{"url":"https://nivawealth.com/firms/gragg-and-gragg-110592","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/110592","regulatoryAum":215357909,"crd":"110592","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4476409","suffix":"Jr.","lastName":"GRAGG","firstName":"GARY","middleName":"BRYON"},{"crd":"4476412","suffix":null,"lastName":"GRAGG","firstName":"JASON","middleName":"DANIEL"},{"crd":"8134510","suffix":null,"lastName":"Weaver","firstName":"BreAnn","middleName":"Layne"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-05","regulatoryAum":140254507,"clients":169,"employees":8,"offices":1},{"filedOn":"2022-07-20","regulatoryAum":173665253,"clients":247,"employees":9,"offices":1},{"filedOn":"2023-02-24","regulatoryAum":148713535,"clients":195,"employees":11,"offices":1},{"filedOn":"2024-04-26","regulatoryAum":181871071,"clients":215,"employees":11,"offices":1},{"filedOn":"2025-02-03","regulatoryAum":205209381,"clients":225,"employees":12,"offices":1},{"filedOn":"2026-02-13","regulatoryAum":215357909,"clients":327,"employees":12,"offices":1}],"secFileNumber":"801-119435","legalName":"Gragg & Gragg, L.L.P.","displayName":"Gragg & Gragg","slug":"gragg-and-gragg-110592","website":"https://graggfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"North Carolina limited liability partnership","fiscalYearEnd":"December","headquarters":{"street":"Nine East Marion Street","city":"Shelby","state":"NC","stateName":"North Carolina","country":"United States","postalCode":"28150"},"tradeNames":[],"registration":{"secApproved":"7 October 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":509002.5967741936,"staff":{"employees":12,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":215357909,"discretionary":215357909,"discretionaryAccounts":475,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":327},"clientTypes":[{"label":"Individuals (other than HNW)","clients":255,"regulatoryAum":49137455},{"label":"High-net-worth individuals","clients":55,"regulatoryAum":108653350},{"label":"Pension and profit-sharing plans","clients":10,"regulatoryAum":24393539},{"label":"Charitable organizations","clients":6,"regulatoryAum":31959702},{"label":"Corporations and other businesses","clients":1,"regulatoryAum":1213863}],"feePrograms":[{"role":"other","program":"Financial Planning and Consulting","summary":"Financial planning and consulting are charged on an hourly or fixed fee basis; Gragg Financial may waive them for clients who select its money management services.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008790","versionId":1008790,"submittedOn":"2026-02-13","documentName":"ADV 2"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T12:07:35.697883+00:00","documents":[{"name":"ADV 2","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008790","versionId":1008790,"submittedOn":"2026-02-13"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008789","versionId":1008789,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008788","versionId":1008788,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008787","versionId":1008787,"submittedOn":null}]},"custodians":[],"custodyNote":"Gragg & Gragg has custody of $5.23M in client assets for 6 clients.","otherCustodians":[],"leadership":[{"name":"Gary Gragg","title":"General Partner","crd":"4476409"},{"name":"Jason Gragg","title":"General Partner, CCO","crd":"4476412"}],"ownership":[{"label":"Gary Gragg","detail":"General partner in the 50% to 75% ownership band and a control person, since January 2000."},{"label":"Jason Gragg","detail":"General partner, cco in the 50% to 75% ownership band and a control person, since January 2000."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"North Carolina","offices":1,"addresses":[{"street":"Nine East Marion Street","city":"Shelby","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"704-482-2001","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Educational seminars/workshops"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":63},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":24},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":5},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"13 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/110592/PDF/110592.pdf","brochureDate":"13 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008790","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Gragg & Gragg have?","answer":"Gragg & Gragg has 327 clients and manages $215 million for them, as of February 2026. They include 255 individual clients, 55 high-net-worth individuals, and 10 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 13 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Gragg & Gragg offer?","answer":"Gragg & Gragg provides financial planning, portfolio management for individuals and small businesses, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How many financial advisors does Gragg & Gragg have?","answer":"Gragg & Gragg has 3 investment adviser representatives registered with state securities authorities, out of 12 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Gragg & Gragg invest in?","answer":"At the end of its last fiscal year, Gragg & Gragg’s separately managed accounts held 63% exchange-traded equities, 24% registered funds (mutual funds, ETFs, BDCs), 5% pooled vehicles (private funds and similar), 5% cash and equivalents, 1% U.S. government and agency bonds, 1% state and local bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Gragg & Gragg?","answer":"Gragg & Gragg’s direct owners are Gary Gragg (50% to 75%) and Jason Gragg (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 13 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Gragg & Gragg get paid?","answer":"Gragg & Gragg is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Gragg & Gragg?","answer":"Gragg & Gragg’s main office is at Nine East Marion Street, Shelby, NC 28150. Its phone number is 704-482-2001. Its website is graggfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 13 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}