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They include 4 investment companies, 3 insurance companies and 1 corporate or other business client.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Frost Investment Advisors offer?","answer":"Frost Investment Advisors provides portfolio management for individuals and small businesses, portfolio management for investment companies, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Frost Investment Advisors use?","answer":"Frost Investment Advisors’ separately managed account assets are held at Frost Bank (San Antonio, TX), with $408M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Frost Investment Advisors have?","answer":"Frost Investment Advisors has 26 investment adviser representatives registered with state securities authorities, out of 31 employees, and 31 perform investment advisory functions. 4 employees are registered representatives of a broker-dealer and 0 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Frost Investment Advisors invest in?","answer":"At the end of its last fiscal year, Frost Investment Advisors’ separately managed accounts held 32% U.S. government and agency bonds, 25% other, 21% investment grade corporate bonds, 13% state and local bonds, 5% cash and equivalents, 3% registered funds (mutual funds, ETFs, BDCs) and 1% sovereign bonds. The 25% other category is described as: Asset-Backed Securities (\"Abs\"); Commercial Mortgage-Backed Securities (\"CMBS\"); Non-Agency Residential Mortgage-Backed Securities (\"MBS\")\nCollateral Loan Obligation (\"Clo\").","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Frost Investment Advisors?","answer":"Frost Investment Advisors is owned through a holding company by Cullen/Frost Bankers, Inc. Its direct owner is Frost Bank (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Frost Investment Advisors get paid?","answer":"Frost Investment Advisors is paid through a percentage of assets under management and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Frost Investment Advisors?","answer":"Frost Investment Advisors’ main office is at 111 West Houston Street, 10th Floor, San Antonio, TX 78205. Its phone number is 210-220-5070. Its website is frostinv.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}