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Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Human Investing have?","answer":"Human Investing has 16 investment adviser representatives registered with state securities authorities, out of 28 employees, and 18 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Human Investing invest in?","answer":"At the end of its last fiscal year, Human Investing’s separately managed accounts held 87% registered funds (mutual funds, ETFs, BDCs), 5% U.S. government and agency bonds, 4% exchange-traded equities, 3% cash and equivalents and 1% pooled vehicles (private funds and similar).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Human Investing?","answer":"Human Investing’s direct owners are Peter Fisher, Andrew Nelson, Marc Kadomatsu, Jill Novak, William Kellar, Andrew Gladhill, Maria Bell and Austin Pearce, each holding 25% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Human Investing get paid?","answer":"Human Investing is paid through a percentage of assets under management, hourly charges and fixed fees. 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