{"url":"https://nivawealth.com/firms/hudson-financial-services-309675","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/309675","regulatoryAum":118600000,"crd":"309675","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6516052","suffix":null,"lastName":"CUNIBERTI","firstName":"MARK","middleName":"CHARLES"},{"crd":"5676030","suffix":null,"lastName":"HUDSON","firstName":"JESS","middleName":"RYAN"},{"crd":"6809028","suffix":null,"lastName":"Kaczmar","firstName":"Karsten","middleName":"Samuel"},{"crd":"7341795","suffix":null,"lastName":"STEELE","firstName":"TIMOTHY","middleName":"AARON"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136160","legalName":"Hudson Financial Services, Inc.","displayName":"Hudson Financial Services","slug":"hudson-financial-services-309675","website":"https://realhopeadvisors.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"164 Maple St., Suite 1","city":"Auburn","state":"CA","stateName":"California","country":"United States","postalCode":"95603"},"tradeNames":[],"registration":{"secApproved":"14 May 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":263945.57823129254,"staff":{"employees":4,"advisory":4,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":118600000,"discretionary":118600000,"discretionaryAccounts":808,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":12},"clientTypes":[{"label":"Individuals (other than HNW)","clients":331,"regulatoryAum":40300000},{"label":"High-net-worth individuals","clients":110,"regulatoryAum":76100000},{"label":"Corporations and other businesses","clients":10,"regulatoryAum":2200000}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039729","versionId":1039729,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-04-01","documentName":"ADV PART 2A & 2B SEC","fee_rate_low":null,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"ERISA Plan Services","summary":"ERISA plan service fees are negotiable and will not exceed 0.50% of included plan assets a year, or may be a flat fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039729","versionId":1039729,"submittedOn":"2026-04-01","documentName":"ADV PART 2A & 2B SEC"},{"role":"other","program":"Financial Planning","summary":"One-time financial planning is a non-negotiable $250 an hour; ongoing planning is an annual flat fee of up to $10,000 (not offered to Washington State clients).","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039729","versionId":1039729,"submittedOn":"2026-04-01","documentName":"ADV PART 2A & 2B SEC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:39:13.346776+00:00","documents":[{"name":"ADV PART 2A & 2B SEC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039729","versionId":1039729,"submittedOn":"2026-04-01"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":118000000}],"custodyNote":"Hudson Financial Services does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Jess Hudson","title":"President/CCO/Iar","crd":"5676030"}],"ownership":[{"label":"Jess Hudson","detail":"President/cco/iar in the 75% or more ownership band and a control person, since January 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"164 Maple St., Suite 1","city":"Auburn","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"530-906-1948","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Educational seminars/workshops"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":24},{"label":"Securities issued by registered investment companies or business development companies","percent":72},{"label":"Cash and cash equivalents","percent":3},{"label":"Other","percent":1,"detail":"Alternative Investments"}],"privateFunds":0},"sources":{"adv1FilingDate":"15 May 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/309675/PDF/309675.pdf","brochureDate":"1 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039729","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Hudson Financial Services have?","answer":"Hudson Financial Services has 451 clients and manages $119 million for them, as of May 2026. They include 331 individual clients, 110 high-net-worth individuals, and 10 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 15 May 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Hudson Financial Services offer?","answer":"Hudson Financial Services provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Hudson Financial Services charge?","answer":"Hudson Financial Services charges up to 2.00% a year for its Asset Management. The fee is billed in advance and is negotiable.","source":"ADV PART 2A & 2B SEC, filed 1 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Hudson Financial Services use?","answer":"Hudson Financial Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $118M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 May 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Hudson Financial Services have?","answer":"Hudson Financial Services has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Hudson Financial Services invest in?","answer":"At the end of its last fiscal year, Hudson Financial Services’ separately managed accounts held 72% registered funds (mutual funds, ETFs, BDCs), 24% exchange-traded equities, 3% cash and equivalents and 1% other. The 1% other category is described as: Alternative Investments.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Hudson Financial Services?","answer":"Hudson Financial Services’ direct owner is Jess Hudson (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 15 May 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Hudson Financial Services get paid?","answer":"Hudson Financial Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Hudson Financial Services?","answer":"Hudson Financial Services’ main office is at 164 Maple St., Suite 1, Auburn, CA 95603. Its phone number is 530-906-1948. Its website is realhopeadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 15 May 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}