{"url":"https://nivawealth.com/firms/imber-financial-group-144846","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/144846","regulatoryAum":106038540,"crd":"144846","secFileNumber":"801-136712","legalName":"Imber Financial Group, LLC","displayName":"Imber Financial Group","slug":"imber-financial-group-144846","website":"https://imberwealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Michigan limited liability company","fiscalYearEnd":"December","headquarters":{"street":"955 W Eisenhower Cir, Ste A","city":"Ann Arbor","state":"MI","stateName":"Michigan","country":"United States","postalCode":"48103"},"tradeNames":[],"registration":{"secApproved":"7 August 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":530192.7,"staff":{"employees":8,"advisory":4,"brokerDealerReps":0,"insuranceAgents":6,"promoters":0},"aum":{"regulatory":106038540,"discretionary":106038540,"discretionaryAccounts":518,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":176,"regulatoryAum":54265504},{"label":"High-net-worth individuals","clients":24,"regulatoryAum":51773036}],"feePrograms":[{"role":"main","program":"Asset management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055931","versionId":1055931,"ratePeriod":"annual","fee_billing":"both","submittedOn":"2026-08-25","documentName":"ADV PART 2A","fee_rate_low":0.5,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning","summary":"The negotiated fixed rate for creating client financial plans is between $500 and $15,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055931","versionId":1055931,"submittedOn":"2026-08-25","documentName":"ADV PART 2A"},{"role":"other","program":"Sponsored plan participant asset management","summary":"The fee for providing asset management services to a sponsored plan participant is going to be 1.00% annually.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055931","versionId":1055931,"submittedOn":"2026-08-25","documentName":"ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:37:06.085832+00:00","documents":[{"name":"ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055931","versionId":1055931,"submittedOn":"2026-08-25"}]},"custodians":[],"custodyNote":"Imber Financial Group does not have custody of client assets.","otherCustodians":[],"leadership":[],"ownership":[],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":1,"addresses":[{"street":"955 W Eisenhower Cir, Ste A","city":"Ann Arbor","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"734-769-1719","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":25},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":67},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"25 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/144846/PDF/144846.pdf","brochureDate":"25 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055931","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Imber Financial Group have?","answer":"Imber Financial Group has 200 clients and manages $106 million for them, as of August 2026. They include 176 individual clients and 24 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Imber Financial Group offer?","answer":"Imber Financial Group provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Imber Financial Group charge?","answer":"Imber Financial Group charges 0.50%–1.50% a year for its Asset management. The fee is billed in advance or in arrears and is negotiable.","source":"ADV PART 2A, filed 25 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"How many financial advisors does Imber Financial Group have?","answer":"Imber Financial Group has 4 investment adviser representatives registered with state securities authorities, out of 8 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 6 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Imber Financial Group invest in?","answer":"At the end of its last fiscal year, Imber Financial Group’s separately managed accounts held 67% registered funds (mutual funds, ETFs, BDCs), 25% exchange-traded equities, 6% cash and equivalents, 1% state and local bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How does Imber Financial Group get paid?","answer":"Imber Financial Group is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Imber Financial Group?","answer":"Imber Financial Group’s main office is at 955 W Eisenhower Cir, Ste A, Ann Arbor, MI 48103. Its phone number is 734-769-1719. Its website is imberwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}