{"url":"https://nivawealth.com/firms/guardsman-private-capital-management-172205","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/172205","regulatoryAum":207939453,"crd":"172205","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1133066","suffix":null,"lastName":"ARNAUD","firstName":"RANDALL","middleName":"THOMAS"},{"crd":"5610559","suffix":null,"lastName":"MCCURDY","firstName":"JEFFREY","middleName":"R"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-29","regulatoryAum":141380776,"clients":21,"employees":1,"offices":1},{"filedOn":"2022-03-30","regulatoryAum":141373185,"clients":52,"employees":2,"offices":1},{"filedOn":"2023-03-23","regulatoryAum":131271915,"clients":43,"employees":2,"offices":1},{"filedOn":"2024-03-14","regulatoryAum":147875659,"clients":34,"employees":2,"offices":1},{"filedOn":"2025-03-27","regulatoryAum":161605358,"clients":33,"employees":2,"offices":1},{"filedOn":"2026-03-18","regulatoryAum":207939453,"clients":37,"employees":3,"offices":1}],"secFileNumber":"801-106675","legalName":"Guardsman Private Capital Management, Inc.","displayName":"Guardsman Private Capital Management","slug":"guardsman-private-capital-management-172205","website":null,"classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_wealth_manager","typeLabel":"OCIO / institutional wealth","feeDisclosure":"payment_only"},"founded":null,"organization":"Florida corporation","fiscalYearEnd":"December","headquarters":{"street":"1221 S. Tamiami Trail","city":"Sarasota","state":"FL","stateName":"Florida","country":"United States","postalCode":"34239"},"tradeNames":["Guardsman"],"registration":{"secApproved":"29 September 2015","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":null,"staff":{"employees":3,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":207939453,"discretionary":207939453,"discretionaryAccounts":101,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":null,"fewerThan5":true,"regulatoryAum":3701},{"label":"High-net-worth individuals","clients":25,"regulatoryAum":100932580},{"label":"Charitable organizations","clients":5,"regulatoryAum":77160933},{"label":"Corporations and other businesses","clients":7,"regulatoryAum":29842239}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":202502584}],"custodyNote":"Guardsman Private Capital Management has custody of $33.5M for 10 clients.","otherCustodians":[],"leadership":[{"name":"Jeffrey McCurdy","title":"President; Chief Compliance Officer","crd":"5610559"}],"ownership":[{"label":"Jeffrey McCurdy","detail":"President; chief compliance officer in the 75% or more ownership band and a control person, since May 2014."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"1221 S. Tamiami Trail","city":"Sarasota","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"941-349-9200","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":8},{"label":"U.S. government/agency bonds","percent":21},{"label":"Securities issued by registered investment companies or business development companies","percent":63},{"label":"Cash and cash equivalents","percent":5},{"label":"Other","percent":3,"detail":"Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"18 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/172205/PDF/172205.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Guardsman Private Capital Management have?","answer":"Guardsman Private Capital Management has 37 clients and manages $208 million for them, as of March 2026. They include 25 high-net-worth individuals, 7 corporations and other businesses, and 5 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Guardsman Private Capital Management offer?","answer":"Guardsman Private Capital Management provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Guardsman Private Capital Management use?","answer":"Guardsman Private Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $203M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Guardsman Private Capital Management have?","answer":"Guardsman Private Capital Management has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Guardsman Private Capital Management invest in?","answer":"At the end of its last fiscal year, Guardsman Private Capital Management’s separately managed accounts held 63% registered funds (mutual funds, ETFs, BDCs), 21% U.S. government and agency bonds, 8% exchange-traded equities, 5% cash and equivalents and 3% other. The 3% other category is described as: Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Guardsman Private Capital Management?","answer":"Guardsman Private Capital Management’s direct owner is Jeffrey McCurdy (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Guardsman Private Capital Management get paid?","answer":"Guardsman Private Capital Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Guardsman Private Capital Management?","answer":"Guardsman Private Capital Management’s main office is at 1221 S. Tamiami Trail, Sarasota, FL 34239. Its phone number is 941-349-9200.","source":"Form ADV Part 1A, Item 1.F, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/guardsman-private-capital-management-172205/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-27","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2110760/000142050626001293/0001420506-26-001293-index.html","totalValue":142690936,"positionCount":44,"top10Share":0.7908907822988841,"top10":[{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":47385640,"shares":128055,"shareType":"SH","priorValue":41229024,"priorShares":128515},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHORT TERM TREAS","cusip":"92206C102","value":13930182,"shares":239350,"shareType":"SH","priorValue":14099695,"priorShares":240856},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":13501187,"shares":82189,"shareType":"SH","priorValue":11870259,"priorShares":83341},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":8165462,"shares":95514,"shareType":"SH","priorValue":7596542,"priorShares":98516},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":7288590,"shares":102296,"shareType":"SH","priorValue":6555128,"priorShares":102296},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":6569620,"shares":13129,"shareType":"SH","priorValue":6291417,"priorShares":13129},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI TOTAL","cusip":"46432F834","value":5180674,"shares":54282,"shareType":"SH","priorValue":4934581,"priorShares":56955},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":4045393,"shares":5417,"shareType":"SH","priorValue":3519138,"priorShares":5411},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":3939111,"shares":16211,"shareType":"SH","priorValue":3521840,"priorShares":16211},{"issuer":"PROSHARES TR","titleOfClass":"S&P 500 DV ARIST","cusip":"74348A467","value":2847087,"shares":50696,"shareType":"SH","priorValue":2687141,"priorShares":25348}],"positionsListed":44,"positions":[{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":47385640,"shares":128055,"shareType":"SH","priorValue":41229024,"priorShares":128515},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHORT TERM TREAS","cusip":"92206C102","value":13930182,"shares":239350,"shareType":"SH","priorValue":14099695,"priorShares":240856},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":13501187,"shares":82189,"shareType":"SH","priorValue":11870259,"priorShares":83341},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":8165462,"shares":95514,"shareType":"SH","priorValue":7596542,"priorShares":98516},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":7288590,"shares":102296,"shareType":"SH","priorValue":6555128,"priorShares":102296},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":6569620,"shares":13129,"shareType":"SH","priorValue":6291417,"priorShares":13129},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI TOTAL","cusip":"46432F834","value":5180674,"shares":54282,"shareType":"SH","priorValue":4934581,"priorShares":56955},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":4045393,"shares":5417,"shareType":"SH","priorValue":3519138,"priorShares":5411},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":3939111,"shares":16211,"shareType":"SH","priorValue":3521840,"priorShares":16211},{"issuer":"PROSHARES TR","titleOfClass":"S&P 500 DV ARIST","cusip":"74348A467","value":2847087,"shares":50696,"shareType":"SH","priorValue":2687141,"priorShares":25348},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":2714658,"shares":31514,"shareType":"SH","priorValue":2294673,"priorShares":5253},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":2198426,"shares":10088,"shareType":"SH","priorValue":1979219,"priorShares":10088},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"ALLWRLD EX US","cusip":"922042775","value":2120698,"shares":25322,"shareType":"SH","priorValue":1880474,"priorShares":25040},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":1773259,"shares":6128,"shareType":"SH","priorValue":1555279,"priorShares":6128},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":1555114,"shares":5130,"shareType":"SH","priorValue":1343744,"priorShares":5130},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL A","cusip":"084670108","value":1497700,"shares":2,"shareType":"SH","priorValue":1436280,"priorShares":2},{"issuer":"FRANKLIN STR PPTYS CORP","titleOfClass":"COM","cusip":"35471R106","value":1477624,"shares":2869173,"shareType":"SH","priorValue":1906565,"priorShares":2869173},{"issuer":"VANGUARD WORLD FD","titleOfClass":"INF TECH ETF","cusip":"92204A702","value":1268443,"shares":10613,"shareType":"SH","priorValue":924820,"priorShares":1325},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":1186808,"shares":1728,"shareType":"SH","priorValue":1032566,"priorShares":1728},{"issuer":"VANGUARD SPECIALIZED FUNDS","titleOfClass":"DIV APP ETF","cusip":"921908844","value":1131463,"shares":4782,"shareType":"SH","priorValue":1129200,"priorShares":5251},{"issuer":"VANGUARD INSTL INDEX FD","titleOfClass":"ULTR SHOR TR ETF","cusip":"922040852","value":1131268,"shares":14952,"shareType":"SH","priorValue":1131268,"priorShares":14952},{"issuer":"VANGUARD INSTL INDEX FD","titleOfClass":"0 3 MO TR BI ETF","cusip":"922040845","value":1006032,"shares":13293,"shareType":"SH"},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"CORE BD ETF","cusip":"922020748","value":851877,"shares":11030,"shareType":"SH"},{"issuer":"VANGUARD WORLD FD","titleOfClass":"ESG US STK ETF","cusip":"921910733","value":738935,"shares":5588,"shareType":"SH","priorValue":626494,"priorShares":5580},{"issuer":"VANGUARD WORLD FD","titleOfClass":"ESG INTL STK ETF","cusip":"921910725","value":736861,"shares":8949,"shareType":"SH","priorValue":641912,"priorShares":8949},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 GRW ETF","cusip":"464287614","value":672055,"shares":5412,"shareType":"SH","priorValue":577079,"priorShares":1353},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"SHORT TRM BOND","cusip":"921937827","value":617982,"shares":7932,"shareType":"SH","priorValue":621948,"priorShares":7932},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US SML CP VALU","cusip":"025072877","value":609328,"shares":4884,"shareType":"SH","priorValue":598637,"priorShares":5419},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500GRW","cusip":"78464A409","value":608872,"shares":5117,"shareType":"SH","priorValue":501005,"priorShares":5117},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 2000 ETF","cusip":"464287655","value":605842,"shares":2016,"shareType":"SH","priorValue":500079,"priorShares":2016},{"issuer":"ISHARES TR","titleOfClass":"ESG OPTIMIZED","cusip":"464288802","value":602696,"shares":3906,"shareType":"SH","priorValue":515983,"priorShares":3906},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":532461,"shares":1427,"shareType":"SH","priorValue":528393,"priorShares":1427},{"issuer":"MOOG INC","titleOfClass":"CL A","cusip":"615394202","value":503098,"shares":1187,"shareType":"SH","priorValue":347364,"priorShares":1187},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"TAX EXEMPT BD","cusip":"922907746","value":501248,"shares":9910,"shareType":"SH","priorValue":636098,"priorShares":12750},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":449261,"shares":1785,"shareType":"SH","priorValue":388292,"priorShares":1785},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":433023,"shares":578,"shareType":"SH","priorValue":377699,"priorShares":578},{"issuer":"ISHARES TR","titleOfClass":"MSCI ACWI EX US","cusip":"464288240","value":407258,"shares":5351,"shareType":"SH","priorValue":366377,"priorShares":5351},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":384008,"shares":5231,"shareType":"SH","priorValue":385211,"priorShares":5231},{"issuer":"ISHARES TR","titleOfClass":"ESG AWRE 1 5 YR","cusip":"46435G243","value":355633,"shares":14231,"shareType":"SH","priorValue":356700,"priorShares":14231},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE ETF","cusip":"464287465","value":277983,"shares":2676,"shareType":"SH","priorValue":259920,"priorShares":2676},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":251781,"shares":1717,"shareType":"SH","priorValue":248003,"priorShares":1717},{"issuer":"PHILIP MORRIS INTL INC","titleOfClass":"COM","cusip":"718172109","value":235364,"shares":1301,"shareType":"SH","priorValue":215107,"priorShares":1301},{"issuer":"ORACLE CORP","titleOfClass":"COM","cusip":"68389X105","value":234480,"shares":1600,"shareType":"SH","priorValue":235376,"priorShares":1600},{"issuer":"SAFEHOLD INC","titleOfClass":"COM","cusip":"78646V107","value":166451,"shares":10602,"shareType":"SH","priorValue":143445,"priorShares":10602}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}