{"url":"https://nivawealth.com/firms/greystone-financial-and-estate-services-318092","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/318092","regulatoryAum":117107722,"crd":"318092","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2061426","suffix":null,"lastName":"HERNANDEZ","firstName":"CLEONA","middleName":"LYNN"},{"crd":"6786384","suffix":null,"lastName":"Robertson","firstName":"John","middleName":"William Tadashi"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-03-14","regulatoryAum":103618051,"clients":198,"employees":3,"offices":1},{"filedOn":"2026-02-26","regulatoryAum":117107722,"clients":208,"employees":1,"offices":1}],"secFileNumber":"801-132413","legalName":"Greystone Financial & Estate Services, Inc.","displayName":"Greystone Financial & Estate 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HNW)","clients":173,"regulatoryAum":45932028},{"label":"High-net-worth individuals","clients":34,"regulatoryAum":62786052},{"label":"Pension and profit-sharing plans","clients":1,"fewerThan5":true,"regulatoryAum":8389642}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1012276","versionId":1012276,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-02-26","documentName":"GREYSTONE FIRM BROCHURE","fee_rate_low":0.5,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Retirement Plan Consulting","summary":"Fixed annual fee, or a percentage of plan assets typically 0.20% to 1.25% per year, payable monthly or quarterly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1012276","versionId":1012276,"submittedOn":"2026-02-26","documentName":"GREYSTONE FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:09:09.539055+00:00","documents":[{"name":"GREYSTONE FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1012276","versionId":1012276,"submittedOn":"2026-02-26"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":108718080}],"custodyNote":"Greystone Financial & Estate Services does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"John Robertson","title":"Principal/Chief Compliance Officer","crd":"6786384"},{"name":"Cleona Hernandez","title":"Principal","crd":"2061426"}],"ownership":[{"label":"John Robertson","detail":"Principal/chief compliance officer in the 50% to 75% ownership band and a control person, since January 2019."},{"label":"Cleona Hernandez","detail":"Principal in the 25% to 50% ownership band and a control person, since January 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Washington","offices":1,"addresses":[{"street":"6725 116th Avenue Ne, Suite 150","city":"Kirkland","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"206-352-9205","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses","Other"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":45},{"label":"U.S. state and local bonds","percent":1},{"label":"Derivatives","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":52},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"26 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/318092/PDF/318092.pdf","brochureDate":"26 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1012276","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Greystone Financial & Estate Services have?","answer":"Greystone Financial & Estate Services has 208 clients and manages $117 million for them, as of February 2026. They include 173 individual clients, 34 high-net-worth individuals and 1 pension or profit-sharing plan.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 26 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Greystone Financial & Estate Services offer?","answer":"Greystone Financial & Estate Services provides portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Greystone Financial & Estate Services charge?","answer":"Greystone Financial & Estate Services charges 0.50%–1.25% a year for its Portfolio Management Services. The fee is billed in arrears and is negotiable.","source":"GREYSTONE FIRM BROCHURE, filed 26 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Greystone Financial & Estate Services use?","answer":"Greystone Financial & Estate Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $109M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Greystone Financial & Estate Services have?","answer":"Greystone Financial & Estate Services has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Greystone Financial & Estate Services invest in?","answer":"At the end of its last fiscal year, Greystone Financial & Estate Services’ separately managed accounts held 52% registered funds (mutual funds, ETFs, BDCs), 45% exchange-traded equities, 1% state and local bonds, 1% derivatives and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Greystone Financial & Estate Services?","answer":"Greystone Financial & Estate Services’ direct owners are John Robertson (50% to 75%) and Cleona Hernandez (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 26 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Greystone Financial & Estate Services get paid?","answer":"Greystone Financial & Estate Services is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Greystone Financial & Estate Services?","answer":"Greystone Financial & Estate Services’ main office is at 6725 116th Avenue Ne, Suite 150, Kirkland, WA 98033. Its phone number is 206-352-9205. Its website is greystoneinvest.com.","source":"Form ADV Part 1A, Item 1.F, filed 26 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}