{"url":"https://nivawealth.com/firms/goalfusion-wealth-management-309756","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/309756","regulatoryAum":238468507,"crd":"309756","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4038531","suffix":null,"lastName":"LAUDADIO","firstName":"CARY","middleName":"PATRICK"},{"crd":"6090029","suffix":null,"lastName":"MCBRIDE","firstName":"JARED","middleName":"W"},{"crd":"7993963","suffix":null,"lastName":"THOMAS","firstName":"WALTER","middleName":"SCOTT"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-19","regulatoryAum":106093069,"clients":230,"employees":2,"offices":3},{"filedOn":"2022-07-12","regulatoryAum":127834532,"clients":248,"employees":5,"offices":3},{"filedOn":"2023-07-28","regulatoryAum":126602511,"clients":291,"employees":3,"offices":3},{"filedOn":"2024-02-06","regulatoryAum":160966117,"clients":289,"employees":3,"offices":3},{"filedOn":"2025-02-05","regulatoryAum":199171026,"clients":295,"employees":4,"offices":4},{"filedOn":"2026-03-02","regulatoryAum":238468507,"clients":302,"employees":5,"offices":5}],"secFileNumber":"801-120866","legalName":"Goalfusion Wealth Management, LLC","displayName":"GoalFusion Wealth Management","slug":"goalfusion-wealth-management-309756","website":"https://goalfusion.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2011","organization":"Texas limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"19 April 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":787242.036423841,"staff":{"employees":5,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":1},"aum":{"regulatory":238468507,"discretionary":238468507,"discretionaryAccounts":927,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":243,"regulatoryAum":98985571},{"label":"High-net-worth individuals","clients":59,"regulatoryAum":138761524},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":714375},{"label":"Other","clients":null,"fewerThan5":true,"regulatoryAum":7037}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013522","versionId":1013522,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-02","documentName":"FORM ADV PART 2A - FIRM BROCHURE","fee_rate_low":null,"fee_rate_high":1.2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning & Consulting","summary":"Financial planning and consulting is a flat fee: recurring fees will not exceed $3,000 a year, and one-time fees will not exceed $3,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013522","versionId":1013522,"submittedOn":"2026-03-02","documentName":"FORM ADV PART 2A - FIRM BROCHURE"},{"role":"other","program":"Retirement Plan Consulting","summary":"Retirement plan consulting has a maximum annual fee of 0.50%, with fee arrangements set case by case in the consulting agreement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013522","versionId":1013522,"submittedOn":"2026-03-02","documentName":"FORM ADV PART 2A - FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:39:36.397393+00:00","documents":[{"name":"FORM ADV PART 2A - FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013522","versionId":1013522,"submittedOn":"2026-03-02"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"El Paso, TX","smaAssets":238468507}],"custodyNote":"GoalFusion Wealth Management has custody of $43.8M in client assets for 89 clients.","otherCustodians":[],"leadership":[{"name":"Jared McBride","title":"Managing Member & Chief Compliance Officer","crd":"6090029"},{"name":"Cary Laudadio","title":"Managing Member","crd":"4038531"}],"ownership":[{"label":"Cary Laudadio","detail":"Managing member in the 75% or more ownership band and a control person, since July 2020."},{"label":"Jared McBride","detail":"Managing member & chief compliance officer in the 10% to 25% ownership band and a control person, since January 2024."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":4,"privateResidences":4},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"brochureServices":["education planning","estate planning","insurance","philanthropic planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"512-593-6367","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":94},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"2 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/309756/PDF/309756.pdf","brochureDate":"2 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013522","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does GoalFusion Wealth Management have?","answer":"GoalFusion Wealth Management has 302 clients and manages $238 million for them, as of March 2026. They include 243 individual clients and 59 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 2 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does GoalFusion Wealth Management offer?","answer":"GoalFusion Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, education planning, estate planning, insurance, philanthropic planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does GoalFusion Wealth Management charge?","answer":"GoalFusion Wealth Management charges up to 1.20% a year for its Asset Management. The fee is billed in arrears and is negotiable.","source":"FORM ADV PART 2A - FIRM BROCHURE, filed 2 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does GoalFusion Wealth Management use?","answer":"GoalFusion Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (El Paso, TX), with $238M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does GoalFusion Wealth Management have?","answer":"GoalFusion Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does GoalFusion Wealth Management invest in?","answer":"At the end of its last fiscal year, GoalFusion Wealth Management’s separately managed accounts held 94% registered funds (mutual funds, ETFs, BDCs), 5% exchange-traded equities and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns GoalFusion Wealth Management?","answer":"GoalFusion Wealth Management’s direct owners are Cary Laudadio (75% or more) and Jared McBride (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 2 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does GoalFusion Wealth Management get paid?","answer":"GoalFusion Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact GoalFusion Wealth Management?","answer":"Its phone number is 512-593-6367. Its website is goalfusion.com.","source":"Form ADV Part 1A, Item 1.F, filed 2 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/goalfusion-wealth-management-309756/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-10","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1895678/000189567826000004/0001895678-26-000004-index.html","totalValue":247664089,"positionCount":32,"top10Share":0.915800756241249,"top10":[{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":62297154,"shares":83186,"shareType":"SH","priorValue":53744151,"priorShares":82277},{"issuer":"ISHARES TR","titleOfClass":"CORE US AGGBD ET","cusip":"464287226","value":55447247,"shares":560186,"shareType":"SH","priorValue":51985453,"priorShares":523677},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"TT WRLD ST ETF","cusip":"922042742","value":31680237,"shares":201849,"shareType":"SH","priorValue":27782157,"priorShares":200854},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":21680831,"shares":262321,"shareType":"SH","priorValue":20526055,"priorShares":248049},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":17403254,"shares":57414,"shareType":"SH","priorValue":14842939,"priorShares":56670},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":10548963,"shares":122463,"shareType":"SH","priorValue":8879504,"priorShares":20329},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":10028116,"shares":46015,"shareType":"SH","priorValue":8783150,"priorShares":44766},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":6568502,"shares":110044,"shareType":"SH","priorValue":5814028,"priorShares":107568},{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":5956336,"shares":16169,"shareType":"SH","priorValue":6740493,"priorShares":15665},{"issuer":"VANGUARD WORLD FD","titleOfClass":"ENERGY ETF","cusip":"92204A306","value":5200320,"shares":34639,"shareType":"SH","priorValue":5449857,"priorShares":31495}],"positionsListed":32,"positions":[{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":62297154,"shares":83186,"shareType":"SH","priorValue":53744151,"priorShares":82277},{"issuer":"ISHARES TR","titleOfClass":"CORE US AGGBD ET","cusip":"464287226","value":55447247,"shares":560186,"shareType":"SH","priorValue":51985453,"priorShares":523677},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"TT WRLD ST ETF","cusip":"922042742","value":31680237,"shares":201849,"shareType":"SH","priorValue":27782157,"priorShares":200854},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":21680831,"shares":262321,"shareType":"SH","priorValue":20526055,"priorShares":248049},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":17403254,"shares":57414,"shareType":"SH","priorValue":14842939,"priorShares":56670},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":10548963,"shares":122463,"shareType":"SH","priorValue":8879504,"priorShares":20329},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":10028116,"shares":46015,"shareType":"SH","priorValue":8783150,"priorShares":44766},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":6568502,"shares":110044,"shareType":"SH","priorValue":5814028,"priorShares":107568},{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":5956336,"shares":16169,"shareType":"SH","priorValue":6740493,"priorShares":15665},{"issuer":"VANGUARD WORLD FD","titleOfClass":"ENERGY ETF","cusip":"92204A306","value":5200320,"shares":34639,"shareType":"SH","priorValue":5449857,"priorShares":31495},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":4334098,"shares":53793,"shareType":"SH","priorValue":3654924,"priorShares":12727},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":2944328,"shares":40108,"shareType":"SH","priorValue":3118580,"priorShares":42349},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":2415953,"shares":12074,"shareType":"SH","priorValue":1847302,"priorShares":10592},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":1957667,"shares":3370,"shareType":"SH","priorValue":848303,"priorShares":4170},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":1740211,"shares":6014,"shareType":"SH","priorValue":1066679,"priorShares":4203},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":788869,"shares":2115,"shareType":"SH","priorValue":692520,"priorShares":1871},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":732538,"shares":2073,"shareType":"SH","priorValue":442407,"priorShares":1542},{"issuer":"TAIWAN SEMICONDUCTOR MANUFAC","titleOfClass":"SPONSORED ADS","cusip":"874039100","value":656181,"shares":1374,"shareType":"SH"},{"issuer":"ASSURANT INC","titleOfClass":"COM","cusip":"04621X108","value":583765,"shares":2174,"shareType":"SH","priorValue":517065,"priorShares":2374},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":523296,"shares":929,"shareType":"SH","priorValue":502902,"priorShares":879},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":501404,"shares":1355,"shareType":"SH","priorValue":434698,"priorShares":1355},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"ALLWRLD EX US","cusip":"922042775","value":471094,"shares":5625,"shareType":"SH","priorValue":422438,"priorShares":5625},{"issuer":"DELL TECHNOLOGIES INC","titleOfClass":"CL C","cusip":"24703L202","value":460368,"shares":1067,"shareType":"SH","priorValue":229782,"priorShares":1400},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":445349,"shares":1263,"shareType":"SH","priorValue":249218,"priorShares":758},{"issuer":"ISHARES TR","titleOfClass":"CALIF MUN BD ETF","cusip":"464288356","value":432300,"shares":7500,"shareType":"SH","priorValue":426450,"priorShares":7500},{"issuer":"NEXTERA ENERGY INC","titleOfClass":"COM","cusip":"65339F101","value":409008,"shares":4660,"shareType":"SH","priorValue":432821,"priorShares":4660},{"issuer":"ARM HOLDINGS PLC","titleOfClass":"SPONSORED ADS","cusip":"042068205","value":320886,"shares":905,"shareType":"SH"},{"issuer":"GENERAL DYNAMICS CORP","titleOfClass":"COM","cusip":"369550108","value":244780,"shares":691,"shareType":"SH","priorValue":237165,"priorShares":691},{"issuer":"ANALOG DEVICES INC","titleOfClass":"COM","cusip":"032654105","value":238302,"shares":600,"shareType":"SH"},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":234529,"shares":834,"shareType":"SH","priorValue":202153,"priorShares":834},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":216889,"shares":910,"shareType":"SH"},{"issuer":"VANGUARD WORLD FD","titleOfClass":"MEGA GRWTH IND","cusip":"921910816","value":201314,"shares":2290,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}