{"url":"https://nivawealth.com/firms/hyphen-wealth-management-338134","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/338134","regulatoryAum":125551189,"crd":"338134","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5216207","suffix":null,"lastName":"AMINI","firstName":"CYRUS","middleName":"MCDONALD"},{"crd":"7517388","suffix":null,"lastName":"Hungerford","firstName":"Violet","middleName":"Amaranth"},{"crd":"3264377","suffix":null,"lastName":"WEERAMANTRY","firstName":"ROSHAN","middleName":"MAHENDRA"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-134270","legalName":"Hyphen Wealth Management LLC","displayName":"Hyphen Wealth Management","slug":"hyphen-wealth-management-338134","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"3569 MT. Diablo BLVD., Ste 220","city":"Lafayette","state":"CA","stateName":"California","country":"United States","postalCode":"94549"},"tradeNames":[],"registration":{"secApproved":"3 September 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2155073.4137931033,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":125551189,"discretionary":106570728,"discretionaryAccounts":176,"nonDiscretionary":18980461,"nonDiscretionaryAccounts":17,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":24,"regulatoryAum":13963992},{"label":"High-net-worth individuals","clients":34,"regulatoryAum":111030266},{"label":"Corporations and other businesses","clients":1,"fewerThan5":true,"regulatoryAum":556931}],"feePrograms":[{"role":"main","program":"Portfolio Management Fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023224","versionId":1023224,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-23","documentName":"FORM ADV PART 2A - HYPHEN WEALTH MANAGEMENT","fee_rate_low":0.45,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Fees","summary":"Fixed fee for creating client financial plans is between $2,000 and $5,000, negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023224","versionId":1023224,"submittedOn":"2026-03-23","documentName":"FORM ADV PART 2A - HYPHEN WEALTH MANAGEMENT"},{"role":"other","program":"Pension Consulting Services","summary":"Asset-based annual pension consulting fees are 1.25% at up to $1 million, down to 0.45% above $20 million, generally negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023224","versionId":1023224,"submittedOn":"2026-03-23","documentName":"FORM ADV PART 2A - HYPHEN WEALTH MANAGEMENT"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T18:08:42.607363+00:00","documents":[{"name":"FORM ADV PART 2A - HYPHEN WEALTH MANAGEMENT","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023224","versionId":1023224,"submittedOn":"2026-03-23"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":113535313}],"custodyNote":"Hyphen Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Cyrus Amini","title":"Chief Compliance Officer & Chief Investment Officer","crd":"5216207"},{"name":"Roshan Weeramantry","title":"Managing Member","crd":"3264377"}],"ownership":[{"label":"Oakley Partners LLC","detail":"Parent company in the 75% or more ownership band and a control person, since August 2025."},{"label":"Roshan Weeramantry","detail":"Indirect owner: a managing member of Oakley Partners LLC in the 75% or more band and a control person, since March 2022.","parent":"Oakley Partners LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"3569 MT. Diablo BLVD., Ste 220","city":"Lafayette","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"408-314-7895","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":18},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":3},{"label":"U.S. state and local bonds","percent":3},{"label":"Investment grade corporate bonds","percent":1},{"label":"Derivatives","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":60},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":5},{"label":"Cash and cash equivalents","percent":6},{"label":"Other","percent":2,"detail":"Fee Based, Fully Liquid Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"23 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/338134/PDF/338134.pdf","brochureDate":"23 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023224","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Hyphen Wealth Management have?","answer":"Hyphen Wealth Management has 59 clients and manages $126 million for them, as of March 2026. They include 34 high-net-worth individuals, 24 individual clients and 1 corporate or other business client.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Hyphen Wealth Management offer?","answer":"Hyphen Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Hyphen Wealth Management charge?","answer":"Hyphen Wealth Management charges 0.45%–1.25% a year for its Portfolio Management Fees. The fee is billed in advance and is negotiable.","source":"FORM ADV PART 2A - HYPHEN WEALTH MANAGEMENT, filed 23 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Hyphen Wealth Management use?","answer":"Hyphen Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $114M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Hyphen Wealth Management have?","answer":"Hyphen Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Hyphen Wealth Management invest in?","answer":"At the end of its last fiscal year, Hyphen Wealth Management’s separately managed accounts held 60% registered funds (mutual funds, ETFs, BDCs), 18% exchange-traded equities, 6% cash and equivalents, 5% pooled vehicles (private funds and similar), 3% U.S. government and agency bonds, 3% state and local bonds, 2% other, 1% non-exchange-traded equities, 1% investment grade corporate bonds and 1% derivatives. The 2% other category is described as: Fee Based, Fully Liquid Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Hyphen Wealth Management?","answer":"Hyphen Wealth Management is owned through a holding company by Roshan Weeramantry. Its direct owner is Oakley Partners LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Hyphen Wealth Management get paid?","answer":"Hyphen Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Hyphen Wealth Management?","answer":"Hyphen Wealth Management’s main office is at 3569 MT. Diablo BLVD., Ste 220, Lafayette, CA 94549. Its phone number is 408-314-7895.","source":"Form ADV Part 1A, Item 1.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}