{"url":"https://nivawealth.com/firms/graeter-wealth-advisors-170046","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/170046","regulatoryAum":104897434,"crd":"170046","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1064731","suffix":null,"lastName":"GRAETER","firstName":"DON","middleName":"CARLOS"},{"crd":"4139416","suffix":null,"lastName":"GRAETER","firstName":"DREW","middleName":"JOSEPH"},{"crd":"5392835","suffix":null,"lastName":"GRAETER","firstName":"SPENCER","middleName":"HARRIS"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135337","legalName":"Graeter Wealth Advisors, LLC","displayName":"Graeter Wealth Advisors","slug":"graeter-wealth-advisors-170046","website":null,"logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/170046/99d9ab3e737fa08b-r1.webp","tone":"light","width":827,"height":200,"sourceUrl":"http://www.graeterwealth.com","sourceLabel":"Graeter Wealth Advisors, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Kentucky limited liability company","fiscalYearEnd":"December","headquarters":{"street":"4360 Brownsboro Road, Suite 211","city":"Louisville","state":"KY","stateName":"Kentucky","country":"United States","postalCode":"40207"},"tradeNames":[],"registration":{"secApproved":"13 February 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1196219.1411764706,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":104897434,"discretionary":101678627,"discretionaryAccounts":339,"nonDiscretionary":3218807,"nonDiscretionaryAccounts":2,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":55,"regulatoryAum":19290399},{"label":"High-net-worth individuals","clients":30,"regulatoryAum":82388228},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":3218807}],"feePrograms":[{"role":"other","program":"Pension Consulting","summary":"Pension consulting is billed as a percentage of plan assets that will not exceed 1.00%, with terms set in the signed consulting agreement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008919","versionId":1008919,"submittedOn":"2026-02-13","documentName":"FORM ADV PART 2A - FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T14:52:17.689609+00:00","documents":[{"name":"FORM ADV PART 2A - FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008919","versionId":1008919,"submittedOn":"2026-02-13"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=915336","versionId":915336,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=915335","versionId":915335,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=915334","versionId":915334,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":95865348}],"custodyNote":"Graeter Wealth Advisors has custody of $28.3M for 92 clients.","otherCustodians":[],"leadership":[{"name":"Spencer Graeter","title":"Managing Member and Chief Compliance Officer","crd":"5392835"},{"name":"Drew Graeter","title":"Managing Member","crd":"4139416"}],"ownership":[{"label":"Drew Graeter","detail":"Managing member in the 50% to 75% ownership band and a control person, since March 2014."},{"label":"Spencer Graeter","detail":"Managing member and chief compliance officer in the 50% to 75% ownership band and a control person, since March 2014."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Kentucky","offices":1,"addresses":[{"street":"4360 Brownsboro Road, Suite 211","city":"Louisville","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"502-625-1996","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":49},{"label":"U.S. government/agency bonds","percent":4},{"label":"Securities issued by registered investment companies or business development companies","percent":45},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"13 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/170046/PDF/170046.pdf","brochureDate":"13 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008919","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Graeter Wealth Advisors have?","answer":"Graeter Wealth Advisors has 85 clients and manages $105 million for them, as of February 2026. They include 55 individual clients and 30 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 13 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Graeter Wealth Advisors offer?","answer":"Graeter Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Graeter Wealth Advisors use?","answer":"Graeter Wealth Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $95.9M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Graeter Wealth Advisors have?","answer":"Graeter Wealth Advisors has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Graeter Wealth Advisors invest in?","answer":"At the end of its last fiscal year, Graeter Wealth Advisors’ separately managed accounts held 49% exchange-traded equities, 45% registered funds (mutual funds, ETFs, BDCs), 4% U.S. government and agency bonds and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Graeter Wealth Advisors?","answer":"Graeter Wealth Advisors’ direct owners are Drew Graeter (50% to 75%) and Spencer Graeter (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 13 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Graeter Wealth Advisors get paid?","answer":"Graeter Wealth Advisors is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Graeter Wealth Advisors?","answer":"Graeter Wealth Advisors’ main office is at 4360 Brownsboro Road, Suite 211, Louisville, KY 40207. Its phone number is 502-625-1996.","source":"Form ADV Part 1A, Item 1.F, filed 13 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}