{"url":"https://nivawealth.com/firms/financial-planning-fort-collins-283890","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/283890","regulatoryAum":151700000,"crd":"283890","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7167307","suffix":null,"lastName":"Neenan","firstName":"Regina","middleName":"Marie"},{"crd":"4781020","suffix":null,"lastName":"SPECINER","firstName":"JASON","middleName":"SAMUEL"},{"crd":"6506221","suffix":null,"lastName":"THOUBBORON","firstName":"RILEY","middleName":"JOHN"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-02-13","regulatoryAum":109992216,"clients":115,"employees":4,"offices":1},{"filedOn":"2026-03-23","regulatoryAum":151700000,"clients":119,"employees":4,"offices":1}],"secFileNumber":"801-130854","legalName":"Financial Planning Fort Collins, LLC","displayName":"Financial Planning Fort Collins","slug":"financial-planning-fort-collins-283890","website":"https://financialplanningfortcollins.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/fpfoco/","xUrl":"HTTPS://x.COM/FPFOCO","founded":null,"organization":"Colorado limited liability company","fiscalYearEnd":"December","headquarters":{"street":"375 E. 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They include 78 individual clients and 41 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Financial Planning Fort Collins offer?","answer":"Financial Planning Fort Collins provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Financial Planning Fort Collins use?","answer":"Financial Planning Fort Collins’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $76.3M and Charles Schwab & Co., Inc. (San Francisco, CA), with $72.6M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Financial Planning Fort Collins have?","answer":"Financial Planning Fort Collins has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Financial Planning Fort Collins invest in?","answer":"At the end of its last fiscal year, Financial Planning Fort Collins’ separately managed accounts held 75% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 3% cash and equivalents, 1% derivatives and 1% pooled vehicles (private funds and similar).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Financial Planning Fort Collins?","answer":"Financial Planning Fort Collins’ direct owner is Jason Speciner (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Financial Planning Fort Collins get paid?","answer":"Financial Planning Fort Collins is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Financial Planning Fort Collins?","answer":"Financial Planning Fort Collins’ main office is at 375 E. Horsetooth RD., BLDG. 3, Ste. 203, Fort Collins, CO 80525-3197. Its phone number is 970-225-0504. Its website is financialplanningfortcollins.com.","source":"Form ADV Part 1A, Item 1.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/financial-planning-fort-collins-283890/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-10","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2111920/000211192026000003/0002111920-26-000003-index.html","totalValue":132024318,"positionCount":33,"top10Share":0.8077202337829914,"top10":[{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR PR SP1500","cusip":"78464A805","value":27513470,"shares":301484,"shareType":"SH","priorValue":27536194,"priorShares":317457},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":23067036,"shares":113754,"shareType":"SH","priorValue":23691754,"priorShares":113755},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR AGGRE 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}