{"url":"https://nivawealth.com/firms/focus-401-k-group-172217","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/172217","regulatoryAum":169876000,"crd":"172217","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1400797","suffix":null,"lastName":"POWERS","firstName":"PHILLIP","middleName":"RUSSELL"},{"crd":"2112298","suffix":null,"lastName":"RUBENSTEIN","firstName":"MICHAEL","middleName":"JAY"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-01-20","regulatoryAum":90996536,"clients":22,"employees":2,"offices":1},{"filedOn":"2022-01-18","regulatoryAum":97799589,"clients":28,"employees":2,"offices":1},{"filedOn":"2023-03-07","regulatoryAum":77500000,"clients":21,"employees":2,"offices":1},{"filedOn":"2024-01-11","regulatoryAum":93171000,"clients":21,"employees":2,"offices":1},{"filedOn":"2025-01-20","regulatoryAum":99828000,"clients":21,"employees":2,"offices":1},{"filedOn":"2026-01-14","regulatoryAum":169876000,"clients":27,"employees":2,"offices":1}],"secFileNumber":"801-80065","legalName":"Focus 401 (K) Group, LLC","displayName":"Focus 401 (K) Group","slug":"focus-401-k-group-172217","website":"https://focus401kgroup.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/172217/308dde5d87fe9e05-r1.webp","tone":"light","width":568,"height":200,"sourceUrl":"https://www.focus401kgroup.com","sourceLabel":"Focus 401 (k) Group, LLC, website"},"classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_asset_manager","typeLabel":"Asset manager","feeDisclosure":"payment_only"},"linkedinUrl":"https://www.linkedin.com/company/focus-401-k-group/","founded":null,"organization":"Texas limited liability company","fiscalYearEnd":"December","headquarters":{"street":"16415 Addison Road, Suite 312","city":"Addison","state":"TX","stateName":"Texas","country":"United States","postalCode":"75001"},"tradeNames":[],"registration":{"secApproved":"11 July 2014","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":null,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":169876000,"discretionary":169876000,"discretionaryAccounts":27,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":18},"clientTypes":[{"label":"Pension and profit-sharing plans","clients":27,"regulatoryAum":169876000}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Mid Atlantic Trust","shortName":"Mid Atlantic Trust","location":"Pittsburg, PA","smaAssets":19536000},{"name":"Reliance Trust Company","shortName":"Reliance Trust","location":"Atlanta, GA","smaAssets":79049000},{"name":"Fidelity Management Trust Company","shortName":"Fidelity","location":"Boston, MA","smaAssets":33369000},{"name":"Ascensus Trust","shortName":"Ascensus Trust","location":"Fargo, ND","smaAssets":9560000},{"name":"Massachusetts Fidelity Trust","shortName":"Fidelity","location":"Cedar Rapids, IA","smaAssets":3043000},{"name":"Principal Trust Company","shortName":"Principal Trust","location":"Des Moines, IA","smaAssets":5496000},{"name":"Empower Trust","shortName":"Empower","location":"Denver, CO","smaAssets":15314000},{"name":"Vestwell Trust Company","shortName":"Vestwell Trust","location":"New York, NY","smaAssets":4509000}],"custodyNote":"Focus 401 (K) Group does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Phillip Powers","title":"Chief Compliance Officer/Member","crd":"1400797"},{"name":"Michael Rubenstein","title":"Member","crd":"2112298"}],"ownership":[{"label":"Phillip Powers","detail":"Chief compliance officer/member in the 50% to 75% ownership band and a control person, since July 2014."},{"label":"Michael Rubenstein","detail":"Member in the 50% to 75% ownership band and a control person, since July 2014."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Texas","offices":1,"addresses":[{"street":"16415 Addison Road, Suite 312","city":"Addison","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"214-373-4113","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Pension consulting services"],"financialPlanningClients":null,"assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":60},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":40}],"privateFunds":0},"sources":{"adv1FilingDate":"14 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/172217/PDF/172217.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Focus 401 (K) Group have?","answer":"Focus 401 (K) Group has 27 clients and manages $170 million for them, as of January 2026. They include 27 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 14 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Focus 401 (K) Group offer?","answer":"Focus 401 (K) Group provides pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Focus 401 (K) Group use?","answer":"Focus 401 (K) Group’s separately managed account assets are held at Reliance Trust Company (Atlanta, GA), with $79M, Fidelity Management Trust Company (Boston, MA), with $33.4M, Mid Atlantic Trust (Pittsburg, PA), with $19.5M, Empower Trust (Denver, CO), with $15.3M, Ascensus Trust (Fargo, ND), with $9.56M, Principal Trust Company (Des Moines, IA), with $5.5M, Vestwell Trust Company (New York, NY), with $4.51M and Massachusetts Fidelity Trust (Cedar Rapids, IA), with $3.04M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Focus 401 (K) Group have?","answer":"Focus 401 (K) Group has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Focus 401 (K) Group invest in?","answer":"At the end of its last fiscal year, Focus 401 (K) Group’s separately managed accounts held 60% registered funds (mutual funds, ETFs, BDCs) and 40% pooled vehicles (private funds and similar).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Focus 401 (K) Group?","answer":"Focus 401 (K) Group’s direct owners are Phillip Powers (50% to 75%) and Michael Rubenstein (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 14 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Focus 401 (K) Group get paid?","answer":"Focus 401 (K) Group is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Focus 401 (K) Group?","answer":"Focus 401 (K) Group’s main office is at 16415 Addison Road, Suite 312, Addison, TX 75001. Its phone number is 214-373-4113. Its website is focus401kgroup.com.","source":"Form ADV Part 1A, Item 1.F, filed 14 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}