{"url":"https://nivawealth.com/firms/flower-city-capital-281503","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/281503","regulatoryAum":444590140,"crd":"281503","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5169384","suffix":null,"lastName":"Arnold","firstName":"Catherine","middleName":"Diane"},{"crd":"7446042","suffix":null,"lastName":"Crane","firstName":"Vincent","middleName":"Joseph"},{"crd":"4880235","suffix":"III","lastName":"HAWKS","firstName":"THOMAS","middleName":"HARRIS"},{"crd":"8228630","suffix":null,"lastName":"Moshier","firstName":"Jacob","middleName":null},{"crd":"5537692","suffix":null,"lastName":"RIZZOLO","firstName":"MICHAEL","middleName":"ERMINIO"},{"crd":"6587697","suffix":null,"lastName":"Veres","firstName":"Jeremy","middleName":null}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-15","regulatoryAum":158967192,"clients":107,"employees":4,"offices":1},{"filedOn":"2022-07-06","regulatoryAum":196533305,"clients":120,"employees":5,"offices":1},{"filedOn":"2023-03-17","regulatoryAum":185435205,"clients":135,"employees":5,"offices":1},{"filedOn":"2024-05-15","regulatoryAum":270792372,"clients":171,"employees":6,"offices":1},{"filedOn":"2025-06-25","regulatoryAum":333588065,"clients":193,"employees":8,"offices":1},{"filedOn":"2026-07-20","regulatoryAum":444590140,"clients":230,"employees":9,"offices":2}],"secFileNumber":"801-113630","legalName":"Flower City Capital LLC","displayName":"Flower City Capital","slug":"flower-city-capital-281503","website":"https://flowercitycapital.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://linkedin.com/company/flowercitycapital","founded":"2015","organization":"New York limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1 Fishers RD, Suite 220","city":"Pittsford","state":"NY","stateName":"New York","country":"United States","postalCode":"14534"},"tradeNames":[],"registration":{"secApproved":"19 July 2018","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1784670.5286343612,"staff":{"employees":9,"advisory":6,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":444590140,"discretionary":419140038,"discretionaryAccounts":937,"nonDiscretionary":25450102,"nonDiscretionaryAccounts":20,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":5},"clientTypes":[{"label":"Individuals (other than HNW)","clients":113,"regulatoryAum":49821146},{"label":"High-net-worth individuals","clients":114,"regulatoryAum":355299064},{"label":"Pooled investment vehicles","clients":1,"regulatoryAum":39391960},{"label":"Corporations and other businesses","clients":2,"fewerThan5":true,"regulatoryAum":77970}],"feePrograms":[{"role":"main","program":"Portfolio Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015213","versionId":1015213,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-06","documentName":"ADV PART 2A-FLOWER CITY CAPITAL LLC","fee_rate_low":0.5,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Financial planning is charged as a negotiable fixed fee, paid by check or wire; 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The fee is billed in arrears and is negotiable.","source":"ADV PART 2A-FLOWER CITY CAPITAL LLC, filed 6 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Flower City Capital use?","answer":"Flower City Capital’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $386M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Flower City Capital have?","answer":"Flower City Capital has 6 investment adviser representatives registered with state securities authorities, out of 9 employees, and 6 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Flower City Capital invest in?","answer":"At the end of its last fiscal year, Flower City Capital’s separately managed accounts held 87% registered funds (mutual funds, ETFs, BDCs), 8% pooled vehicles (private funds and similar), 4% exchange-traded equities and 1% cash and equivalents. It advises 1 private fund.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Flower City Capital?","answer":"Flower City Capital’s direct owners are Michael Rizzolo (50% to 75%), Thomas Hawks (25% to 50%) and Vincent Crane (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 20 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Flower City Capital get paid?","answer":"Flower City Capital is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Flower City Capital?","answer":"Flower City Capital’s main office is at 1 Fishers RD, Suite 220, Pittsford, NY 14534. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}