{"url":"https://nivawealth.com/firms/gira-and-gira-investment-advisors-167813","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/167813","regulatoryAum":121432303,"crd":"167813","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"734188","suffix":null,"lastName":"GIRA","firstName":"JOHN","middleName":"DAVID"},{"crd":"5349766","suffix":"III","lastName":"GIRA","firstName":"JOHN","middleName":"DAVID"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135482","legalName":"Gira & Gira Investment Advisors LLC","displayName":"Gira & Gira Investment Advisors","slug":"gira-and-gira-investment-advisors-167813","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Virginia limited liability company","fiscalYearEnd":"December","headquarters":{"street":"316 Neff Ave.","city":"Harrisonburg","state":"VA","stateName":"Virginia","country":"United States","postalCode":"22801"},"tradeNames":[],"registration":{"secApproved":"10 April 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":658906.25,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":121432303,"discretionary":101914988,"discretionaryAccounts":368,"nonDiscretionary":19517315,"nonDiscretionaryAccounts":29,"wrapProgram":null,"nonUsClientsPct":2,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":144,"regulatoryAum":37571886},{"label":"High-net-worth individuals","clients":40,"regulatoryAum":83666864},{"label":"Pension and profit-sharing plans","clients":1,"fewerThan5":true,"regulatoryAum":193553}],"feePrograms":[{"role":"main","program":"Investment management services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1041695","versionId":1041695,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-04-16","documentName":"ADV 2A","fee_rate_low":0.5,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":15000,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:42:52.044533+00:00","documents":[{"name":"ADV 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1041695","versionId":1041695,"submittedOn":"2026-04-16"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":121432302}],"custodyNote":"Gira & Gira Investment Advisors has custody of client assets.","leadership":[{"name":"John Gira","title":"Managing Member and CCO","crd":"734188"}],"ownership":[{"label":"John Gira","detail":"Managing member and cco in the 75% or more ownership band and a control person, since May 2013."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Virginia","offices":1,"addresses":[{"street":"316 Neff Ave.","city":"Harrisonburg","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"540-433-7600","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":37},{"label":"U.S. government/agency bonds","percent":9},{"label":"Securities issued by registered investment companies or business development companies","percent":15},{"label":"Cash and cash equivalents","percent":39}],"privateFunds":0},"sources":{"adv1FilingDate":"16 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/167813/PDF/167813.pdf","brochureDate":"16 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1041695","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Gira & Gira Investment Advisors have?","answer":"Gira & Gira Investment Advisors has 185 clients and manages $121 million for them, as of April 2026. They include 144 individual clients, 40 high-net-worth individuals and 1 pension or profit-sharing plan.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 16 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Gira & Gira Investment Advisors offer?","answer":"Gira & Gira Investment Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Gira & Gira Investment Advisors charge?","answer":"Gira & Gira Investment Advisors charges 0.50%–1.00% a year for its Investment management services. The fee is billed in advance, is negotiable and requires an account of at least $15,000.","source":"ADV 2A, filed 16 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Gira & Gira Investment Advisors use?","answer":"Gira & Gira Investment Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $121M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Gira & Gira Investment Advisors have?","answer":"Gira & Gira Investment Advisors has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Gira & Gira Investment Advisors invest in?","answer":"At the end of its last fiscal year, Gira & Gira Investment Advisors’ separately managed accounts held 39% cash and equivalents, 37% exchange-traded equities, 15% registered funds (mutual funds, ETFs, BDCs) and 9% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Gira & Gira Investment Advisors have a minimum investment?","answer":"Yes, Gira & Gira Investment Advisors’ minimum account size for its Investment management services is $15K.","source":"ADV 2A, filed 16 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Gira & Gira Investment Advisors?","answer":"Gira & Gira Investment Advisors’ direct owner is John Gira (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 16 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Gira & Gira Investment Advisors get paid?","answer":"Gira & Gira Investment Advisors is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Gira & Gira Investment Advisors registered with the SEC?","answer":"Yes, Gira & Gira Investment Advisors has been registered with the SEC as an investment adviser since 10 April 2026. Its CRD number is 167813 and its SEC file number is 801-135482.","source":"Form ADV Part 1A, Item 1, filed 16 April 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Gira & Gira Investment Advisors?","answer":"Gira & Gira Investment Advisors’ main office is at 316 Neff Ave., Harrisonburg, VA 22801. Its phone number is 540-433-7600.","source":"Form ADV Part 1A, Item 1.F, filed 16 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}