{"url":"https://nivawealth.com/firms/gallagher-wealth-management-161266","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/161266","regulatoryAum":123450100,"crd":"161266","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2847397","suffix":null,"lastName":"GALLAGHER","firstName":"CHRISTOPHER","middleName":"JAMES"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-06-26","regulatoryAum":110607323,"clients":117,"employees":3,"offices":1},{"filedOn":"2026-03-05","regulatoryAum":123450100,"clients":117,"employees":4,"offices":1}],"secFileNumber":"801-131231","legalName":"Gallagher Wealth Management, Inc","displayName":"Gallagher Wealth Management","slug":"gallagher-wealth-management-161266","website":"https://gallagherwealth.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/161266/f45b711eca043ba0-r1.webp","tone":"light","width":242,"height":200,"sourceUrl":"https://www.gallagherwealth.com/","sourceLabel":"Gallagher Wealth Management, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"500 La Gonda Way, Suite 200","city":"Danville","state":"CA","stateName":"California","country":"United States","postalCode":"94526"},"tradeNames":[],"registration":{"secApproved":"1 October 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1055129.0598290598,"staff":{"employees":4,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":123450100,"discretionary":123450100,"discretionaryAccounts":360,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":3},"clientTypes":[{"label":"Individuals (other than HNW)","clients":74,"regulatoryAum":30088065},{"label":"High-net-worth individuals","clients":43,"regulatoryAum":93362035}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014832","versionId":1014832,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-05","documentName":"GWM - FORM ADV PART 2A - FIRM BROCHURE","fee_rate_low":0.75,"fee_rate_high":1.75,"fee_negotiable":true,"minimum_account":1000000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning and Consulting","summary":"Financial planning and consulting are billed hourly, at up to $300 an hour for advisors, $150 for para-planners and $80 for administrative time, or as flat fees of $3,000 to $10,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014832","versionId":1014832,"submittedOn":"2026-03-05","documentName":"GWM - FORM ADV PART 2A - FIRM BROCHURE"},{"role":"other","program":"Retirement Plan Consulting","summary":"Plan consulting is billed hourly at up to $300, as flat fees up to $10,000, or as a percentage of managed plan assets not exceeding 1.00%.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014832","versionId":1014832,"submittedOn":"2026-03-05","documentName":"GWM - FORM ADV PART 2A - FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:29:19.028918+00:00","documents":[{"name":"GWM - FORM ADV PART 2A - FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014832","versionId":1014832,"submittedOn":"2026-03-05"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":123450100}],"custodyNote":"Gallagher Wealth Management has custody of $46.3M for 71 clients.","otherCustodians":[],"leadership":[{"name":"Christopher Gallagher","title":"President, Chief Compliance Officer","crd":"2847397"},{"name":"Renee Gallagher","title":"Secretary, Branch Operations Manager","crd":"2359544"}],"ownership":[{"label":"Christopher Gallagher","detail":"President, chief compliance officer in the 50% to 75% ownership band and a control person, since March 2012."},{"label":"Renee Gallagher","detail":"Secretary, branch operations manager in the 25% to 50% ownership band and a control person, since March 2012."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"500 La Gonda Way, Suite 200","city":"Danville","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"925-831-3043","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":8},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":84},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"5 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/161266/PDF/161266.pdf","brochureDate":"5 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014832","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Gallagher Wealth Management have?","answer":"Gallagher Wealth Management has 117 clients and manages $123 million for them, as of March 2026. They include 74 individual clients and 43 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 5 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Gallagher Wealth Management offer?","answer":"Gallagher Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Gallagher Wealth Management charge?","answer":"Gallagher Wealth Management charges 0.75%–1.75% a year for its Asset Management. The fee is billed in advance, is negotiable and requires an account of at least $1,000,000.","source":"GWM - FORM ADV PART 2A - FIRM BROCHURE, filed 5 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Gallagher Wealth Management use?","answer":"Gallagher Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $123M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Gallagher Wealth Management have?","answer":"Gallagher Wealth Management has 1 investment adviser representative registered with state securities authorities, out of 4 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Gallagher Wealth Management invest in?","answer":"At the end of its last fiscal year, Gallagher Wealth Management’s separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 8% exchange-traded equities, 5% cash and equivalents, 1% U.S. government and agency bonds, 1% state and local bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Gallagher Wealth Management have a minimum investment?","answer":"Yes, Gallagher Wealth Management’s minimum account size for its Asset Management is $1M.","source":"GWM - FORM ADV PART 2A - FIRM BROCHURE, filed 5 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Gallagher Wealth Management?","answer":"Gallagher Wealth Management’s direct owners are Christopher Gallagher (50% to 75%) and Renee Gallagher (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 5 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Gallagher Wealth Management get paid?","answer":"Gallagher Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Gallagher Wealth Management?","answer":"Gallagher Wealth Management’s main office is at 500 La Gonda Way, Suite 200, Danville, CA 94526. Its phone number is 925-831-3043. Its website is gallagherwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 5 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}