusip":"922908553","value":3204536,"shares":33232,"shareType":"SH","priorValue":2626755,"priorShares":29614},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS CORE FI","cusip":"025072562","value":2826619,"shares":68259,"shareType":"SH","priorValue":2676066,"priorShares":64421},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":2819719,"shares":5006,"shareType":"SH","priorValue":2569004,"priorShares":4490},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":2777309,"shares":34471,"shareType":"SH","priorValue":2394957,"priorShares":8340},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"ULTR FIX INC ETF","cusip":"25434V591","value":2745609,"shares":54069,"shareType":"SH","priorValue":5846879,"priorShares":115300},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":2596652,"shares":7266,"shareType":"SH","priorValue":1901148,"priorShares":6611},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL HIGH PROFIT","cusip":"25434V765","value":2249128,"shares":65909,"shareType":"SH","priorValue":2104270,"priorShares":65309},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MCAP VL IDXVIP","cusip":"922908512","value":2240876,"shares":11340,"shareType":"SH","priorValue":2107078,"priorShares":11434},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS CO","cusip":"25434V732","value":2204654,"shares":54248,"shareType":"SH","priorValue":1682533,"priorShares":48699},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":2014116,"shares":2697,"shareType":"SH","priorValue":1726854,"priorShares":2655},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":1999646,"shares":4754,"shareType":"SH","priorValue":1766285,"priorShares":4751},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MRKTETS","cusip":"25434V534","value":1978448,"shares":23949,"shareType":"SH","priorValue":1659064,"priorShares":25579},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":1865454,"shares":3728,"shareType":"SH","priorValue":1110306,"priorShares":2317},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":1824224,"shares":5163,"shareType":"SH","priorValue":1417907,"priorShares":4943},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":1679829,"shares":7708,"shareType":"SH","priorValue":1508654,"priorShares":7689},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500VAL","cusip":"78464A508","value":1673085,"shares":27522,"shareType":"SH","priorValue":1513229,"priorShares":26745},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":1660790,"shares":10110,"shareType":"SH","priorValue":1439900,"priorShares":10110},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":1486774,"shares":2019,"shareType":"SH","priorValue":1098908,"priorShares":1904},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":1486487,"shares":10023,"shareType":"SH","priorValue":1237405,"priorShares":9954},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"ALLWRLD EX US","cusip":"922042775","value":1464677,"shares":17489,"shareType":"SH","priorValue":1307224,"priorShares":17406},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":1331288,"shares":3880,"shareType":"SH","priorValue":1122304,"priorShares":3713},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US SML CAP ETF","cusip":"808524607","value":1266139,"shares":35044,"shareType":"SH","priorValue":1016503,"priorShares":34955},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS HI","cusip":"25434V757","value":1220201,"shares":28529,"shareType":"SH","priorValue":874681,"priorShares":25886},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":1186809,"shares":4716,"shareType":"SH","priorValue":1026400,"priorShares":4719},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":1054955,"shares":3223,"shareType":"SH","priorValue":881847,"priorShares":2998},{"issuer":"KENVUE INC","titleOfClass":"COM","cusip":"49177J102","value":1004321,"shares":52555,"shareType":"SH","priorValue":468320,"priorShares":27165},{"issuer":"ISHARES TR","titleOfClass":"MSCI INTL VLU FT","cusip":"46435G409","value":1000280,"shares":23919,"shareType":"SH","priorValue":933383,"priorShares":23523},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL SCEQT ETF","cusip":"808524888","value":976353,"shares":20290,"shareType":"SH","priorValue":910654,"priorShares":19483},{"issuer":"STATE STR CORP","titleOfClass":"COM","cusip":"857477103","value":960275,"shares":5662,"shareType":"SH","priorValue":716583,"priorShares":5662},{"issuer":"VANGUARD INSTL INDEX FD","titleOfClass":"0 3 MO TR BI ETF","cusip":"922040845","value":950730,"shares":12563,"shareType":"SH"},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":934684,"shares":1609,"shareType":"SH"},{"issuer":"MANAGER DIRECTED PORTFOLIOS","titleOfClass":"VERT GLB SUST RE","cusip":"56170L695","value":929412,"shares":81635,"shareType":"SH","priorValue":909866,"priorShares":88080},{"issuer":"VANGUARD SPECIALIZED FUNDS","titleOfClass":"DIV APP ETF","cusip":"921908844","value":879893,"shares":3719,"shareType":"SH","priorValue":354419,"priorShares":1648},{"issuer":"LAM RESEARCH CORP","titleOfClass":"COM NEW","cusip":"512807306","value":821160,"shares":1895,"shareType":"SH","priorValue":404886,"priorShares":1895},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":801489,"shares":2122,"shareType":"SH","priorValue":652678,"priorShares":2109},{"issuer":"KLA CORP","titleOfClass":"COM NEW","cusip":"482480100","value":800135,"shares":2652,"shareType":"SH","priorValue":397551,"priorShares":270},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US SML CP VALU","cusip":"025072877","value":792909,"shares":6355,"shareType":"SH","priorValue":691525,"priorShares":6260},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":745409,"shares":8998,"shareType":"SH","priorValue":659451,"priorShares":9454},{"issuer":"ISHARES TR","titleOfClass":"INTERNATIONAL SL","cusip":"46434V266","value":730233,"shares":16868,"shareType":"SH","priorValue":706985,"priorShares":16918},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUND EM EQUI ETF","cusip":"808524730","value":723773,"shares":18240,"shareType":"SH","priorValue":700062,"priorShares":18297},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"VANGUARD ULTRA","cusip":"92203C303","value":643843,"shares":12934,"shareType":"SH","priorValue":840421,"priorShares":16881},{"issuer":"ISHARES TR","titleOfClass":"TRUST ISHARE 0-1","cusip":"464288679","value":634828,"shares":5753,"shareType":"SH","priorValue":832120,"priorShares":7538},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST MARKE CAP ETF","cusip":"78463X756","value":607529,"shares":8176,"shareType":"SH","priorValue":544339,"priorShares":8233},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":605623,"shares":505,"shareType":"SH","priorValue":973384,"priorShares":1058},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST PORT HIGH ETF","cusip":"78468R606","value":580862,"shares":24781,"shareType":"SH","priorValue":567981,"priorShares":24356},{"issuer":"ISHARES TR","titleOfClass":"SP SMCP600VL ETF","cusip":"464287879","value":572709,"shares":4190,"shareType":"SH","priorValue":497751,"priorShares":4202},{"issuer":"ARISTA NETWORKS INC","titleOfClass":"COM SHS","cusip":"040413205","value":559075,"shares":3291,"shareType":"SH","priorValue":404069,"priorShares":3291},{"issuer":"COCA COLA CO","titleOfClass":"COM","cusip":"191216100","value":536051,"shares":6596,"shareType":"SH","priorValue":479191,"priorShares":6301},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"LARGE CAP ETF","cusip":"922908637","value":513855,"shares":1494,"shareType":"SH","priorValue":413170,"priorShares":1383},{"issuer":"ISHARES TR","titleOfClass":"EAFE SML CP ETF","cusip":"464288273","value":509048,"shares":6188,"shareType":"SH","priorValue":499656,"priorShares":6372},{"issuer":"ISHARES INC","titleOfClass":"EM MKT SM-CP ETF","cusip":"464286475","value":498637,"shares":6571,"shareType":"SH","priorValue":462511,"priorShares":6686},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"RAFI DVLPD MRKTS","cusip":"46138E735","value":427612,"shares":9506,"shareType":"SH","priorValue":412275,"priorShares":9506},{"issuer":"BANK OF AMER CORP","titleOfClass":"COM","cusip":"060505104","value":420868,"shares":7386,"shareType":"SH","priorValue":363280,"priorShares":7452},{"issuer":"EATON CORP PLC","titleOfClass":"SHS","cusip":"G29183103","value":401405,"shares":942,"shareType":"SH","priorValue":324407,"priorShares":907},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":399009,"shares":2525,"shareType":"SH","priorValue":361468,"priorShares":2441},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":390356,"shares":4939,"shareType":"SH","priorValue":387188,"priorShares":4884},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US BRD MKT ETF","cusip":"808524102","value":380748,"shares":13147,"shareType":"SH","priorValue":329593,"priorShares":13131},{"issuer":"ISHARES TR","titleOfClass":"EAFE VALUE ETF","cusip":"464288877","value":378775,"shares":4948,"shareType":"SH","priorValue":365577,"priorShares":4917},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE ETF","cusip":"464287465","value":359859,"shares":3464,"shareType":"SH","priorValue":336066,"priorShares":3460},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US CORE EQT MKT","cusip":"25434V104","value":358847,"shares":6942,"shareType":"SH","priorValue":312503,"priorShares":6926},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL US L","cusip":"808524771","value":352208,"shares":11325,"shareType":"SH","priorValue":315401,"priorShares":11325},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":345259,"shares":5784,"shareType":"SH","priorValue":317034,"priorShares":5866},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US AGGREGATE B","cusip":"808524839","value":338995,"shares":14656,"shareType":"SH","priorValue":336839,"priorShares":14506},{"issuer":"STATE STR SPDR S&P MIDCAP 40","titleOfClass":"UTSER1 S&PDCRP","cusip":"78467Y107","value":329866,"shares":469,"shareType":"SH","priorValue":289260,"priorShares":469},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LRG CAP ETF","cusip":"808524201","value":329643,"shares":11201,"shareType":"SH","priorValue":287191,"priorShares":11201},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL EQTY ETF","cusip":"808524805","value":320134,"shares":11557,"shareType":"SH","priorValue":285344,"priorShares":11529},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":319284,"shares":854,"shareType":"SH","priorValue":217025,"priorShares":765},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":317287,"shares":4453,"shareType":"SH","priorValue":284106,"priorShares":4434},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EUROPE ETF","cusip":"922042874","value":315399,"shares":3562,"shareType":"SH","priorValue":297867,"priorShares":3614},{"issuer":"MARVELL TECHNOLOGY INC","titleOfClass":"COM","cusip":"573874104","value":305337,"shares":1025,"shareType":"SH","priorValue":734159,"priorShares":7412},{"issuer":"VANGUARD INSTL INDEX FD","titleOfClass":"ULTR SHOR TR ETF","cusip":"922040852","value":301363,"shares":3983,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOB CO PLUS ETF","cusip":"25434V583","value":300355,"shares":5515,"shareType":"SH","priorValue":241058,"priorShares":4465},{"issuer":"RTX CORPORATION","titleOfClass":"COM","cusip":"75513E101","value":293367,"shares":1546,"shareType":"SH","priorValue":293446,"priorShares":1521},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"NASDAQ 100 ETF","cusip":"46138G649","value":291502,"shares":962,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"MORNINGSTR US EQ","cusip":"464287127","value":290220,"shares":2800,"shareType":"SH","priorValue":251608,"priorShares":2800},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"S&P500 LOW VOL","cusip":"46138E354","value":289148,"shares":3860,"shareType":"SH"},{"issuer":"WELLS FARGO & CO","titleOfClass":"COM","cusip":"949746101","value":286500,"shares":3467,"shareType":"SH","priorValue":266792,"priorShares":3351},{"issuer":"ISHARES TR","titleOfClass":"NATIONAL MUN ETF","cusip":"464288414","value":276111,"shares":2566,"shareType":"SH","priorValue":271278,"priorShares":2556},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":269533,"shares":1971,"shareType":"SH","priorValue":332987,"priorShares":1963},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":263460,"shares":2050,"shareType":"SH","priorValue":246266,"priorShares":2047},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS SHFXDINC","cusip":"025072687","value":255077,"shares":5478,"shareType":"SH","priorValue":205366,"priorShares":4388},{"issuer":"STARBUCKS CORP","titleOfClass":"COM","cusip":"855244109","value":251701,"shares":2463,"shareType":"SH"},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"RAFI US 1500","cusip":"46137V597","value":248455,"shares":4455,"shareType":"SH","priorValue":205314,"priorShares":4476},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":246842,"shares":210,"shareType":"SH"},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL INTL","cusip":"808524755","value":234518,"shares":4445,"shareType":"SH","priorValue":217494,"priorShares":4445},{"issuer":"AMGEN INC","titleOfClass":"COM","cusip":"031162100","value":234434,"shares":647,"shareType":"SH","priorValue":223561,"priorShares":635},{"issuer":"ISHARES TR","titleOfClass":"MICRO-CAP ETF","cusip":"464288869","value":231419,"shares":1157,"shareType":"SH"},{"issuer":"ROYAL BK CDA","titleOfClass":"COM","cusip":"780087102","value":228909,"shares":1106,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 2000 ETF","cusip":"464287655","value":226432,"shares":754,"shareType":"SH"},{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":221396,"shares":601,"shareType":"SH"},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":208377,"shares":741,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQT MK","cusip":"25434V203","value":208321,"shares":5050,"shareType":"SH"},{"issuer":"ETFS GOLD TR","titleOfClass":"PHYSCL GOLD SHS","cusip":"00326A104","value":206671,"shares":5406,"shareType":"SH"},{"issuer":"ENERGY TRANSFER L P","titleOfClass":"COM UT LTD PTN","cusip":"29273V100","value":200027,"shares":10462,"shareType":"SH"},{"issuer":"LESAKA TECHNOLOGIES INC","titleOfClass":"COM NEW","cusip":"64107N206","value":50813,"shares":10224,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}