{"url":"https://nivawealth.com/firms/fma-wealth-management-313049","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/313049","regulatoryAum":174004778,"crd":"313049","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"705495","suffix":null,"lastName":"MORRIS","firstName":"JAMES","middleName":"MARC"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-14","regulatoryAum":133703146,"clients":145,"employees":2,"offices":1},{"filedOn":"2022-03-09","regulatoryAum":156605070,"clients":144,"employees":2,"offices":1},{"filedOn":"2023-07-26","regulatoryAum":130398661,"clients":148,"employees":2,"offices":1},{"filedOn":"2024-02-14","regulatoryAum":141660401,"clients":145,"employees":2,"offices":1},{"filedOn":"2025-01-31","regulatoryAum":157397852,"clients":139,"employees":2,"offices":1},{"filedOn":"2026-02-27","regulatoryAum":174004778,"clients":144,"employees":2,"offices":1}],"secFileNumber":"801-120645","legalName":"Fma Wealth Management, LLC","displayName":"Fma Wealth Management","slug":"fma-wealth-management-313049","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Massachusetts limited liability company","fiscalYearEnd":"December","headquarters":{"street":"33 Railroad Avenue, Suite 2","city":"Duxbury","state":"MA","stateName":"Massachusetts","country":"United States","postalCode":"02332"},"tradeNames":[],"registration":{"secApproved":"31 March 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1182816.5277777778,"staff":{"employees":2,"advisory":1,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":174004778,"discretionary":174004778,"discretionaryAccounts":435,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":1},"clientTypes":[{"label":"Individuals (other than HNW)","clients":92,"regulatoryAum":39347270},{"label":"High-net-worth individuals","clients":52,"regulatoryAum":130978310},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":3679198}],"feePrograms":[{"role":"main","program":"Wealth Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1012600","versionId":1012600,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-02-27","documentName":"FMA DISCLOSURE BROCHURE","fee_rate_low":0.4,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Services","summary":"Financial planning is billed at $250 per hour or as a fixed fee engagement of up to $5,000, negotiable based on scope and complexity; up to 50% of the fee may be invoiced on execution.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1012600","versionId":1012600,"submittedOn":"2026-02-27","documentName":"FMA DISCLOSURE BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:54:51.801502+00:00","documents":[{"name":"FMA DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1012600","versionId":1012600,"submittedOn":"2026-02-27"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":167942106}],"custodyNote":"Fma Wealth Management has custody of $82.1M in client assets for 39 clients.","otherCustodians":[],"leadership":[{"name":"James Morris","title":"Managing Member and Chief Compliance Officer","crd":"705495"}],"ownership":[{"label":"James Morris","detail":"Managing member and chief compliance officer in the 75% or more ownership band and a control person, since February 2021."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":1,"addresses":[{"street":"33 Railroad Avenue, Suite 2","city":"Duxbury","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"781-934-7880","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":90},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":7},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"27 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/313049/PDF/313049.pdf","brochureDate":"27 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1012600","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Fma Wealth Management have?","answer":"Fma Wealth Management has 144 clients and manages $174 million for them, as of February 2026. They include 92 individual clients and 52 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 27 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Fma Wealth Management offer?","answer":"Fma Wealth Management provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Fma Wealth Management charge?","answer":"Fma Wealth Management charges 0.40%–1.00% a year for its Wealth Management Services. The fee is billed in advance and is negotiable.","source":"FMA DISCLOSURE BROCHURE, filed 27 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Fma Wealth Management use?","answer":"Fma Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $168M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Fma Wealth Management have?","answer":"Fma Wealth Management has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Fma Wealth Management invest in?","answer":"At the end of its last fiscal year, Fma Wealth Management’s separately managed accounts held 90% exchange-traded equities, 7% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Fma Wealth Management?","answer":"Fma Wealth Management’s direct owner is James Morris (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 27 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Fma Wealth Management get paid?","answer":"Fma Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}