{"url":"https://nivawealth.com/firms/fortress-financial-solutions-143969","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/143969","regulatoryAum":142011990,"crd":"143969","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5331089","suffix":null,"lastName":"AMANTE","firstName":"ADAM","middleName":"Jacob"},{"crd":"8206028","suffix":null,"lastName":"Anderson","firstName":"Jacob","middleName":"C."},{"crd":"7294205","suffix":null,"lastName":"Campbell","firstName":"James","middleName":"Michael"},{"crd":"7287694","suffix":null,"lastName":"Gooch","firstName":"Marie","middleName":"Celeste"},{"crd":"5783084","suffix":null,"lastName":"KNOTZ","firstName":"CHRISTY","middleName":"ANN"},{"crd":"834056","suffix":null,"lastName":"NESLER","firstName":"KENNETH","middleName":"GENE"},{"crd":"6090682","suffix":null,"lastName":"PIERCE","firstName":"JUSTIN","middleName":"THOMAS"},{"crd":"8205318","suffix":null,"lastName":"Scott","firstName":"Joshua","middleName":"D."}],"total":8,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-05-07","regulatoryAum":116483862,"clients":271,"employees":6,"offices":1},{"filedOn":"2026-04-08","regulatoryAum":142011990,"clients":279,"employees":10,"offices":1}],"secFileNumber":"801-131567","legalName":"Fortress Financial Solutions, LLC","displayName":"Fortress Financial Solutions","slug":"fortress-financial-solutions-143969","website":"https://fortresscompany.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/fortressfinancialsolutions/","xUrl":"https://x.com/fortresscompany","founded":null,"organization":"Arizona limited liability company","fiscalYearEnd":"December","headquarters":{"street":"4640 East Sunrise Drive, Suite 211","city":"Tucson","state":"AZ","stateName":"Arizona","country":"United States","postalCode":"85718"},"tradeNames":[],"registration":{"secApproved":"2 December 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":510803.1834532374,"staff":{"employees":10,"advisory":8,"brokerDealerReps":0,"insuranceAgents":7,"promoters":6},"aum":{"regulatory":142011990,"discretionary":142011990,"discretionaryAccounts":723,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":219,"regulatoryAum":45791598},{"label":"High-net-worth individuals","clients":59,"regulatoryAum":96211687},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":8705}],"feePrograms":[{"role":"main","program":"Investments Under Management Fee Schedule","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017479","versionId":1017479,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-11","documentName":"FORM ADV PART 2A FORTRESS FINANCIAL SERVICES, LLC 03.11.2026","fee_rate_low":0.3,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":250000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Comprehensive Financial Planning","summary":"One-time flat fee with a minimum of $5,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017479","versionId":1017479,"submittedOn":"2026-03-11","documentName":"FORM ADV PART 2A FORTRESS FINANCIAL SERVICES, LLC 03.11.2026"},{"role":"other","program":"Focused Financial Planning","summary":"One-time flat fee with a minimum of $1,200; as ongoing Essential Service, a minimum annual flat fee of $1,200.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017479","versionId":1017479,"submittedOn":"2026-03-11","documentName":"FORM ADV PART 2A FORTRESS FINANCIAL SERVICES, LLC 03.11.2026"},{"role":"other","program":"Line-item Financial Planning","summary":"Billed at the hourly rate or a one-time flat fee; minimum two hours or $500.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017479","versionId":1017479,"submittedOn":"2026-03-11","documentName":"FORM ADV PART 2A FORTRESS FINANCIAL SERVICES, LLC 03.11.2026"},{"role":"other","program":"Thematic Financial Planning","summary":"One-time flat fee with a minimum of $3,500.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017479","versionId":1017479,"submittedOn":"2026-03-11","documentName":"FORM ADV PART 2A FORTRESS FINANCIAL SERVICES, LLC 03.11.2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:34:28.065601+00:00","documents":[{"name":"FORM ADV PART 2A FORTRESS FINANCIAL SERVICES, LLC 03.11.2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017479","versionId":1017479,"submittedOn":"2026-03-11"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":141989654}],"custodyNote":"Fortress Financial Solutions has custody of $13.6M in client assets for 45 clients.","otherCustodians":[],"leadership":[{"name":"Kristen Amante","title":"Owner","crd":"8187760"},{"name":"Adam Amante","title":"Member - CCO","crd":"5331089"},{"name":"Christy Knotz","title":"Executive Officer","crd":"5783084"},{"name":"Kenneth Nesler","title":"Executive Officer","crd":"834056"}],"ownership":[{"label":"Adam Amante","detail":"Member - cco in the 50% to 75% ownership band and a control person, since November 2007."},{"label":"Kristen Amante","detail":"Owner in the 50% to 75% ownership band and a control person, since January 2010."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Arizona","offices":1,"addresses":[{"street":"4640 East Sunrise Drive, Suite 211","city":"Tucson","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"520-751-8600","stateRegisteredReps":8,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":72},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":3},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":21},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"8 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/143969/PDF/143969.pdf","brochureDate":"11 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017479","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Fortress Financial Solutions have?","answer":"Fortress Financial Solutions has 279 clients and manages $142 million for them, as of April 2026. They include 219 individual clients, 59 high-net-worth individuals and 1 charitable organization.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 8 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Fortress Financial Solutions offer?","answer":"Fortress Financial Solutions provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Fortress Financial Solutions charge?","answer":"Fortress Financial Solutions charges 0.30%–1.50% a year for its Investments Under Management Fee Schedule. The fee is billed in advance, is negotiable and requires an account of at least $250,000.","source":"FORM ADV PART 2A FORTRESS FINANCIAL SERVICES, LLC 03.11.2026, filed 11 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Fortress Financial Solutions use?","answer":"Fortress Financial Solutions’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $142M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Fortress Financial Solutions have?","answer":"Fortress Financial Solutions has 8 investment adviser representatives registered with state securities authorities, out of 10 employees, and 8 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 7 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Fortress Financial Solutions invest in?","answer":"At the end of its last fiscal year, Fortress Financial Solutions’ separately managed accounts held 72% exchange-traded equities, 21% registered funds (mutual funds, ETFs, BDCs), 3% U.S. government and agency bonds, 2% cash and equivalents, 1% non-exchange-traded equities and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Fortress Financial Solutions have a minimum investment?","answer":"Yes, Fortress Financial Solutions’ minimum account size for its Investments Under Management Fee Schedule is $250K.","source":"FORM ADV PART 2A FORTRESS FINANCIAL SERVICES, LLC 03.11.2026, filed 11 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Fortress Financial Solutions?","answer":"Fortress Financial Solutions’ direct owners are Adam Amante (50% to 75%) and Kristen Amante (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 8 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Fortress Financial Solutions get paid?","answer":"Fortress Financial Solutions is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Fortress Financial Solutions?","answer":"Fortress Financial Solutions’ main office is at 4640 East Sunrise Drive, Suite 211, Tucson, AZ 85718. Its phone number is 520-751-8600. Its website is fortresscompany.com.","source":"Form ADV Part 1A, Item 1.F, filed 8 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/fortress-financial-solutions-143969/holdings","form":"13F-HR","periodOfReport":"2026-03-31","filedOn":"2026-05-04","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2039501/000203950126000005/0002039501-26-000005-index.html","totalValue":95707588,"positionCount":56,"top10Share":0.6002291375266923,"top10":[{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":10888737,"shares":18865,"shareType":"SH"},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":8622121,"shares":104195,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":8252255,"shares":12633,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"PFD AND INCM SEC","cusip":"464288687","value":5854475,"shares":193089,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":4833960,"shares":71582,"shareType":"SH"},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":4517773,"shares":56992,"shareType":"SH"},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":4270462,"shares":16827,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":3611402,"shares":25356,"shareType":"SH"},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"EQUITY PREMIUM","cusip":"46641Q332","value":3343362,"shares":58987,"shareType":"SH"},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"NASDAQ EQT PREM","cusip":"46654Q203","value":3251936,"shares":58572,"shareType":"SH"}],"positionsListed":56,"positions":[{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":10888737,"shares":18865,"shareType":"SH"},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":8622121,"shares":104195,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":8252255,"shares":12633,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"PFD AND INCM SEC","cusip":"464288687","value":5854475,"shares":193089,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":4833960,"shares":71582,"shareType":"SH"},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":4517773,"shares":56992,"shareType":"SH"},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":4270462,"shares":16827,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":3611402,"shares":25356,"shareType":"SH"},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"EQUITY PREMIUM","cusip":"46641Q332","value":3343362,"shares":58987,"shareType":"SH"},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"NASDAQ EQT PREM","cusip":"46654Q203","value":3251936,"shares":58572,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":2783284,"shares":22390,"shareType":"SH"},{"issuer":"VANGUARD WORLD FD","titleOfClass":"MEGA CAP INDEX","cusip":"921910873","value":2549587,"shares":10787,"shareType":"SH"},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":2034328,"shares":11665,"shareType":"SH"},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"CORE BD ETF","cusip":"922020748","value":1769270,"shares":22864,"shareType":"SH"},{"issuer":"COMFORT SYS USA INC","titleOfClass":"COM","cusip":"199908104","value":1677893,"shares":1216,"shareType":"SH"},{"issuer":"TAIWAN SEMICONDUCTOR MANUFAC","titleOfClass":"SPONSORED ADS","cusip":"874039100","value":1559301,"shares":4614,"shareType":"SH"},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"LG-TERM COR BD","cusip":"92206C813","value":1516281,"shares":20293,"shareType":"SH"},{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":1333469,"shares":3099,"shareType":"SH"},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"EMRNG MKT SVRG","cusip":"46138E784","value":1122454,"shares":53706,"shareType":"SH"},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":1116315,"shares":3606,"shareType":"SH"},{"issuer":"VANGUARD WORLD FD","titleOfClass":"ESG US STK ETF","cusip":"921910733","value":1079382,"shares":9614,"shareType":"SH"},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":1071966,"shares":5147,"shareType":"SH"},{"issuer":"COSTCO WHOLESALE CORPORATION","titleOfClass":"COM","cusip":"22160K105","value":1024771,"shares":1028,"shareType":"SH"},{"issuer":"ALPS ETF TR","titleOfClass":"ALERIAN MLP","cusip":"00162Q452","value":979403,"shares":18606,"shareType":"SH"},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":961346,"shares":2586,"shareType":"SH"},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":903634,"shares":2441,"shareType":"SH"},{"issuer":"PALANTIR TECHNOLOGIES INC","titleOfClass":"CL A","cusip":"69608A108","value":873730,"shares":5973,"shareType":"SH"},{"issuer":"AMPHENOL CORP","titleOfClass":"CL A","cusip":"032095101","value":817500,"shares":6470,"shareType":"SH"},{"issuer":"CORNING INC","titleOfClass":"COM","cusip":"219350105","value":797971,"shares":5869,"shareType":"SH"},{"issuer":"AT&T INC","titleOfClass":"COM","cusip":"00206R102","value":780493,"shares":26923,"shareType":"SH"},{"issuer":"MONOLITHIC PWR SYS INC","titleOfClass":"COM","cusip":"609839105","value":774802,"shares":709,"shareType":"SH"},{"issuer":"AMERICAN ELEC PWR CO INC","titleOfClass":"COM","cusip":"025537101","value":737686,"shares":5628,"shareType":"SH"},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS EMGMKT","cusip":"025072604","value":722261,"shares":8963,"shareType":"SH"},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":709688,"shares":2468,"shareType":"SH"},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"ALLWRLD EX US","cusip":"922042775","value":618537,"shares":8236,"shareType":"SH"},{"issuer":"MUELLER INDS INC","titleOfClass":"COM","cusip":"624756102","value":591801,"shares":5341,"shareType":"SH"},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"STATE STREET SPD","cusip":"78463X202","value":591237,"shares":9524,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"IBOXX HI YD ETF","cusip":"464288513","value":569273,"shares":7155,"shareType":"SH"},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":543773,"shares":1849,"shareType":"SH"},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE SMCAP ETF","cusip":"922042718","value":510851,"shares":3504,"shareType":"SH"},{"issuer":"CROWDSTRIKE HLDGS INC","titleOfClass":"CL A","cusip":"22788C105","value":499334,"shares":1279,"shareType":"SH"},{"issuer":"HEICO CORP NEW","titleOfClass":"COM","cusip":"422806109","value":492538,"shares":1796,"shareType":"SH"},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":441386,"shares":1806,"shareType":"SH"},{"issuer":"ISHARES SILVER TR","titleOfClass":"ISHARES","cusip":"46428Q109","value":398619,"shares":5850,"shareType":"SH"},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INTER TERM TREAS","cusip":"92206C706","value":388369,"shares":6522,"shareType":"SH"},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"ULTRA SHRT ETF","cusip":"46641Q837","value":353219,"shares":6979,"shareType":"SH"},{"issuer":"EMCOR GROUP INC","titleOfClass":"COM","cusip":"29084Q100","value":340364,"shares":461,"shareType":"SH"},{"issuer":"UNITEDHEALTH GROUP INC","titleOfClass":"COM","cusip":"91324P102","value":322637,"shares":1192,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"ESG SELECT SCRE","cusip":"46436E551","value":295829,"shares":6520,"shareType":"SH"},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"MSCI INFO TECH I","cusip":"316092808","value":274585,"shares":1320,"shareType":"SH"},{"issuer":"GLADSTONE CAP CORP","titleOfClass":"COM NEW","cusip":"376535878","value":244918,"shares":14116,"shareType":"SH"},{"issuer":"BHP BILLITON LIMITED","titleOfClass":"SPONSORED ADS","cusip":"088606108","value":229927,"shares":3161,"shareType":"SH"},{"issuer":"APOLLO GLOBAL MGMT INC","titleOfClass":"COM","cusip":"03769M106","value":224902,"shares":2018,"shareType":"SH"},{"issuer":"CHEVRON CORPORATION","titleOfClass":"COM","cusip":"166764100","value":220458,"shares":1065,"shareType":"SH"},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":211480,"shares":325,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"ESG AWARE MSCI","cusip":"46435U663","value":200253,"shares":4259,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}