{"url":"https://nivawealth.com/firms/future-financial-wealth-management-group-291484","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/291484","regulatoryAum":193418350,"crd":"291484","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1010011","suffix":null,"lastName":"MARINICH","firstName":"DENNIS","middleName":"PAUL"},{"crd":"2940858","suffix":"II","lastName":"MARINICH","firstName":"DENNIS","middleName":"PAUL"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-01-21","regulatoryAum":144547611,"clients":162,"employees":3,"offices":1},{"filedOn":"2022-02-12","regulatoryAum":157751111,"clients":639,"employees":3,"offices":1},{"filedOn":"2023-07-21","regulatoryAum":156824000,"clients":197,"employees":2,"offices":1},{"filedOn":"2024-01-17","regulatoryAum":171335020,"clients":212,"employees":3,"offices":2},{"filedOn":"2025-03-28","regulatoryAum":184466798,"clients":226,"employees":3,"offices":2},{"filedOn":"2026-08-21","regulatoryAum":193418350,"clients":218,"employees":4,"offices":2}],"secFileNumber":"801-112274","legalName":"Future Financial Wealth Management Group, LLC","displayName":"Future Financial Wealth Management Group","slug":"future-financial-wealth-management-group-291484","website":"https://future-financial.net/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/291484/7165a4e33abb76ef-r1.webp","tone":"light","width":632,"height":200,"sourceUrl":"https://future-financial.net/","sourceLabel":"Future Financial Wealth Management Group, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"xUrl":"https://x.com/FutureFinancia4","founded":null,"organization":"Ohio limited liability company","fiscalYearEnd":"December","headquarters":{"street":"7817 Cooper Road,, Suite D","city":"Cincinnati","state":"OH","stateName":"Ohio","country":"United States","postalCode":"45242"},"tradeNames":[],"registration":{"secApproved":"2 January 2018","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":887240.1376146789,"staff":{"employees":4,"advisory":2,"brokerDealerReps":1,"insuranceAgents":1,"promoters":2},"aum":{"regulatory":193418350,"discretionary":193418350,"discretionaryAccounts":595,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":193418350,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":160,"regulatoryAum":47339094},{"label":"High-net-worth individuals","clients":58,"regulatoryAum":146079256}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051750","versionId":1051750,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-07-15","documentName":"FFWM FORM ADV 2A","fee_rate_low":1,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Fees","summary":"Financial planning is a negotiated fixed fee of up to $25,000.00, or an hourly rate of $150.00 to $300.00.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051750","versionId":1051750,"submittedOn":"2026-07-15","documentName":"FFWM FORM ADV 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:57:23.034155+00:00","documents":[{"name":"FFWM FORM ADV 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051750","versionId":1051750,"submittedOn":"2026-07-15"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051749","versionId":1051749,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":193418350}],"custodyNote":"Future Financial Wealth Management Group has custody of $193M in client assets for 595 clients.","otherCustodians":[],"leadership":[{"name":"Dennis Marinich","title":"Managing Member","crd":"1010011"},{"name":"Dennis Marinich","title":"Managing Member and CCO","crd":"2940858"}],"ownership":[{"label":"Dennis Marinich","detail":"Managing member in the 50% to 75% ownership band and a control person, since April 2016. Also managing member and cco in the 50% to 75% ownership band and a control person, since April 2016."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Ohio","offices":1,"addresses":[{"street":"7817 Cooper Road,, Suite D","city":"Cincinnati","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"513-817-3131","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":31},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":55},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":1},{"label":"Cash and cash equivalents","percent":11}],"privateFunds":0},"sources":{"adv1FilingDate":"21 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/291484/PDF/291484.pdf","brochureDate":"15 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051750","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Future Financial Wealth Management Group have?","answer":"Future Financial Wealth Management Group has 218 clients and manages $193 million for them, as of August 2026. They include 160 individual clients and 58 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 21 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Future Financial Wealth Management Group offer?","answer":"Future Financial Wealth Management Group provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Future Financial Wealth Management Group charge?","answer":"Future Financial Wealth Management Group charges 1.00%–1.50% a year for its Investment Management Services. The fee is billed in advance and is negotiable.","source":"FFWM FORM ADV 2A, filed 15 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Future Financial Wealth Management Group use?","answer":"Future Financial Wealth Management Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $193M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 21 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Future Financial Wealth Management Group have?","answer":"Future Financial Wealth Management Group has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Future Financial Wealth Management Group invest in?","answer":"At the end of its last fiscal year, Future Financial Wealth Management Group’s separately managed accounts held 55% registered funds (mutual funds, ETFs, BDCs), 31% exchange-traded equities, 11% cash and equivalents, 1% non-exchange-traded equities, 1% state and local bonds and 1% pooled vehicles (private funds and similar).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Future Financial Wealth Management Group?","answer":"Future Financial Wealth Management Group’s direct owner is Dennis Marinich (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 21 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Future Financial Wealth Management Group get paid?","answer":"Future Financial Wealth Management Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Future Financial Wealth Management Group?","answer":"Future Financial Wealth Management Group’s main office is at 7817 Cooper Road,, Suite D, Cincinnati, OH 45242. Its phone number is 513-817-3131. Its website is future-financial.net.","source":"Form ADV Part 1A, Item 1.F, filed 21 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}