{"url":"https://nivawealth.com/firms/florek-financial-152235","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/152235","regulatoryAum":510993000,"crd":"152235","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4751649","suffix":null,"lastName":"FLOREK","firstName":"ROBERT","middleName":"COADY"},{"crd":"2544828","suffix":null,"lastName":"FURCINITO","firstName":"PAUL","middleName":"DANIEL"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-01-29","regulatoryAum":336355000,"clients":82,"employees":2,"offices":1},{"filedOn":"2022-03-01","regulatoryAum":373848000,"clients":86,"employees":2,"offices":1},{"filedOn":"2023-02-09","regulatoryAum":351007000,"clients":86,"employees":2,"offices":1},{"filedOn":"2024-02-06","regulatoryAum":412000000,"clients":99,"employees":2,"offices":1},{"filedOn":"2025-02-05","regulatoryAum":431998000,"clients":96,"employees":2,"offices":1},{"filedOn":"2026-02-10","regulatoryAum":510993000,"clients":96,"employees":2,"offices":1}],"secFileNumber":"801-110016","legalName":"Florek Financial, LLC","displayName":"Florek Financial","slug":"florek-financial-152235","website":"https://florekfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Massachusetts limited liability company","fiscalYearEnd":"December","headquarters":{"street":"46 Railroad Avenue, Suite 201","city":"Duxbury","state":"MA","stateName":"Massachusetts","country":"United States","postalCode":"02332"},"tradeNames":[],"registration":{"secApproved":"2 March 2017","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":5382042.55319149,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":510993000,"discretionary":145006000,"discretionaryAccounts":217,"nonDiscretionary":365987000,"nonDiscretionaryAccounts":313,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":14,"regulatoryAum":5871000},{"label":"High-net-worth individuals","clients":80,"regulatoryAum":500041000},{"label":"Pension and profit-sharing plans","clients":2,"fewerThan5":true,"regulatoryAum":5081000}],"feePrograms":[{"role":"main","program":"Investment Management Fee","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007734","versionId":1007734,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-02-10","documentName":"FLOREK FINANCIAL BROCHURE AND SUPPLEMENT","fee_rate_low":0.6,"fee_rate_high":0.6,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":18000},{"role":"other","program":"Financial Planning and Tax Compliance","summary":"Comprehensive wealth management and tax advisory carry a negotiated fee; financial planning and tax compliance fees are negotiable by scope and complexity and are often included in the management fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007734","versionId":1007734,"submittedOn":"2026-02-10","documentName":"FLOREK FINANCIAL BROCHURE AND SUPPLEMENT"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:29:19.648826+00:00","documents":[{"name":"FLOREK FINANCIAL BROCHURE AND SUPPLEMENT","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007734","versionId":1007734,"submittedOn":"2026-02-10"}]},"custodians":[{"name":"Fidelity Investments","shortName":"Fidelity","location":"Boston, MA","smaAssets":485527000}],"custodyNote":"Florek Financial has custody of client assets.","otherCustodians":[],"leadership":[{"name":"Robert Florek","title":"Managing Member and Chief Compliance Officer","crd":"4751649"}],"ownership":[{"label":"Robert Florek","detail":"Managing member and chief compliance officer in the 75% or more ownership band and a control person, since November 2009."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":1,"addresses":[{"street":"46 Railroad Avenue, Suite 201","city":"Duxbury","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"781-934-9400","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":10},{"label":"Securities issued by registered investment companies or business development companies","percent":90}],"privateFunds":0},"sources":{"adv1FilingDate":"10 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/152235/PDF/152235.pdf","brochureDate":"10 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007734","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Florek Financial have?","answer":"Florek Financial has 96 clients and manages $511 million for them, as of February 2026. They include 80 high-net-worth individuals, 14 individual clients, and 2 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Florek Financial offer?","answer":"Florek Financial provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Florek Financial charge?","answer":"Florek Financial charges 0.60% a year for its Investment Management Fee. The fee is billed in arrears, is negotiable and has a $18,000 annual minimum.","source":"FLOREK FINANCIAL BROCHURE AND SUPPLEMENT, filed 10 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Florek Financial use?","answer":"Florek Financial’s separately managed account assets are held at Fidelity Investments (Boston, MA), with $486M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Florek Financial have?","answer":"Florek Financial has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Florek Financial invest in?","answer":"At the end of its last fiscal year, Florek Financial’s separately managed accounts held 90% registered funds (mutual funds, ETFs, BDCs) and 10% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Florek Financial?","answer":"Florek Financial’s direct owner is Robert Florek (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Florek Financial get paid?","answer":"Florek Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Florek Financial?","answer":"Florek Financial’s main office is at 46 Railroad Avenue, Suite 201, Duxbury, MA 02332. Its phone number is 781-934-9400. Its website is florekfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}