{"url":"https://nivawealth.com/firms/future-bright-177521","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/177521","regulatoryAum":120620275,"crd":"177521","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2639006","suffix":null,"lastName":"ALMLIE","firstName":"ROSS","middleName":"DAVID"},{"crd":"7493281","suffix":null,"lastName":"Gelinske","firstName":"Meagan","middleName":"Dee"},{"crd":"5060212","suffix":null,"lastName":"JOHNSON","firstName":"MATTHEW","middleName":"RYAN"},{"crd":"8150445","suffix":null,"lastName":"Leiran","firstName":"Daunte","middleName":null}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136691","legalName":"Future Bright, LLC","displayName":"Future Bright","slug":"future-bright-177521","website":"https://futurebright4u.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/177521/7afab598fee282e6-r1.webp","tone":"light","width":849,"height":200,"sourceUrl":"https://futurebright4u.com/","sourceLabel":"Future Bright, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/futurebrightllc/","founded":null,"organization":"Minnesota limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"9 July 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":184890.2601010101,"staff":{"employees":4,"advisory":3,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":120620275,"discretionary":120620275,"discretionaryAccounts":719,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":388,"regulatoryAum":56477479},{"label":"High-net-worth individuals","clients":8,"regulatoryAum":16739064},{"label":"Pension and profit-sharing plans","clients":5,"regulatoryAum":47403732}],"feePrograms":[{"role":"main","program":"Asset management (clients from February 1, 2022)","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057125","versionId":1057125,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-09-04","documentName":"FUTURE BRIGHT LLC FORM ADV PART 2A & 2B","fee_rate_low":0.75,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"ERISA plan services","summary":"Plan asset management is billed annually at 0.50% of Included Assets up to $3,000,000, 0.35% to $5,000,000 and 0.25% above, in quarterly installments.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057125","versionId":1057125,"submittedOn":"2026-09-04","documentName":"FUTURE BRIGHT LLC FORM ADV PART 2A & 2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:10:23.157114+00:00","documents":[{"name":"FUTURE BRIGHT LLC FORM ADV PART 2A & 2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057125","versionId":1057125,"submittedOn":"2026-09-04"}]},"custodians":[{"name":"Adp Retirement Plan Services","shortName":"Adp Retirement Plan Services","location":"Florham Park, NJ","smaAssets":22725667},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":73216543},{"name":"Mid Atlantic Trust Company","shortName":"Mid Atlantic Trust","location":"Pittsburgh, PA","smaAssets":14230754}],"custodyNote":"Future Bright does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Ross Almlie","title":"Managing Member/Chief Compliance Officer","crd":"2639006"},{"name":"Shannon Burnell","title":"Member","crd":"6570668"},{"name":"Matthew Johnson","title":"Member","crd":"5060212"},{"name":"Scott Sanders","title":"Member","crd":"7164604"}],"ownership":[{"label":"Ross Almlie","detail":"Managing member/chief compliance officer in the 25% to 50% ownership band and a control person, since March 2015."},{"label":"Shannon Burnell","detail":"Member in the 25% to 50% ownership band, since September 2015."},{"label":"Matthew Johnson","detail":"Member in the 25% to 50% ownership band and a control person, since January 2019."},{"label":"Scott Sanders","detail":"Member in the 25% to 50% ownership band, since July 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":1},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Minnesota","offices":1,"addresses":[{"street":"1271 Highway 10 West","city":"Detroit Lakes"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"701-306-7631","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":20},{"label":"U.S. government/agency bonds","percent":1},{"label":"Investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":69},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":2},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"4 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/177521/PDF/177521.pdf","brochureDate":"4 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057125","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Future Bright have?","answer":"Future Bright has 401 clients and manages $121 million for them, as of September 2026. They include 388 individual clients, 8 high-net-worth individuals, and 5 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Future Bright offer?","answer":"Future Bright provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Future Bright charge?","answer":"Future Bright charges 0.75%–1.25% a year for its Asset management (clients from February 1, 2022). The fee is billed in advance and is negotiable.","source":"FUTURE BRIGHT LLC FORM ADV PART 2A & 2B, filed 4 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Future Bright use?","answer":"Future Bright’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $73.2M, Adp Retirement Plan Services (Florham Park, NJ), with $22.7M and Mid Atlantic Trust Company (Pittsburgh, PA), with $14.2M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Future Bright have?","answer":"Future Bright has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Future Bright invest in?","answer":"At the end of its last fiscal year, Future Bright’s separately managed accounts held 69% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 6% cash and equivalents, 2% investment grade corporate bonds, 2% pooled vehicles (private funds and similar) and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Future Bright?","answer":"Future Bright’s direct owners are Ross Almlie, Shannon Burnell, Matthew Johnson and Scott Sanders, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Future Bright get paid?","answer":"Future Bright is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Future Bright?","answer":"Its phone number is 701-306-7631. Its website is futurebright4u.com.","source":"Form ADV Part 1A, Item 1.F, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}