{"url":"https://nivawealth.com/firms/goldman-wealth-management-and-associates-290153","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/290153","regulatoryAum":119967372,"crd":"290153","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2437093","suffix":null,"lastName":"GOLDMAN","firstName":"SHELDON","middleName":"MICHAEL"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136236","legalName":"Goldman Wealth Management & Associates, LLC","displayName":"Goldman Wealth Management & Associates","slug":"goldman-wealth-management-and-associates-290153","website":"https://goldmanwm.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"12544 High Bluff Drive, Suite 200","city":"San Diego","state":"CA","stateName":"California","country":"United States","postalCode":"92130"},"tradeNames":[],"registration":{"secApproved":"8 May 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1211163.3578947368,"staff":{"employees":2,"advisory":1,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":119967372,"discretionary":119967372,"discretionaryAccounts":168,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":58,"regulatoryAum":22372194},{"label":"High-net-worth individuals","clients":37,"regulatoryAum":92688325},{"label":"Pension and profit-sharing plans","clients":6,"regulatoryAum":4906853}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"marginal","fee_tiers":[{"to":500000,"pct":1.5,"from":0},{"to":3000000,"pct":1,"from":500000},{"to":5000000,"pct":0.8,"from":3000000},{"to":null,"pct":0.6,"from":5000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1041049","versionId":1041049,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-04-10","documentName":"GOLDMAN WEALTH MANAGEMENT DISCLOSURE BROCHURE","fee_rate_low":0.6,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning and Financial Consulting","summary":"Broad-based financial planning or consulting that produces a written plan is a fixed fee of up to $5,000, payable in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1041049","versionId":1041049,"submittedOn":"2026-04-10","documentName":"GOLDMAN WEALTH MANAGEMENT DISCLOSURE BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:54:36.224664+00:00","documents":[{"name":"GOLDMAN WEALTH MANAGEMENT DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1041049","versionId":1041049,"submittedOn":"2026-04-10"}]},"custodians":[{"name":"Inspira Financial Trust Company, LLC","shortName":"Inspira Financial Trust","location":"Chicago, IL","smaAssets":23358098},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":93088314}],"custodyNote":"Goldman Wealth Management & Associates has custody of $64.2M in client assets for 74 clients.","otherCustodians":[],"leadership":[{"name":"Sheldon Goldman","title":"Owner/ Managing Member/ Chief Compliance Officer","crd":"2437093"}],"ownership":[{"label":"Sheldon Goldman","detail":"Owner/ managing member/ chief compliance officer in the 75% or more ownership band and a control person, since October 2016."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"12544 High Bluff Drive, Suite 200","city":"San Diego","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"858-361-3698","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)","Other"],"financialPlanningClients":"51-100","assetMix":[{"label":"U.S. state and local bonds","percent":7},{"label":"Securities issued by registered investment companies or business development companies","percent":73},{"label":"Cash and cash equivalents","percent":3},{"label":"Other","percent":17,"detail":"Real Estate LP"}],"privateFunds":0},"sources":{"adv1FilingDate":"10 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/290153/PDF/290153.pdf","brochureDate":"10 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1041049","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Goldman Wealth Management & Associates have?","answer":"Goldman Wealth Management & Associates has 101 clients and manages $120 million for them, as of April 2026. They include 58 individual clients, 37 high-net-worth individuals, and 6 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Goldman Wealth Management & Associates offer?","answer":"Goldman Wealth Management & Associates provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Goldman Wealth Management & Associates charge?","answer":"Goldman Wealth Management & Associates charges 0.60%–1.50% a year for its Portfolio Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"GOLDMAN WEALTH MANAGEMENT DISCLOSURE BROCHURE, filed 10 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Goldman Wealth Management & Associates use?","answer":"Goldman Wealth Management & Associates’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $93.1M and Inspira Financial Trust Company, LLC (Chicago, IL), with $23.4M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Goldman Wealth Management & Associates have?","answer":"Goldman Wealth Management & Associates has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Goldman Wealth Management & Associates invest in?","answer":"At the end of its last fiscal year, Goldman Wealth Management & Associates’ separately managed accounts held 73% registered funds (mutual funds, ETFs, BDCs), 17% other, 7% state and local bonds and 3% cash and equivalents. The 17% other category is described as: Real Estate LP.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Goldman Wealth Management & Associates?","answer":"Goldman Wealth Management & Associates’ direct owner is Sheldon Goldman (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Goldman Wealth Management & Associates get paid?","answer":"Goldman Wealth Management & Associates is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Goldman Wealth Management & Associates?","answer":"Goldman Wealth Management & Associates’ main office is at 12544 High Bluff Drive, Suite 200, San Diego, CA 92130. Its phone number is 858-361-3698. Its website is goldmanwm.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}