{"url":"https://nivawealth.com/firms/haverdink-financial-management-131236","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/131236","regulatoryAum":220425000,"crd":"131236","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7717108","suffix":null,"lastName":"Haverdink","firstName":"Jonathan","middleName":"Garrett"},{"crd":"2832505","suffix":null,"lastName":"HAVERDINK","firstName":"KEVIN","middleName":"DEAN"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-01-27","regulatoryAum":139391000,"clients":153,"employees":2,"offices":1},{"filedOn":"2022-06-14","regulatoryAum":154432000,"clients":151,"employees":2,"offices":1},{"filedOn":"2023-07-14","regulatoryAum":140124000,"clients":153,"employees":2,"offices":1},{"filedOn":"2024-04-18","regulatoryAum":171296000,"clients":159,"employees":3,"offices":1},{"filedOn":"2025-02-17","regulatoryAum":191272000,"clients":172,"employees":3,"offices":1},{"filedOn":"2026-01-23","regulatoryAum":220425000,"clients":181,"employees":3,"offices":1}],"secFileNumber":"801-112557","legalName":"Haverdink Financial Management, L.L.C.","displayName":"Haverdink Financial Management","slug":"haverdink-financial-management-131236","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2004","organization":"Michigan limited liability company","fiscalYearEnd":"December","headquarters":{"street":"440 W. Centre Avenue, Suite 5","city":"Portage","state":"MI","stateName":"Michigan","country":"United States","postalCode":"49024-5373"},"tradeNames":[],"registration":{"secApproved":"1 March 2018","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1211648.0446927375,"staff":{"employees":3,"advisory":2,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":220425000,"discretionary":220425000,"discretionaryAccounts":480,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":117,"regulatoryAum":42724000},{"label":"High-net-worth individuals","clients":62,"regulatoryAum":174161000},{"label":"Pension and profit-sharing plans","clients":2,"regulatoryAum":3540000}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1003687","versionId":1003687,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-01-23","documentName":"HAVERDINK FINANCIAL MANAGEMENT ADV 2A BROCHURE 1-2026","fee_rate_low":0.5,"fee_rate_high":1.2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Consultation Services","summary":"Consultation services are billed at an hourly fee of $150, or as a project fee; administrative support is billed at $75 an hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1003687","versionId":1003687,"submittedOn":"2026-01-23","documentName":"HAVERDINK FINANCIAL MANAGEMENT ADV 2A BROCHURE 1-2026"},{"role":"other","program":"Financial Planning Services","summary":"Financial planning is billed at an hourly fee of $150, or as a project fee; administrative support is billed at $75 an hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1003687","versionId":1003687,"submittedOn":"2026-01-23","documentName":"HAVERDINK FINANCIAL MANAGEMENT ADV 2A BROCHURE 1-2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:06:25.607921+00:00","documents":[{"name":"HAVERDINK FINANCIAL MANAGEMENT ADV 2A BROCHURE 1-2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1003687","versionId":1003687,"submittedOn":"2026-01-23"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":217184656}],"custodyNote":"Haverdink Financial Management has custody of $76M in client assets for 93 clients.","leadership":[{"name":"Kevin Haverdink","title":"President, Chief Compliance Officer, and Trustee of the Kevin and Laura Haverdink Revocable Trust","crd":"2832505"},{"name":"Laura Haverdink","title":"VP, Secty, Treasurer and Trustee of the Kevin and Laura Haverdink Revocable Trust","crd":"4802014"}],"ownership":[{"label":"The Kevin and Laura Haverdink Revocable Trust","detail":"Trust, owner of all voting shares in the 75% or more ownership band and a control person, since February 2022."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":1,"addresses":[{"street":"440 W. Centre Avenue, Suite 5","city":"Portage","headquarters":true}]}],"brochureServices":["education planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"269-321-5070","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Other"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":82},{"label":"Cash and cash equivalents","percent":13}],"privateFunds":0},"sources":{"adv1FilingDate":"23 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/131236/PDF/131236.pdf","brochureDate":"23 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1003687","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Haverdink Financial Management have?","answer":"Haverdink Financial Management has 181 clients and manages $220 million for them, as of January 2026. They include 117 individual clients, 62 high-net-worth individuals, and 2 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Haverdink Financial Management offer?","answer":"Haverdink Financial Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and education planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Haverdink Financial Management charge?","answer":"Haverdink Financial Management charges 0.50%–1.20% a year for its Investment Management Services. The fee is billed in arrears and is negotiable.","source":"HAVERDINK FINANCIAL MANAGEMENT ADV 2A BROCHURE 1-2026, filed 23 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Haverdink Financial Management use?","answer":"Haverdink Financial Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $217M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Haverdink Financial Management have?","answer":"Haverdink Financial Management has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Haverdink Financial Management invest in?","answer":"At the end of its last fiscal year, Haverdink Financial Management’s separately managed accounts held 82% registered funds (mutual funds, ETFs, BDCs), 13% cash and equivalents and 5% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Haverdink Financial Management?","answer":"Haverdink Financial Management’s direct owner is the Kevin and Laura Haverdink Revocable Trust (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 23 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Haverdink Financial Management get paid?","answer":"Haverdink Financial Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Haverdink Financial Management registered with the SEC?","answer":"Yes, Haverdink Financial Management has been registered with the SEC as an investment adviser since 1 March 2018. Its CRD number is 131236 and its SEC file number is 801-112557.","source":"Form ADV Part 1A, Item 1, filed 23 January 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Haverdink Financial Management?","answer":"Haverdink Financial Management’s main office is at 440 W. Centre Avenue, Suite 5, Portage, MI 49024-5373. Its phone number is 269-321-5070.","source":"Form ADV Part 1A, Item 1.F, filed 23 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}