{"url":"https://nivawealth.com/firms/fund-direct-advisors-155363","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/155363","regulatoryAum":593000000,"crd":"155363","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"3147523","suffix":null,"lastName":"GARBER","firstName":"KENNETH","middleName":"RICHARD"},{"crd":"6708091","suffix":null,"lastName":"SAIA","firstName":"DREW","middleName":"Anthony"},{"crd":"4433794","suffix":null,"lastName":"STANLEY","firstName":"CHARLES","middleName":"CHRISTOPHER"},{"crd":"4363275","suffix":"III","lastName":"STANLEY","firstName":"WILLIAM","middleName":"ELBERT"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-05-18","regulatoryAum":694000000,"clients":290,"employees":6,"offices":1},{"filedOn":"2022-03-25","regulatoryAum":660000000,"clients":280,"employees":7,"offices":1},{"filedOn":"2023-01-19","regulatoryAum":500000000,"clients":260,"employees":7,"offices":1},{"filedOn":"2024-02-28","regulatoryAum":524000000,"clients":233,"employees":5,"offices":1},{"filedOn":"2025-04-01","regulatoryAum":605000000,"clients":160,"employees":4,"offices":1},{"filedOn":"2026-03-05","regulatoryAum":593000000,"clients":155,"employees":4,"offices":1}],"secFileNumber":"801-77794","legalName":"Fund 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PA","smaAssets":420000000}],"custodyNote":"Fund Direct Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"William Stanley","title":"President","crd":"4363275"},{"name":"Charles Stanley","title":"CEO / Chief Compliance Officer","crd":"4433794"},{"name":"William Stanley","title":"Shareholder","crd":"4363275"},{"name":"Christopher Francis","title":"Shareholder","crd":"5866843"}],"ownership":[{"label":"Charles Stanley","detail":"Ceo / chief compliance officer in the 25% to 50% ownership band and a control person, since May 2020."},{"label":"Christopher Francis","detail":"Shareholder in the 5% to 10% ownership band, since November 2010."},{"label":"William Stanley","detail":"President in the 25% to 50% ownership band and a control person, since November 2010."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"North Carolina","offices":1,"addresses":[{"street":"201 State Street","city":"Greensboro","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"336-271-4450","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Other"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":7},{"label":"U.S. government/agency bonds","percent":2},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":84},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"5 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/155363/PDF/155363.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Fund Direct Advisors have?","answer":"Fund Direct Advisors has 155 clients and manages $593 million for them, as of March 2026. They include 65 individual clients, 65 pension and profit-sharing plans, and 25 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 5 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Fund Direct Advisors offer?","answer":"Fund Direct Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Fund Direct Advisors use?","answer":"Fund Direct Advisors’ separately managed account assets are held at Mid Atlantic Capital Group (Pittsburgh, PA), with $420M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Fund Direct Advisors have?","answer":"Fund Direct Advisors has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Fund Direct Advisors invest in?","answer":"At the end of its last fiscal year, Fund Direct Advisors’ separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 7% exchange-traded equities, 4% cash and equivalents, 2% U.S. government and agency bonds, 2% investment grade corporate bonds and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Fund Direct Advisors?","answer":"Fund Direct Advisors’ direct owners are Charles Stanley, Christopher Francis and William Stanley, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 5 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Fund Direct Advisors get paid?","answer":"Fund Direct Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Fund Direct Advisors?","answer":"Fund Direct Advisors’ main office is at 201 State Street, Greensboro, NC 27408. Its phone number is 336-271-4450. Its website is funddirectadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 5 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}