{"url":"https://nivawealth.com/firms/gassman-financial-317204","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/317204","regulatoryAum":112563268,"crd":"317204","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2880421","suffix":null,"lastName":"GASSMAN","firstName":"JEREMY","middleName":"JASON"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135561","legalName":"Gassman Financial LLC","displayName":"Gassman Financial","slug":"gassman-financial-317204","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"New Hampshire limited liability company","fiscalYearEnd":"December","headquarters":{"street":"85 Stiles Road, Suite # 101","city":"Salem","state":"NH","stateName":"New Hampshire","country":"United States","postalCode":"03079"},"tradeNames":[],"registration":{"secApproved":"13 March 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":366655.5960912052,"staff":{"employees":2,"advisory":1,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":112563268,"discretionary":112563268,"discretionaryAccounts":408,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":270,"regulatoryAum":74041530},{"label":"High-net-worth individuals","clients":37,"regulatoryAum":38521738}],"feePrograms":[{"role":"main","program":"Wealth Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061262","versionId":1061262,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-10-15","documentName":"GASSMAN FINANCIAL DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENT","fee_rate_low":1,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:06:02.891706+00:00","documents":[{"name":"GASSMAN FINANCIAL DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENT","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061262","versionId":1061262,"submittedOn":"2026-10-15"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":112563268}],"custodyNote":"Gassman Financial does not have custody of client assets.","leadership":[{"name":"Jeremy Gassman","title":"Managing Member and Chief Compliance Officer","crd":"2880421"}],"ownership":[{"label":"Jeremy Gassman","detail":"Managing member and chief compliance officer in the 75% or more ownership band and a control person, since December 2021."}],"filedOffices":{"otherThanPrincipal":2,"privateResidences":2},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New Hampshire","offices":1,"addresses":[{"street":"85 Stiles Road, Suite # 101","city":"Salem","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"603-898-3663","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":40},{"label":"Non-exchange-traded equity securities","percent":42},{"label":"Securities issued by registered investment companies or business development companies","percent":5},{"label":"Cash and cash equivalents","percent":12},{"label":"Other","percent":1,"detail":"Reits"}],"privateFunds":0},"sources":{"adv1FilingDate":"10 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/317204/PDF/317204.pdf","brochureDate":"15 October 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061262","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Gassman Financial have?","answer":"Gassman Financial has 307 clients and manages $113 million for them, as of July 2026. They include 270 individual clients and 37 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Gassman Financial offer?","answer":"Gassman Financial provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Gassman Financial charge?","answer":"Gassman Financial charges 1.00% a year for its Wealth Management Services. The fee is billed in advance and is negotiable.","source":"GASSMAN FINANCIAL DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENT, filed 15 October 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Gassman Financial use?","answer":"Gassman Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $113M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Gassman Financial have?","answer":"Gassman Financial has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Gassman Financial invest in?","answer":"At the end of its last fiscal year, Gassman Financial’s separately managed accounts held 42% non-exchange-traded equities, 40% exchange-traded equities, 12% cash and equivalents, 5% registered funds (mutual funds, ETFs, BDCs) and 1% other. The 1% other category is described as: Reits.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Gassman Financial?","answer":"Gassman Financial’s direct owner is Jeremy Gassman (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Gassman Financial get paid?","answer":"Gassman Financial is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Gassman Financial registered with the SEC?","answer":"Yes, Gassman Financial has been registered with the SEC as an investment adviser since 13 March 2026. Its CRD number is 317204 and its SEC file number is 801-135561.","source":"Form ADV Part 1A, Item 1, filed 10 July 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Gassman Financial?","answer":"Gassman Financial’s main office is at 85 Stiles Road, Suite # 101, Salem, NH 03079. Its phone number is 603-898-3663.","source":"Form ADV Part 1A, Item 1.F, filed 10 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}