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They include 329 individual clients and 76 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 16 May 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does FSR Wealth Management offer?","answer":"FSR Wealth Management provides financial planning, portfolio management for individuals and small businesses, selecting other managers, estate planning, insurance, retirement plan services, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does FSR Wealth Management use?","answer":"FSR Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $313M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 May 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does FSR Wealth Management have?","answer":"FSR Wealth Management has 11 investment adviser representatives registered with state securities authorities, out of 21 employees, and 11 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 8 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does FSR Wealth Management invest in?","answer":"At the end of its last fiscal year, FSR Wealth Management’s separately managed accounts held 51% registered funds (mutual funds, ETFs, BDCs), 45% exchange-traded equities and 4% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns FSR Wealth Management?","answer":"FSR Wealth Management’s direct owner is Joshua Bretl (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 16 May 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does FSR Wealth Management get paid?","answer":"FSR Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact FSR Wealth Management?","answer":"FSR Wealth Management’s main office is at 444 N. York Street, Elmhurst, IL 60126. Its phone number is 630-993-8200. Its website is wellment.com.","source":"Form ADV Part 1A, Item 1.F, filed 16 May 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/fsr-wealth-management-166746/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-23","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1940000/000194000026000005/0001940000-26-000005-index.html","totalValue":87750045,"positionCount":37,"top10Share":0.711994347125406,"top10":[{"issuer":"ELEVATION SERIES TRUST","titleOfClass":"TRUE SE BUFF ETF","cusip":"210322608","value":9225383,"shares":334374,"shareType":"SH","priorValue":3470739,"priorShares":138627},{"issuer":"AIM ETF PRODUCTS TRUST","titleOfClass":"ALLIA US MAY ETF","cusip":"00888H752","value":9158564,"shares":263404,"shareType":"SH"},{"issuer":"AIM ETF PRODUCTS TRUST","titleOfClass":"ALLIANZIM US EQT","cusip":"00888H646","value":7153382,"shares":231989,"shareType":"SH"},{"issuer":"AIM ETF PRODUCTS 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}