{"url":"https://nivawealth.com/firms/hardy-and-hardy-145088","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/145088","regulatoryAum":269406039,"crd":"145088","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2405534","suffix":null,"lastName":"HARDY","firstName":"BRADLEY","middleName":"OWEN"},{"crd":"3134571","suffix":null,"lastName":"JENSEN","firstName":"SCOTT","middleName":"RICHARD"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-05-10","regulatoryAum":206309930,"clients":207,"employees":2,"offices":1},{"filedOn":"2025-01-13","regulatoryAum":251816694,"clients":324,"employees":2,"offices":1},{"filedOn":"2026-01-05","regulatoryAum":269406039,"clients":272,"employees":2,"offices":1}],"secFileNumber":"801-129299","legalName":"Hardy & Hardy Co LLC","displayName":"Hardy & Hardy","slug":"hardy-and-hardy-145088","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Ohio limited liability company","fiscalYearEnd":"December","headquarters":{"street":"3605 Shawnee Road","city":"Lima","state":"OH","stateName":"Ohio","country":"United States","postalCode":"45806"},"tradeNames":[],"registration":{"secApproved":"29 March 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":990463.3744855967,"staff":{"employees":2,"advisory":2,"brokerDealerReps":2,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":269406039,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":269406039,"nonDiscretionaryAccounts":272,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":89,"regulatoryAum":88151240},{"label":"High-net-worth individuals","clients":154,"regulatoryAum":152531360},{"label":"Pension and profit-sharing plans","clients":29,"regulatoryAum":28723439}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1000023","versionId":1000023,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-01-05","documentName":"HARDY & HARDY CO LLC - PART 2A FIRM BROCHURE","fee_rate_low":0.5,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":50000,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:17:05.12428+00:00","documents":[{"name":"HARDY & HARDY CO LLC - PART 2A FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1000023","versionId":1000023,"submittedOn":"2026-01-05"}]},"custodians":[{"name":"LPL Financial LLC","shortName":"LPL Financial","location":"San Diago, CA","smaAssets":133916820},{"name":"Aegon USA Securities, Inc.","shortName":"Aegon USA Securities","location":"Cedar Rapids, IA","smaAssets":49454659}],"custodyNote":"Hardy & Hardy does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Bradley Hardy","title":"Chief Compliance Officer","crd":"2405534"},{"name":"Scott Jensen","title":"Managing Partner","crd":"3134571"}],"ownership":[{"label":"Bradley Hardy","detail":"Chief compliance officer in the 25% to 50% ownership band and a control person, since August 2007."},{"label":"Scott Jensen","detail":"Managing partner in the 50% to 75% ownership band and a control person, since August 2023."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Ohio","offices":1,"addresses":[{"street":"3605 Shawnee Road","city":"Lima","headquarters":true}]}],"brochureServices":["insurance"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"419-998-8955","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":95},{"label":"Investment grade corporate bonds","percent":1},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"5 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/145088/PDF/145088.pdf","brochureDate":"5 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1000023","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Hardy & Hardy have?","answer":"Hardy & Hardy has 272 clients and manages $269 million for them, as of January 2026. They include 154 high-net-worth individuals, 89 individual clients, and 29 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 5 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Hardy & Hardy offer?","answer":"Hardy & Hardy provides portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and insurance.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Hardy & Hardy charge?","answer":"Hardy & Hardy charges 0.50%–1.25% a year for its Portfolio Management Services. The fee is billed in advance, is negotiable and requires an account of at least $50,000.","source":"HARDY & HARDY CO LLC - PART 2A FIRM BROCHURE, filed 5 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Hardy & Hardy use?","answer":"Hardy & Hardy’s separately managed account assets are held at LPL Financial LLC (San Diago, CA), with $134M and Aegon USA Securities, Inc. (Cedar Rapids, IA), with $49.5M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Hardy & Hardy have?","answer":"Hardy & Hardy has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Hardy & Hardy invest in?","answer":"At the end of its last fiscal year, Hardy & Hardy’s separately managed accounts held 95% exchange-traded equities, 4% cash and equivalents and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Hardy & Hardy have a minimum investment?","answer":"Yes, Hardy & Hardy’s minimum account size for its Portfolio Management Services is $50K.","source":"HARDY & HARDY CO LLC - PART 2A FIRM BROCHURE, filed 5 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Hardy & Hardy?","answer":"Hardy & Hardy’s direct owners are Bradley Hardy (25% to 50%) and Scott Jensen (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 5 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Hardy & Hardy get paid?","answer":"Hardy & Hardy is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Hardy & Hardy?","answer":"Hardy & Hardy’s main office is at 3605 Shawnee Road, Lima, OH 45806. Its phone number is 419-998-8955.","source":"Form ADV Part 1A, Item 1.F, filed 5 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}