{"url":"https://nivawealth.com/firms/gainspoletti-wealth-planners-advisory-333768","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/333768","regulatoryAum":127000000,"crd":"333768","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2766454","suffix":null,"lastName":"GAINSPOLETTI","firstName":"GARY","middleName":"MICHAEL"},{"crd":"4696407","suffix":null,"lastName":"GAINSPOLETTI","firstName":"JAMES","middleName":"RUSSELL"},{"crd":"5521358","suffix":null,"lastName":"Skeen","firstName":"Brandyn","middleName":"Halat"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-07-22","regulatoryAum":105000000,"clients":183,"employees":3,"offices":2},{"filedOn":"2026-04-01","regulatoryAum":127000000,"clients":250,"employees":3,"offices":2}],"secFileNumber":"801-132267","legalName":"Gainspoletti Wealth Planners Advisory LLC","displayName":"Gainspoletti 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Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039931","versionId":1039931,"ratePeriod":"annual","fee_billing":null,"submittedOn":"2026-04-01","documentName":"GAINSPOLETTI WEALTH PLANNERS ADV PART 2A","fee_rate_low":0.85,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Financial planning is a fixed fee of $1,500 to $5,000, or hourly at $100 to $300, generally billed in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039931","versionId":1039931,"submittedOn":"2026-04-01","documentName":"GAINSPOLETTI WEALTH PLANNERS ADV PART 2A"},{"role":"other","program":"Retirement Plan Consulting","summary":"Plan consulting is an initial fixed fee of up to $1,500 plus an ongoing fee of up to 0.75% of assets, charged quarterly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039931","versionId":1039931,"submittedOn":"2026-04-01","documentName":"GAINSPOLETTI WEALTH PLANNERS ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:54:30.69831+00:00","documents":[{"name":"GAINSPOLETTI WEALTH PLANNERS ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039931","versionId":1039931,"submittedOn":"2026-04-01"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":127000000}],"custodyNote":"Gainspoletti Wealth Planners Advisory has custody of $9.74M for 18 clients.","otherCustodians":[],"leadership":[{"name":"Gary Gainspoletti","title":"President","crd":"2766454"},{"name":"Donna Dimaria","title":"Chief Compliance 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managers)","Publication of periodicals or newsletters","Educational seminars/workshops"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":49},{"label":"U.S. government/agency bonds","percent":6},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":37},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"1 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/333768/PDF/333768.pdf","brochureDate":"1 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039931","iapdCompiledDate":null,"retrievedDate":"15 October 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They include 205 individual clients and 45 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Gainspoletti Wealth Planners Advisory offer?","answer":"Gainspoletti Wealth Planners Advisory provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, publishing newsletters, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Gainspoletti Wealth Planners Advisory charge?","answer":"Gainspoletti Wealth Planners Advisory charges 0.85%–2.00% a year for its Investment Management Services. The fee is negotiable.","source":"GAINSPOLETTI WEALTH PLANNERS ADV PART 2A, filed 1 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Gainspoletti Wealth Planners Advisory use?","answer":"Gainspoletti Wealth Planners Advisory’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $127M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Gainspoletti Wealth Planners Advisory have?","answer":"Gainspoletti Wealth Planners Advisory has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 3 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Gainspoletti Wealth Planners Advisory invest in?","answer":"At the end of its last fiscal year, Gainspoletti Wealth Planners Advisory’s separately managed accounts held 49% exchange-traded equities, 37% registered funds (mutual funds, ETFs, BDCs), 6% U.S. government and agency bonds, 6% cash and equivalents, 1% state and local bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Gainspoletti Wealth Planners Advisory?","answer":"Gainspoletti Wealth Planners Advisory’s direct owner is Gary Gainspoletti (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 1 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Gainspoletti Wealth Planners Advisory get paid?","answer":"Gainspoletti Wealth Planners Advisory is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Gainspoletti Wealth Planners Advisory?","answer":"Gainspoletti Wealth Planners Advisory’s main office is at 805 W Sunflower RD, Cleveland, MS 38732. Its phone number is 662-843-6090. Its website is gainspoletti.com.","source":"Form ADV Part 1A, Item 1.F, filed 1 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}