{"url":"https://nivawealth.com/firms/financial-strategies-113097","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/113097","regulatoryAum":149831208,"crd":"113097","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2087445","suffix":null,"lastName":"CANTRELL","firstName":"JAMES","middleName":"DOUGLAS"},{"crd":"6739973","suffix":null,"lastName":"CHAVEZ","firstName":"HANNAH","middleName":"JANE"},{"crd":"8155967","suffix":null,"lastName":"Dujmic","firstName":"Zachary","middleName":"Daniel"},{"crd":"8344109","suffix":null,"lastName":"Shehu","firstName":"Valentina","middleName":"Zhaneta"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-05-20","regulatoryAum":121313174,"clients":161,"employees":6,"offices":1},{"filedOn":"2023-06-14","regulatoryAum":102517355,"clients":177,"employees":5,"offices":1},{"filedOn":"2024-03-25","regulatoryAum":131674171,"clients":184,"employees":5,"offices":1},{"filedOn":"2025-03-31","regulatoryAum":137037345,"clients":204,"employees":5,"offices":1},{"filedOn":"2026-09-15","regulatoryAum":149831208,"clients":199,"employees":7,"offices":1}],"secFileNumber":"801-125921","legalName":"Financial Strategies, Inc.","displayName":"Financial Strategies","slug":"financial-strategies-113097","website":"https://financialstrategiesinc.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/113097/3247201bd26bd2ce-r1.webp","tone":"light","width":971,"height":200,"sourceUrl":"https://financialstrategiesinc.com/","sourceLabel":"Financial Strategies, Inc., website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/financialstrategiesinc/","founded":null,"organization":"Wisconsin corporation","fiscalYearEnd":"December","headquarters":{"street":"13555 Bishops Court, Suite 340","city":"Brookfield","state":"WI","stateName":"Wisconsin","country":"United States","postalCode":"53005"},"tradeNames":[],"registration":{"secApproved":"21 June 2022","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":752920.6432160804,"staff":{"employees":7,"advisory":4,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":149831208,"discretionary":149831208,"discretionaryAccounts":560,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":180,"regulatoryAum":93915650},{"label":"High-net-worth individuals","clients":19,"regulatoryAum":55915558}],"feePrograms":[{"role":"other","program":"Financial Planning Fixed Fee","summary":"A comprehensive financial plan is charged a fixed fee of $1,000 to $15,000, which may be negotiable; 50% is payable in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016070","versionId":1016070,"submittedOn":"2026-03-09","documentName":"FINANCIAL STRATEGIES ADV PART 2A ANNUAL AMENDMENT V.03.09.26"},{"role":"other","program":"Initial Financial Planning Fee","summary":"The initial financial planning flat fee is based on the scope of the planning at an hourly rate of $300; 50% is due when the client agreement is signed.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016070","versionId":1016070,"submittedOn":"2026-03-09","documentName":"FINANCIAL STRATEGIES ADV PART 2A ANNUAL AMENDMENT V.03.09.26"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T12:14:32.072884+00:00","documents":[{"name":"FINANCIAL STRATEGIES ADV PART 2A ANNUAL AMENDMENT V.03.09.26","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016070","versionId":1016070,"submittedOn":"2026-03-09"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":137841628}],"custodyNote":"Financial Strategies has custody of $97.3M for 158 clients.","otherCustodians":[],"leadership":[{"name":"James Cantrell","title":"President / Chief Compliance Officer","crd":"2087445"}],"ownership":[{"label":"James Cantrell","detail":"President / chief compliance officer in the 75% or more ownership band and a control person, since March 1993."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Wisconsin","offices":1,"addresses":[{"street":"13555 Bishops Court, Suite 340","city":"Brookfield","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"262-821-1664","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":8},{"label":"Securities issued by registered investment companies or business development companies","percent":87},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"15 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/113097/PDF/113097.pdf","brochureDate":"9 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016070","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Financial Strategies have?","answer":"Financial Strategies has 199 clients and manages $150 million for them, as of September 2026. They include 180 individual clients and 19 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 15 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Financial Strategies offer?","answer":"Financial Strategies provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Financial Strategies use?","answer":"Financial Strategies’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $138M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Financial Strategies have?","answer":"Financial Strategies has 4 investment adviser representatives registered with state securities authorities, out of 7 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Financial Strategies invest in?","answer":"At the end of its last fiscal year, Financial Strategies’ separately managed accounts held 87% registered funds (mutual funds, ETFs, BDCs), 8% exchange-traded equities and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Financial Strategies?","answer":"Financial Strategies’ direct owner is James Cantrell (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 15 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Financial Strategies get paid?","answer":"Financial Strategies is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Financial Strategies?","answer":"Financial Strategies’ main office is at 13555 Bishops Court, Suite 340, Brookfield, WI 53005. Its phone number is 262-821-1664. Its website is financialstrategiesinc.com.","source":"Form ADV Part 1A, Item 1.F, filed 15 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}