{"url":"https://nivawealth.com/firms/gibson-wealth-advisors-285077","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/285077","regulatoryAum":186058490,"crd":"285077","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6762710","suffix":"III","lastName":"COZBY","firstName":"RAYMOND","middleName":"WILSON"},{"crd":"7009516","suffix":null,"lastName":"Gee","firstName":"Kylar","middleName":"Dalton"},{"crd":"2192804","suffix":null,"lastName":"GIBSON","firstName":"ALLEN","middleName":"ROBERT"},{"crd":"4219425","suffix":null,"lastName":"WILLIAMS","firstName":"VICTOR","middleName":"TRICE"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-03-08","regulatoryAum":114653700,"clients":349,"employees":2,"offices":2},{"filedOn":"2023-08-09","regulatoryAum":118831929,"clients":179,"employees":2,"offices":3},{"filedOn":"2024-03-27","regulatoryAum":140122615,"clients":152,"employees":3,"offices":3},{"filedOn":"2025-03-18","regulatoryAum":164694957,"clients":187,"employees":3,"offices":5},{"filedOn":"2026-03-06","regulatoryAum":186058490,"clients":193,"employees":3,"offices":5}],"secFileNumber":"801-123644","legalName":"Gibson Wealth Advisors, LLC","displayName":"Gibson Wealth Advisors","slug":"gibson-wealth-advisors-285077","website":"https://gibsonwealthadvisors.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/gibson-wealth-advisors-llc/","founded":null,"organization":"Texas limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"12 April 2022","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":964033.6269430051,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":186058490,"discretionary":186058490,"discretionaryAccounts":419,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":128,"regulatoryAum":52000507},{"label":"High-net-worth individuals","clients":65,"regulatoryAum":134057983}],"feePrograms":[{"role":"main","program":"Wealth Management Services","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":1.5,"from":0},{"to":3000000,"pct":1,"from":1000000},{"to":5000000,"pct":0.75,"from":3000000},{"to":null,"pct":0.5,"from":5000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015364","versionId":1015364,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-06","documentName":"FORM ADV PART 2A - FIRM BROCHURE","fee_rate_low":0.5,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Estate Planning and Tax Preparation","summary":"Estate planning documentation and tax preparation are charged a flat fee from $500 to $5,000, depending on complexity.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015364","versionId":1015364,"submittedOn":"2026-03-06","documentName":"FORM ADV PART 2A - FIRM BROCHURE"},{"role":"other","program":"Financial Planning","summary":"Financial planning is charged a fixed fee from $5,000 to $100,000 or hourly at $350; fees are negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015364","versionId":1015364,"submittedOn":"2026-03-06","documentName":"FORM ADV PART 2A - FIRM BROCHURE"},{"role":"other","program":"Held-Away Account Services","summary":"Held-away accounts the firm monitors and manages are charged 1.25% of assets under management, billed quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015364","versionId":1015364,"submittedOn":"2026-03-06","documentName":"FORM ADV PART 2A - FIRM BROCHURE"},{"role":"other","program":"Retirement Plan Management","summary":"Retirement plan management is charged up to 1.00% of assets under management, billed monthly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015364","versionId":1015364,"submittedOn":"2026-03-06","documentName":"FORM ADV PART 2A - FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:34:02.789768+00:00","documents":[{"name":"FORM ADV PART 2A - FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015364","versionId":1015364,"submittedOn":"2026-03-06"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":186058490}],"custodyNote":"Gibson Wealth Advisors has custody of $60.8M in client assets for 141 clients.","otherCustodians":[],"leadership":[{"name":"Allen Gibson","title":"Managing Member & Chief Compliance Officer","crd":"2192804"}],"ownership":[{"label":"Allen Gibson","detail":"Managing member & chief compliance officer in the 75% or more ownership band and a control person, since November 2016."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":4,"privateResidences":2},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Texas","offices":2,"addresses":[{"street":"6060 North Central Expressway","city":"Dallas"},{"street":"450 Century Parkway","city":"Allen"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"214-347-7475","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":18},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":78},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"6 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/285077/PDF/285077.pdf","brochureDate":"6 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015364","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Gibson Wealth Advisors have?","answer":"Gibson Wealth Advisors has 193 clients and manages $186 million for them, as of March 2026. They include 128 individual clients and 65 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Gibson Wealth Advisors offer?","answer":"Gibson Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Gibson Wealth Advisors charge?","answer":"Gibson Wealth Advisors charges 0.50%–1.50% a year for its Wealth Management Services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"FORM ADV PART 2A - FIRM BROCHURE, filed 6 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Gibson Wealth Advisors use?","answer":"Gibson Wealth Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $186M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Gibson Wealth Advisors have?","answer":"Gibson Wealth Advisors has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Gibson Wealth Advisors invest in?","answer":"At the end of its last fiscal year, Gibson Wealth Advisors’ separately managed accounts held 78% registered funds (mutual funds, ETFs, BDCs), 18% exchange-traded equities, 3% cash and equivalents and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Gibson Wealth Advisors?","answer":"Gibson Wealth Advisors’ direct owner is Allen Gibson (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Gibson Wealth Advisors get paid?","answer":"Gibson Wealth Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Gibson Wealth Advisors?","answer":"Its phone number is 214-347-7475. Its website is gibsonwealthadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}