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They include 1,629 individual clients, 721 high-net-worth individuals, and 88 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 3 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Girard Advisory Services offer?","answer":"Girard Advisory Services provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Girard Advisory Services charge?","answer":"Girard Advisory Services charges 0.50%–1.00% for its Investment Advisory Fees. The brochure does not state whether the rate is annual. Each asset band is charged at its own rate. The fee is billed in advance or in arrears, is negotiable and requires an account of at least $350,000.","source":"GIRARD ADVISORY SERVICES, LLC FORM ADV PART 2A BROCHURE, filed 3 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Girard Advisory Services use?","answer":"Girard Advisory Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $2.05B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 3 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Girard Advisory Services have?","answer":"Girard Advisory Services has 50 investment adviser representatives registered with state securities authorities, out of 60 employees, and 40 perform investment advisory functions. 20 employees are registered representatives of a broker-dealer and 15 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Girard Advisory Services invest in?","answer":"At the end of its last fiscal year, Girard Advisory Services’ separately managed accounts held 48% exchange-traded equities, 47% registered funds (mutual funds, ETFs, BDCs), 3% cash and equivalents and 2% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Girard Advisory Services have a minimum investment?","answer":"Yes, Girard Advisory Services’ minimum account size for its Investment Advisory Fees is $350K.","source":"GIRARD ADVISORY SERVICES, LLC FORM ADV PART 2A BROCHURE, filed 3 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Girard Advisory Services?","answer":"Girard Advisory Services is owned through a trust by Univest Financial Corporation. Its direct owner is Univest Bank and Trust Co. (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 3 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Girard Advisory Services get paid?","answer":"Girard Advisory Services is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Girard Advisory Services?","answer":"Girard Advisory Services’ main office is at 555 Croton  Road, Suite 210, King of Prussia, PA 19406. Its phone number is 610-337-7640.","source":"Form ADV Part 1A, Item 1.F, filed 3 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}