{"url":"https://nivawealth.com/firms/growstrong-wealth-strategies-308299","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/308299","regulatoryAum":127012000,"crd":"308299","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4248155","suffix":null,"lastName":"OLSON","firstName":"CLAYTON","middleName":"JON"},{"crd":"4413113","suffix":null,"lastName":"UTZINGER","firstName":"ERIK","middleName":"DOUGLAS"},{"crd":"4711584","suffix":null,"lastName":"WAITE","firstName":"GINA","middleName":"MARIE"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-05-11","regulatoryAum":31200000,"clients":121,"employees":11,"offices":3},{"filedOn":"2022-05-17","regulatoryAum":60100000,"clients":365,"employees":11,"offices":4},{"filedOn":"2023-04-25","regulatoryAum":87400000,"clients":395,"employees":11,"offices":4},{"filedOn":"2024-03-07","regulatoryAum":94891000,"clients":408,"employees":5,"offices":2},{"filedOn":"2025-07-07","regulatoryAum":103273593,"clients":239,"employees":3,"offices":3},{"filedOn":"2026-06-01","regulatoryAum":127012000,"clients":227,"employees":3,"offices":3}],"secFileNumber":"801-120506","legalName":"Growstrong Wealth Strategies, LLC","displayName":"GrowStrong Wealth Strategies","slug":"growstrong-wealth-strategies-308299","website":"https://growstrongwealth.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/308299/a34d7811f8bec24d-r1.webp","tone":"dark","width":710,"height":200,"sourceUrl":"https://www.growstrongwealth.com","sourceLabel":"Growstrong Wealth Strategies, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/growstrong/about/","founded":null,"organization":"Colorado limited liability company","fiscalYearEnd":"December","headquarters":{"street":"736 Whalers Way, Suite G100","city":"Fort Collins","state":"CO","stateName":"Colorado","country":"United States","postalCode":"80525"},"tradeNames":["Growstrong 401k","Growstrong Wealth Strategies, LLC"],"registration":{"secApproved":"12 March 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":458128.078817734,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":3,"promoters":3},"aum":{"regulatory":127012000,"discretionary":109000000,"discretionaryAccounts":525,"nonDiscretionary":18012000,"nonDiscretionaryAccounts":18,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":154,"regulatoryAum":30000000},{"label":"High-net-worth individuals","clients":49,"regulatoryAum":63000000},{"label":"Pension and profit-sharing plans","clients":23,"regulatoryAum":34000000},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":12000}],"feePrograms":[{"role":"main","program":"Discretionary direct asset management","feeBasis":"marginal","fee_tiers":[{"to":250000,"pct":2,"from":0},{"to":500000,"pct":1.75,"from":250000},{"to":1000000,"pct":1.5,"from":500000},{"to":2000000,"pct":1.25,"from":1000000},{"to":null,"pct":1,"from":2000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026757","versionId":1026757,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-26","documentName":"ADV PART 2A SEC","fee_rate_low":1,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning and consulting","summary":"Hourly planning is charged at up to $250 an hour; plan fees are 25% in advance, with the balance due on delivery.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026757","versionId":1026757,"submittedOn":"2026-03-26","documentName":"ADV PART 2A SEC"},{"role":"other","program":"Qualified plan services","summary":"Annual fees on plan assets will not exceed 2.0%, are negotiable, and may be a percentage, a flat fee, or both.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026757","versionId":1026757,"submittedOn":"2026-03-26","documentName":"ADV PART 2A SEC"},{"role":"other","program":"Variable annuity and life management","summary":"Fees for variable annuity and life insurance management are a percentage of assets that will not exceed an annual fee of 1.5%, billed monthly or quarterly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026757","versionId":1026757,"submittedOn":"2026-03-26","documentName":"ADV PART 2A SEC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:35:54.09457+00:00","documents":[{"name":"ADV PART 2A SEC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026757","versionId":1026757,"submittedOn":"2026-03-26"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":90500000},{"name":"Mid Atlantic Clearing & Settlement Corporation","shortName":"Mid Atlantic Clearing & Settlement","location":"Pittsburgh, PA","smaAssets":28000000}],"custodyNote":"GrowStrong Wealth Strategies has custody of $14.1M for 2 clients.","otherCustodians":[],"leadership":[{"name":"Gina Waite","title":"Partner/Chief Compliance Officer","crd":"4711584"},{"name":"Clayton Olson","title":"Partner/Investment Advisor Representative","crd":"4248155"},{"name":"Erik Utzinger","title":"Partner/Investment Advisor Representative","crd":"4413113"}],"ownership":[{"label":"Clayton Olson","detail":"Partner/investment advisor representative in the 25% to 50% ownership band and a control person, since February 2020."},{"label":"Gina Waite","detail":"Partner/chief compliance officer in the 25% to 50% ownership band and a control person, since January 2024."},{"label":"Erik Utzinger","detail":"Partner/investment advisor representative in the 25% to 50% ownership band and a control person, since December 2021."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Colorado","offices":3,"addresses":[{"street":"736 Whalers Way, Suite G100","city":"Fort Collins","headquarters":true},{"street":"11001 West 120th Avenue","city":"Broomfield"},{"street":"7350 East Progress Place","city":"Greenwood Village"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"866-535-2774","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":20},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":61},{"label":"Cash and cash equivalents","percent":3},{"label":"Other","percent":13,"detail":"Structured Investments"}],"privateFunds":0},"sources":{"adv1FilingDate":"1 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/308299/PDF/308299.pdf","brochureDate":"26 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026757","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does GrowStrong Wealth Strategies have?","answer":"GrowStrong Wealth Strategies has 227 clients and manages $127 million for them, as of June 2026. They include 154 individual clients, 49 high-net-worth individuals, and 23 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does GrowStrong Wealth Strategies offer?","answer":"GrowStrong Wealth Strategies provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does GrowStrong Wealth Strategies charge?","answer":"GrowStrong Wealth Strategies charges 1.00%–2.00% a year for its Discretionary direct asset management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"ADV PART 2A SEC, filed 26 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does GrowStrong Wealth Strategies use?","answer":"GrowStrong Wealth Strategies’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $90.5M and Mid Atlantic Clearing & Settlement Corporation (Pittsburgh, PA), with $28M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does GrowStrong Wealth Strategies have?","answer":"GrowStrong Wealth Strategies has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does GrowStrong Wealth Strategies invest in?","answer":"At the end of its last fiscal year, GrowStrong Wealth Strategies’ separately managed accounts held 61% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 13% other, 3% cash and equivalents, 1% non-exchange-traded equities, 1% U.S. government and agency bonds and 1% investment grade corporate bonds. The 13% other category is described as: Structured Investments.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns GrowStrong Wealth Strategies?","answer":"GrowStrong Wealth Strategies’ direct owners are Clayton Olson, Gina Waite and Erik Utzinger, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 1 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does GrowStrong Wealth Strategies get paid?","answer":"GrowStrong Wealth Strategies is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact GrowStrong Wealth Strategies?","answer":"GrowStrong Wealth Strategies’ main office is at 736 Whalers Way, Suite G100, Fort Collins, CO 80525. Its phone number is 866-535-2774. Its website is growstrongwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 1 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}