{"url":"https://nivawealth.com/firms/financial-perspectives-135549","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/135549","regulatoryAum":1166901043,"crd":"135549","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7977632","suffix":null,"lastName":"Drey","firstName":"Olivia","middleName":"Nicole"},{"crd":"7165093","suffix":null,"lastName":"Dugan","firstName":"Allison","middleName":"Lezette"},{"crd":"2447554","suffix":null,"lastName":"DUGAN","firstName":"DANIEL","middleName":"JAMES"},{"crd":"4635000","suffix":null,"lastName":"DUGAN","firstName":"DAVID","middleName":"WILLIAM"},{"crd":"5207925","suffix":null,"lastName":"DUGAN","firstName":"LUKE","middleName":"MICHAEL"},{"crd":"6724258","suffix":null,"lastName":"Dugan","firstName":"William","middleName":"Patrick"},{"crd":"5759594","suffix":null,"lastName":"JOHNSON","firstName":"LISA","middleName":"KAY"},{"crd":"4521008","suffix":null,"lastName":"JOHNSON","firstName":"MATTHEW","middleName":"STEVEN"},{"crd":"5756002","suffix":null,"lastName":"LACHINSKI","firstName":"JENNIFER","middleName":"MARIE"},{"crd":"1764303","suffix":null,"lastName":"LOHEIT","firstName":"STEVEN","middleName":"HOWARD"},{"crd":"7044023","suffix":null,"lastName":"Mandelkow","firstName":"Austin","middleName":"W"},{"crd":"6351879","suffix":null,"lastName":"MARVIN","firstName":"JUSTIN","middleName":"J"},{"crd":"7904718","suffix":null,"lastName":"Saxon","firstName":"Cayden","middleName":"Andrew"},{"crd":"4762482","suffix":null,"lastName":"SVENNINGSEN","firstName":"MARRISSA","middleName":"SUE"},{"crd":"3208617","suffix":null,"lastName":"WILKEN","firstName":"NICOLE","middleName":"LYNN"}],"total":15,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-11","regulatoryAum":838201204,"clients":590,"employees":12,"offices":2},{"filedOn":"2022-03-25","regulatoryAum":767710007,"clients":630,"employees":13,"offices":2},{"filedOn":"2023-07-24","regulatoryAum":744093321,"clients":642,"employees":13,"offices":2},{"filedOn":"2024-06-05","regulatoryAum":864619491,"clients":659,"employees":13,"offices":3},{"filedOn":"2025-05-02","regulatoryAum":1000250400,"clients":690,"employees":14,"offices":4},{"filedOn":"2026-03-25","regulatoryAum":1166901043,"clients":737,"employees":14,"offices":4}],"secFileNumber":"801-97343","legalName":"Financial Perspectives, Inc.","displayName":"Financial Perspectives","slug":"financial-perspectives-135549","website":"https://fpwealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Minnesota corporation","fiscalYearEnd":"December","headquarters":{"street":"3300 Fernbrook LN N, Suite 250","city":"Minneapolis","state":"MN","stateName":"Minnesota","country":"United States","postalCode":"55447-5341"},"tradeNames":[],"registration":{"secApproved":"2 June 2015","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1581580.9155313352,"staff":{"employees":14,"advisory":14,"brokerDealerReps":11,"insuranceAgents":6,"promoters":0},"aum":{"regulatory":1166901043,"discretionary":1165566386,"discretionaryAccounts":1848,"nonDiscretionary":1334657,"nonDiscretionaryAccounts":4,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":425,"regulatoryAum":114788612},{"label":"High-net-worth individuals","clients":309,"regulatoryAum":1046091780},{"label":"Charitable organizations","clients":2,"regulatoryAum":6018495},{"label":"Corporations and other businesses","clients":1,"regulatoryAum":2156}],"feePrograms":[{"role":"other","program":"Financial Planning","summary":"Financial planning is billed hourly at $175 an hour or as a negotiable fixed fee, in arrears; total costs may range from $175 to $25,000 or more.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025937","versionId":1025937,"submittedOn":"2026-03-25","documentName":"ADV PART 2"},{"role":"other","program":"Retirement Plan Consulting","summary":"Retirement plan consulting is billed hourly at $175 an hour or as a negotiable fixed fee, in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025937","versionId":1025937,"submittedOn":"2026-03-25","documentName":"ADV PART 2"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T04:36:45.620627+00:00","documents":[{"name":"ADV PART 2","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025937","versionId":1025937,"submittedOn":"2026-03-25"}]},"custodians":[{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Jersey City, NJ","smaAssets":1166901043}],"custodyNote":"Financial Perspectives has custody of $186M in client assets for 71 clients.","leadership":[{"name":"Daniel Dugan","title":"Chief Executive Officer","crd":"2447554"},{"name":"David Dugan","title":"Vice President/Secretary/Treasurer","crd":"4635000"},{"name":"Luke Dugan","title":"President & Chief Operating Officer","crd":"5207925"},{"name":"Nicole Wilken","title":"Chief Compliance Officer","crd":"3208617"}],"ownership":[{"label":"Daniel Dugan","detail":"Chief executive officer in the 75% or more ownership band and a control person, since April 2005."}],"filedOffices":{"otherThanPrincipal":3,"privateResidences":3},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Minnesota","offices":1,"addresses":[{"street":"3300 Fernbrook LN N, Suite 250","city":"Minneapolis","headquarters":true}]}],"brochureServices":["estate planning","insurance","retirement plan services","tax planning","tax preparation"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"763-553-7779","stateRegisteredReps":14,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Other"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":16},{"label":"Securities issued by registered investment companies or business development companies","percent":73},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":1},{"label":"Cash and cash equivalents","percent":7}],"privateFunds":0},"sources":{"adv1FilingDate":"25 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/135549/PDF/135549.pdf","brochureDate":"25 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025937","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Financial Perspectives have?","answer":"Financial Perspectives has 737 clients and manages $1.17 billion for them, as of March 2026. They include 425 individual clients, 309 high-net-worth individuals and 2 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Financial Perspectives offer?","answer":"Financial Perspectives provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, retirement plan services, tax planning, and tax preparation.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Financial Perspectives use?","answer":"Financial Perspectives’ separately managed account assets are held at National Financial Services LLC (Jersey City, NJ), with $1.17B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Financial Perspectives have?","answer":"Financial Perspectives has 14 investment adviser representatives registered with state securities authorities, out of 14 employees, and 14 perform investment advisory functions. 11 employees are registered representatives of a broker-dealer and 6 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Financial Perspectives invest in?","answer":"At the end of its last fiscal year, Financial Perspectives’ separately managed accounts held 73% registered funds (mutual funds, ETFs, BDCs), 16% exchange-traded equities, 7% cash and equivalents and 1% pooled vehicles (private funds and similar).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Financial Perspectives?","answer":"Financial Perspectives’ direct owner is Daniel Dugan (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Financial Perspectives get paid?","answer":"Financial Perspectives is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Financial Perspectives registered with the SEC?","answer":"Yes, Financial Perspectives has been registered with the SEC as an investment adviser since 2 June 2015. Its CRD number is 135549 and its SEC file number is 801-97343.","source":"Form ADV Part 1A, Item 1, filed 25 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Financial Perspectives?","answer":"Financial Perspectives’ main office is at 3300 Fernbrook LN N, Suite 250, Minneapolis, MN 55447-5341. Its phone number is 763-553-7779. Its website is fpwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/financial-perspectives-135549/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-24","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2003287/000200328726000003/0002003287-26-000003-index.html","totalValue":410865266,"positionCount":728,"top10Share":0.3989691696158127,"top10":[{"issuer":"VANGUARD WORLD FD","titleOfClass":"INF TECH ETF","cusip":"92204A702","value":26722816,"shares":223584,"shareType":"SH","priorValue":19493039,"priorShares":27938},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":23230787,"shares":147002,"shareType":"SH","priorValue":21490329,"priorShares":145107},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":18696038,"shares":64612,"shareType":"SH","priorValue":16630860,"priorShares":65530},{"issuer":"MEDTRONIC PLC","titleOfClass":"SHS","cusip":"G5960L103","value":16602306,"shares":212224,"shareType":"SH","priorValue":18968104,"priorShares":218905},{"issuer":"TAIWAN SEMICONDUCTOR MANUFAC","titleOfClass":"SPONSORED ADS","cusip":"874039100","value":15497125,"shares":32450,"shareType":"SH","priorValue":11219251,"priorShares":33198},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"INTL HIGH ETF","cusip":"921946794","value":14101237,"shares":143597,"shareType":"SH","priorValue":12976668,"priorShares":137698},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":13832182,"shares":100576,"shareType":"SH","priorValue":11191794,"priorShares":98946},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":13112985,"shares":35154,"shareType":"SH","priorValue":12374426,"priorShares":33429},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":11519635,"shares":30495,"shareType":"SH","priorValue":10029357,"priorShares":32404},{"issuer":"VANGUARD SPECIALIZED FUNDS","titleOfClass":"DIV APP ETF","cusip":"921908844","value":10607463,"shares":44829,"shareType":"SH","priorValue":9877218,"priorShares":45928}],"positionsListed":200,"positions":[{"issuer":"VANGUARD WORLD FD","titleOfClass":"INF TECH ETF","cusip":"92204A702","value":26722816,"shares":223584,"shareType":"SH","priorValue":19493039,"priorShares":27938},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":23230787,"shares":147002,"shareType":"SH","priorValue":21490329,"priorShares":145107},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":18696038,"shares":64612,"shareType":"SH","priorValue":16630860,"priorShares":65530},{"issuer":"MEDTRONIC PLC","titleOfClass":"SHS","cusip":"G5960L103","value":16602306,"shares":212224,"shareType":"SH","priorValue":18968104,"priorShares":218905},{"issuer":"TAIWAN SEMICONDUCTOR MANUFAC","titleOfClass":"SPONSORED ADS","cusip":"874039100","value":15497125,"shares":32450,"shareType":"SH","priorValue":11219251,"priorShares":33198},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"INTL HIGH ETF","cusip":"921946794","value":14101237,"shares":143597,"shareType":"SH","priorValue":12976668,"priorShares":137698},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":13832182,"shares":100576,"shareType":"SH","priorValue":11191794,"priorShares":98946},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":13112985,"shares":35154,"shareType":"SH","priorValue":12374426,"priorShares":33429},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":11519635,"shares":30495,"shareType":"SH","priorValue":10029357,"priorShares":32404},{"issuer":"VANGUARD SPECIALIZED FUNDS","titleOfClass":"DIV APP ETF","cusip":"921908844","value":10607463,"shares":44829,"shareType":"SH","priorValue":9877218,"priorShares":45928},{"issuer":"ISHARES TR","titleOfClass":"CORE HIGH DV ETF","cusip":"46429B663","value":10256479,"shares":374187,"shareType":"SH","priorValue":10156008,"priorShares":74831},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"INTL DVD ETF","cusip":"921946810","value":10245602,"shares":109719,"shareType":"SH","priorValue":9768868,"priorShares":110433},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":10113622,"shares":28624,"shareType":"SH","priorValue":7915171,"priorShares":27592},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":8925621,"shares":44608,"shareType":"SH","priorValue":7861110,"priorShares":45075},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"MSCI INFO TECH I","cusip":"316092808","value":8339377,"shares":29202,"shareType":"SH","priorValue":6059330,"priorShares":29124},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"CONSMR STAPLES","cusip":"316092303","value":7336367,"shares":139634,"shareType":"SH","priorValue":7100053,"priorShares":135678},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":6102766,"shares":8149,"shareType":"SH","priorValue":5019599,"priorShares":7685},{"issuer":"BOSTON SCIENTIFIC CORP","titleOfClass":"COM","cusip":"101137107","value":5962261,"shares":139697,"shareType":"SH","priorValue":8444258,"priorShares":134570},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":5729455,"shares":24039,"shareType":"SH","priorValue":4600268,"priorShares":22088},{"issuer":"ISHARES TR","titleOfClass":"CORE DIV GRWTH","cusip":"46434V621","value":5589316,"shares":73747,"shareType":"SH","priorValue":5276247,"priorShares":75182},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":5405000,"shares":7238,"shareType":"SH","priorValue":4671025,"priorShares":7182},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":4204150,"shares":3642,"shareType":"SH","priorValue":1658437,"priorShares":4909},{"issuer":"CAPITAL GROUP GBL GROWTH EQT","titleOfClass":"SHS CREAT UNIT","cusip":"14020X104","value":3843039,"shares":90788,"shareType":"SH","priorValue":2621934,"priorShares":78572},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":3801649,"shares":5535,"shareType":"SH","priorValue":2732998,"priorShares":4574},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":3733614,"shares":8877,"shareType":"SH","priorValue":3207041,"priorShares":8627},{"issuer":"ASML HLDG NV","titleOfClass":"N Y REGISTRY SHS","cusip":"N07059210","value":3495510,"shares":1757,"shareType":"SH","priorValue":2320537,"priorShares":1757},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":3484779,"shares":10646,"shareType":"SH","priorValue":3130660,"priorShares":10643},{"issuer":"VANGUARD WORLD FD","titleOfClass":"CONSUM STP ETF","cusip":"92204A207","value":3340620,"shares":14815,"shareType":"SH","priorValue":3273627,"priorShares":14576},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":3326595,"shares":13220,"shareType":"SH","priorValue":2874549,"priorShares":13217},{"issuer":"ISHARES TR","titleOfClass":"U.S. TECH ETF","cusip":"464287721","value":3278058,"shares":12996,"shareType":"SH","priorValue":2344656,"priorShares":12924},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":3212367,"shares":5703,"shareType":"SH","priorValue":2519384,"priorShares":4404},{"issuer":"MERCADOLIBRE  INC","titleOfClass":"COM","cusip":"58733R102","value":3064655,"shares":1806,"shareType":"SH","priorValue":2286646,"priorShares":1323},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US DIVIDEND EQ","cusip":"808524797","value":3063433,"shares":96608,"shareType":"SH","priorValue":2459080,"priorShares":80153},{"issuer":"CAPITAL GROUP GROWTH ETF","titleOfClass":"SHS CREAT UNIT","cusip":"14020G101","value":2676944,"shares":56715,"shareType":"SH","priorValue":2183640,"priorShares":54333},{"issuer":"ISHARES TR","titleOfClass":"INTL SEL DIV ETF","cusip":"464288448","value":2614079,"shares":63096,"shareType":"SH","priorValue":2617805,"priorShares":61509},{"issuer":"SHOPIFY INC","titleOfClass":"CL A SUB VTG SHS","cusip":"82509L107","value":2589146,"shares":22676,"shareType":"SH","priorValue":2236936,"priorShares":18858},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":2539472,"shares":3448,"shareType":"SH","priorValue":1992134,"priorShares":3451},{"issuer":"3M CO","titleOfClass":"COM","cusip":"88579Y101","value":2254847,"shares":13927,"shareType":"SH","priorValue":2022479,"priorShares":13926},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 GRW ETF","cusip":"464287614","value":2058363,"shares":16577,"shareType":"SH","priorValue":1669358,"priorShares":3915},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":2036861,"shares":8020,"shareType":"SH","priorValue":1960356,"priorShares":8020},{"issuer":"CANADIAN NAT RES LTD MED TER","titleOfClass":"COM","cusip":"136385101","value":1963137,"shares":49700,"shareType":"SH","priorValue":1635039,"priorShares":33553},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"ULTRA SHRT ETF","cusip":"46641Q837","value":1798529,"shares":35565,"shareType":"SH","priorValue":1795810,"priorShares":35483},{"issuer":"UNITEDHEALTH GROUP INC","titleOfClass":"COM","cusip":"91324P102","value":1780650,"shares":4284,"shareType":"SH","priorValue":1159047,"priorShares":4283},{"issuer":"VANECK ETF TRUST","titleOfClass":"SEMICONDUCTR ETF","cusip":"92189F676","value":1766312,"shares":2693,"shareType":"SH","priorValue":1032880,"priorShares":2694},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":1690785,"shares":7758,"shareType":"SH","priorValue":1487683,"priorShares":7582},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"MSCI ENERGY IDX","cusip":"316092402","value":1673209,"shares":56604,"shareType":"SH","priorValue":1936417,"priorShares":56920},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":1508676,"shares":3015,"shareType":"SH","priorValue":1414598,"priorShares":2952},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":1470042,"shares":20632,"shareType":"SH","priorValue":1316343,"priorShares":20542},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":1423810,"shares":2451,"shareType":"SH","priorValue":499624,"priorShares":2456},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":1399071,"shares":3915,"shareType":"SH","priorValue":1131992,"priorShares":3937},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 2000 ETF","cusip":"464287655","value":1358060,"shares":4520,"shareType":"SH","priorValue":1073502,"priorShares":4329},{"issuer":"AMGEN INC","titleOfClass":"COM","cusip":"031162100","value":1330838,"shares":3675,"shareType":"SH","priorValue":1290241,"priorShares":3667},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL INTL","cusip":"808524755","value":1278375,"shares":24230,"shareType":"SH","priorValue":1185574,"priorShares":24230},{"issuer":"SEA LTD","titleOfClass":"SPONSORD ADS","cusip":"81141R100","value":1272064,"shares":13274,"shareType":"SH","priorValue":1099234,"priorShares":13274},{"issuer":"US BANCORP","titleOfClass":"COM NEW","cusip":"902973304","value":1219654,"shares":20193,"shareType":"SH","priorValue":1049255,"priorShares":20174},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"TT WRLD ST ETF","cusip":"922042742","value":1173162,"shares":7475,"shareType":"SH","priorValue":925366,"priorShares":6690},{"issuer":"COSTCO WHOLESALE CORPORATION","titleOfClass":"COM","cusip":"22160K105","value":1158447,"shares":1238,"shareType":"SH","priorValue":1247731,"priorShares":1252},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":1126701,"shares":3045,"shareType":"SH","priorValue":791403,"priorShares":2467},{"issuer":"FIRST TR EXCHANGE TRADED FD","titleOfClass":"NASD TECH DIV","cusip":"33738R118","value":1125949,"shares":9801,"shareType":"SH","priorValue":921214,"priorShares":9836},{"issuer":"ISHARES U S ETF TR","titleOfClass":"U.S. TECH INDEPD","cusip":"46431W648","value":1119994,"shares":10433,"shareType":"SH","priorValue":914346,"priorShares":10346},{"issuer":"ISHARES TR","titleOfClass":"EAFE VALUE ETF","cusip":"464288877","value":1073109,"shares":14018,"shareType":"SH","priorValue":899163,"priorShares":12094},{"issuer":"GILEAD SCIENCES INC","titleOfClass":"COM","cusip":"375558103","value":1017671,"shares":8055,"shareType":"SH","priorValue":1122606,"priorShares":8055},{"issuer":"CAPITAL GROUP DIVIDEND VALUE","titleOfClass":"SHS CREAT UNIT","cusip":"14020W106","value":1017364,"shares":20645,"shareType":"SH","priorValue":851350,"priorShares":20013},{"issuer":"VANGUARD WORLD FD","titleOfClass":"HEALTH CAR ETF","cusip":"92204A504","value":993372,"shares":3322,"shareType":"SH","priorValue":904260,"priorShares":3320},{"issuer":"VANGUARD WORLD FD","titleOfClass":"CONSUM DIS ETF","cusip":"92204A108","value":970819,"shares":2448,"shareType":"SH","priorValue":831196,"priorShares":2315},{"issuer":"VANGUARD WORLD FD","titleOfClass":"ENERGY ETF","cusip":"92204A306","value":938105,"shares":6249,"shareType":"SH","priorValue":1078863,"priorShares":6235},{"issuer":"ISHARES TR","titleOfClass":"MRGSTR MD CP ETF","cusip":"464288208","value":930632,"shares":9638,"shareType":"SH","priorValue":716762,"priorShares":8591},{"issuer":"ISHARES TR","titleOfClass":"EAFE GRWTH ETF","cusip":"464288885","value":909773,"shares":7312,"shareType":"SH","priorValue":715717,"priorShares":6426},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"REAL ESTATE ETF","cusip":"922908553","value":884397,"shares":9171,"shareType":"SH","priorValue":813211,"priorShares":9168},{"issuer":"ISHARES TR","titleOfClass":"US INFRASTRUC","cusip":"46435U713","value":859581,"shares":13635,"shareType":"SH","priorValue":779950,"priorShares":13635},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":856885,"shares":8872,"shareType":"SH","priorValue":763755,"priorShares":8436},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":824251,"shares":9569,"shareType":"SH","priorValue":687150,"priorShares":1573},{"issuer":"CAPITAL GRP FIXED INCM ETF T","titleOfClass":"CORE BOND ETF","cusip":"14020Y508","value":791508,"shares":30233,"shareType":"SH","priorValue":576262,"priorShares":21944},{"issuer":"ABBOTT LABORATORIES","titleOfClass":"COM","cusip":"002824100","value":777460,"shares":8568,"shareType":"SH","priorValue":879677,"priorShares":8568},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":768835,"shares":641,"shareType":"SH","priorValue":589573,"priorShares":641},{"issuer":"NU HLDGS LTD","titleOfClass":"ORD SHS CL A","cusip":"G6683N103","value":768641,"shares":57533,"shareType":"SH","priorValue":542108,"priorShares":37725},{"issuer":"UBIQUITI INC","titleOfClass":"COM","cusip":"90353W103","value":752462,"shares":1409,"shareType":"SH","priorValue":162817,"priorShares":206},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":751741,"shares":5069,"shareType":"SH","priorValue":629012,"priorShares":5060},{"issuer":"UBER TECHNOLOGIES INC","titleOfClass":"COM","cusip":"90353T100","value":735194,"shares":10188,"shareType":"SH","priorValue":182630,"priorShares":2539},{"issuer":"INTEL CORP","titleOfClass":"COM","cusip":"458140100","value":725535,"shares":5196,"shareType":"SH","priorValue":240426,"priorShares":5448},{"issuer":"CATERPILLAR INC","titleOfClass":"COM","cusip":"149123101","value":690055,"shares":648,"shareType":"SH","priorValue":459082,"priorShares":648},{"issuer":"ORACLE CORP","titleOfClass":"COM","cusip":"68389X105","value":664375,"shares":4533,"shareType":"SH","priorValue":666912,"priorShares":4533},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":659354,"shares":1870,"shareType":"SH","priorValue":622799,"priorShares":1894},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"ENHANCED LARGE","cusip":"316092113","value":638168,"shares":15227,"shareType":"SH","priorValue":549476,"priorShares":15150},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":635734,"shares":7674,"shareType":"SH","priorValue":533398,"priorShares":7647},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"ENHANCED SML CAP","cusip":"31609A206","value":634371,"shares":13137,"shareType":"SH","priorValue":459734,"priorShares":12098},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":627545,"shares":1679,"shareType":"SH","priorValue":482437,"priorShares":1700},{"issuer":"APPLIED MATLS INC","titleOfClass":"COM","cusip":"038222105","value":606836,"shares":839,"shareType":"SH","priorValue":286875,"priorShares":839},{"issuer":"COMCAST CORP NEW","titleOfClass":"CL A","cusip":"20030N101","value":600407,"shares":24456,"shareType":"SH","priorValue":454619,"priorShares":15835},{"issuer":"HDFC BANK LTD","titleOfClass":"SPONSORED ADS","cusip":"40415F101","value":597164,"shares":23119,"shareType":"SH","priorValue":575201,"priorShares":23119},{"issuer":"BROOKFIELD CORP","titleOfClass":"CL A LTD VT SH","cusip":"11271J107","value":596846,"shares":14014,"shareType":"SH","priorValue":567128,"priorShares":14014},{"issuer":"ISHARES TR","titleOfClass":"GLB CNSM STP ETF","cusip":"464288737","value":595778,"shares":8822,"shareType":"SH","priorValue":377467,"priorShares":5633},{"issuer":"VALE S A","titleOfClass":"SPONSORED ADS","cusip":"91912E105","value":593421,"shares":39456,"shareType":"SH","priorValue":627748,"priorShares":39456},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE MIN VL","cusip":"46429B689","value":591701,"shares":6746,"shareType":"SH","priorValue":616318,"priorShares":6745},{"issuer":"CAPITAL GROUP CORE BALANCED","titleOfClass":"SHS","cusip":"14021D107","value":587998,"shares":15490,"shareType":"SH","priorValue":322289,"priorShares":9366},{"issuer":"CARRIER GLOBAL CORPORATION","titleOfClass":"COM","cusip":"14448C104","value":574216,"shares":7828,"shareType":"SH","priorValue":440794,"priorShares":7828},{"issuer":"SEMPRA","titleOfClass":"COM","cusip":"816851109","value":571264,"shares":6162,"shareType":"SH","priorValue":598746,"priorShares":6162},{"issuer":"DISNEY WALT CO","titleOfClass":"COM","cusip":"254687106","value":556237,"shares":5779,"shareType":"SH","priorValue":556988,"priorShares":5779},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":554693,"shares":7194,"shareType":"SH","priorValue":485539,"priorShares":7190},{"issuer":"NOVO-NORDISK A S","titleOfClass":"ADR","cusip":"670100205","value":539589,"shares":11256,"shareType":"SH","priorValue":413640,"priorShares":11256},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":522995,"shares":4618,"shareType":"SH","priorValue":573878,"priorShares":4618},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":511260,"shares":8565,"shareType":"SH","priorValue":466545,"priorShares":8632},{"issuer":"TARGET CORP","titleOfClass":"COM","cusip":"87612E106","value":502506,"shares":3847,"shareType":"SH","priorValue":466299,"priorShares":3847},{"issuer":"DEERE & CO","titleOfClass":"COM","cusip":"244199105","value":501121,"shares":790,"shareType":"SH","priorValue":445007,"priorShares":790},{"issuer":"ISHARES TR","titleOfClass":"INTL DIV GRWTH","cusip":"46435G524","value":500616,"shares":5693,"shareType":"SH","priorValue":470224,"priorShares":5613},{"issuer":"CLOUDFLARE INC","titleOfClass":"CL A COM","cusip":"18915M107","value":497428,"shares":2028,"shareType":"SH","priorValue":418458,"priorShares":2028},{"issuer":"BROOKFIELD INFRASTRUCTURE CO","titleOfClass":"COM SUB VTG A","cusip":"11276H106","value":487960,"shares":12674,"shareType":"SH","priorValue":500615,"priorShares":12667},{"issuer":"GENERAL MILLS INC","titleOfClass":"COM","cusip":"370334104","value":471109,"shares":13538,"shareType":"SH","priorValue":502729,"priorShares":13507},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":469494,"shares":1368,"shareType":"SH","priorValue":405122,"priorShares":1340},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"S&P GBL WATER","cusip":"46138E263","value":460688,"shares":7009,"shareType":"SH","priorValue":448142,"priorShares":7009},{"issuer":"PFIZER INC","titleOfClass":"COM","cusip":"717081103","value":448405,"shares":18621,"shareType":"SH","priorValue":522133,"priorShares":18594},{"issuer":"WISDOMTREE TR","titleOfClass":"EUROPE SMCP DV","cusip":"97717W869","value":441442,"shares":6134,"shareType":"SH","priorValue":432928,"priorShares":6035},{"issuer":"MASTERCARD INCORPORATED","titleOfClass":"CL A","cusip":"57636Q104","value":437438,"shares":852,"shareType":"SH","priorValue":572934,"priorShares":1147},{"issuer":"INTUITIVE SURGICAL INC","titleOfClass":"COM NEW","cusip":"46120E602","value":433869,"shares":1091,"shareType":"SH","priorValue":502940,"priorShares":1091},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"LARGE CAP VALUE","cusip":"46137V738","value":413760,"shares":5461,"shareType":"SH","priorValue":379578,"priorShares":5445},{"issuer":"BANK OF AMER CORP","titleOfClass":"COM","cusip":"060505104","value":409818,"shares":7192,"shareType":"SH","priorValue":351768,"priorShares":7216},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":399984,"shares":3405,"shareType":"SH","priorValue":282837,"priorShares":3645},{"issuer":"MONGODB INC","titleOfClass":"CL A","cusip":"60937P106","value":393675,"shares":1172,"shareType":"SH","priorValue":286870,"priorShares":1172},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SML CP GRW ETF","cusip":"922908595","value":393398,"shares":1076,"shareType":"SH","priorValue":324917,"priorShares":1075},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P US GWT","cusip":"464287671","value":389617,"shares":2071,"shareType":"SH","priorValue":320969,"priorShares":2069},{"issuer":"QUALCOMM INC","titleOfClass":"COM","cusip":"747525103","value":387421,"shares":2097,"shareType":"SH","priorValue":270976,"priorShares":2104},{"issuer":"TEVA PHARMACEUTICAL INDS LTD","titleOfClass":"SPONSORED ADS","cusip":"881624209","value":381184,"shares":11251,"shareType":"SH","priorValue":338880,"priorShares":11251},{"issuer":"ISHARES TR","titleOfClass":"GLOBAL TECH ETF","cusip":"464287291","value":365566,"shares":2530,"shareType":"SH","priorValue":252652,"priorShares":2527},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE ETF","cusip":"464287465","value":363923,"shares":3503,"shareType":"SH","priorValue":337187,"priorShares":3472},{"issuer":"AT&T INC","titleOfClass":"COM","cusip":"00206R102","value":362090,"shares":17492,"shareType":"SH","priorValue":505653,"priorShares":17442},{"issuer":"CAPITAL GRP FIXED INCM ETF T","titleOfClass":"CORE PLUS INCM","cusip":"14020Y102","value":358820,"shares":16098,"shareType":"SH","priorValue":349747,"priorShares":15656},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTERNL DIVID","cusip":"808524672","value":352203,"shares":11100,"shareType":"SH","priorValue":314479,"priorShares":9933},{"issuer":"ECOLAB INC","titleOfClass":"COM","cusip":"278865100","value":344963,"shares":1238,"shareType":"SH","priorValue":328887,"priorShares":1236},{"issuer":"SELECT SECTOR SPDR TR","titleOfClass":"ST STR ENERG ETF","cusip":"81369Y506","value":336265,"shares":6331,"shareType":"SH","priorValue":385179,"priorShares":6288},{"issuer":"HONEYWELL INTL INC","titleOfClass":"COM","cusip":"438516205","value":330253,"shares":1475,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"RUS MD CP GR ETF","cusip":"464287481","value":326121,"shares":2227,"shareType":"SH","priorValue":285378,"priorShares":2227},{"issuer":"HONEYWELL AEROSPACE INC","titleOfClass":"COM","cusip":"43849R105","value":326093,"shares":1475,"shareType":"SH"},{"issuer":"SNOWFLAKE INC","titleOfClass":"COM SHS","cusip":"833445109","value":326015,"shares":1281,"shareType":"SH","priorValue":193200,"priorShares":1281},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":324590,"shares":276,"shareType":"SH","priorValue":246393,"priorShares":282},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"HIGH DIVID ETF","cusip":"316092840","value":323676,"shares":5369,"shareType":"SH","priorValue":295777,"priorShares":5354},{"issuer":"ASSOCIATED BANC-CORP","titleOfClass":"COM","cusip":"045487105","value":320114,"shares":10403,"shareType":"SH","priorValue":282568,"priorShares":10927},{"issuer":"ISHARES GOLD TR","titleOfClass":"ISHARES NEW","cusip":"464285204","value":318426,"shares":4217,"shareType":"SH","priorValue":375473,"priorShares":4259},{"issuer":"MCDONALDS CORP","titleOfClass":"COM","cusip":"580135101","value":318166,"shares":1177,"shareType":"SH","priorValue":365812,"priorShares":1177},{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":308702,"shares":838,"shareType":"SH","priorValue":360583,"priorShares":838},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":303844,"shares":4139,"shareType":"SH"},{"issuer":"PALANTIR TECHNOLOGIES INC","titleOfClass":"CL A","cusip":"69608A108","value":302992,"shares":2597,"shareType":"SH","priorValue":379889,"priorShares":2597},{"issuer":"RUBRIK INC.","titleOfClass":"CL A","cusip":"781154109","value":301211,"shares":3752,"shareType":"SH","priorValue":367520,"priorShares":7505},{"issuer":"BLACKROCK INC","titleOfClass":"COM","cusip":"09290D101","value":300228,"shares":312,"shareType":"SH","priorValue":300164,"priorShares":312},{"issuer":"ISHARES TR","titleOfClass":"SP SMCP600VL ETF","cusip":"464287879","value":279431,"shares":2044,"shareType":"SH","priorValue":241945,"priorShares":2043},{"issuer":"CAPITAL GRP FIXED INCM ETF T","titleOfClass":"US MULTI-SECTOR","cusip":"14020Y300","value":278487,"shares":10190,"shareType":"SH","priorValue":242053,"priorShares":8889},{"issuer":"NOVARTIS AG","titleOfClass":"SPONSORED ADR","cusip":"66987V109","value":278021,"shares":1774,"shareType":"SH","priorValue":270979,"priorShares":1774},{"issuer":"SERVICENOW INC","titleOfClass":"COM","cusip":"81762P102","value":270538,"shares":2725,"shareType":"SH","priorValue":284899,"priorShares":2725},{"issuer":"GLOBAL X FDS","titleOfClass":"RBTCS ARTFL INTE","cusip":"37954Y715","value":264164,"shares":6963,"shareType":"SH","priorValue":221997,"priorShares":6683},{"issuer":"ZOOM COMMUNICATIONS INC","titleOfClass":"CL A","cusip":"98980L101","value":260484,"shares":3018,"shareType":"SH","priorValue":38266,"priorShares":476},{"issuer":"IRON MTN INC DEL","titleOfClass":"COM","cusip":"46284V101","value":252620,"shares":2000,"shareType":"SH","priorValue":204280,"priorShares":2000},{"issuer":"PALO ALTO NETWORKS INC","titleOfClass":"COM","cusip":"697435105","value":249627,"shares":732,"shareType":"SH","priorValue":117354,"priorShares":732},{"issuer":"DELTA AIR LINES INC","titleOfClass":"COM NEW","cusip":"247361702","value":242696,"shares":2591,"shareType":"SH","priorValue":172239,"priorShares":2591},{"issuer":"ISHARES TR","titleOfClass":"RUS 2000 GRW ETF","cusip":"464287648","value":242625,"shares":616,"shareType":"SH","priorValue":193038,"priorShares":615},{"issuer":"UBS GROUP AG","titleOfClass":"SHS","cusip":"H42097107","value":242547,"shares":4894,"shareType":"SH","priorValue":191209,"priorShares":4894},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":236985,"shares":1733,"shareType":"SH","priorValue":313924,"priorShares":1850},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MCAP GR IDXVIP","cusip":"922908538","value":235851,"shares":770,"shareType":"SH","priorValue":198160,"priorShares":770},{"issuer":"NETEASE COM INC","titleOfClass":"SPONSORED ADS","cusip":"64110W102","value":233279,"shares":1821,"shareType":"SH","priorValue":203787,"priorShares":1821},{"issuer":"THERMO FISHER SCIENTIFIC INC","titleOfClass":"COM","cusip":"883556102","value":230461,"shares":460,"shareType":"SH","priorValue":225914,"priorShares":460},{"issuer":"CAPITAL GROUP INTERNATIONAL","titleOfClass":"SHS","cusip":"14021M107","value":228925,"shares":6224,"shareType":"SH","priorValue":210502,"priorShares":6224},{"issuer":"BROOKFIELD INFRASTRUCTURE PA","titleOfClass":"LP INT UNIT","cusip":"G16252101","value":224559,"shares":6154,"shareType":"SH","priorValue":222282,"priorShares":6154},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"ALLWRLD EX US","cusip":"922042775","value":222500,"shares":2657,"shareType":"SH","priorValue":161632,"priorShares":2152},{"issuer":"PEPSICO INC","titleOfClass":"COM","cusip":"713448108","value":221637,"shares":1637,"shareType":"SH","priorValue":254196,"priorShares":1637},{"issuer":"WASTE MGMT INC DEL","titleOfClass":"COM","cusip":"94106L109","value":219983,"shares":987,"shareType":"SH","priorValue":425571,"priorShares":1852},{"issuer":"PAGSEGURO DIGITAL LTD","titleOfClass":"COM CL A","cusip":"G68707101","value":213353,"shares":23575,"shareType":"SH","priorValue":235677,"priorShares":23521},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"EQUITY PREMIUM","cusip":"46641Q332","value":213321,"shares":3777,"shareType":"SH","priorValue":213475,"priorShares":3766},{"issuer":"S&P GLOBAL INC","titleOfClass":"COM","cusip":"78409V104","value":211564,"shares":519,"shareType":"SH","priorValue":220943,"priorShares":519},{"issuer":"DTE ENERGY CO","titleOfClass":"COM","cusip":"233331107","value":210366,"shares":1381,"shareType":"SH","priorValue":201049,"priorShares":1375},{"issuer":"BOEING CO","titleOfClass":"COM","cusip":"097023105","value":208677,"shares":964,"shareType":"SH","priorValue":191865,"priorShares":964},{"issuer":"CAPITAL GRP FIXED INCM ETF T","titleOfClass":"MUN INM ETF","cusip":"14020Y201","value":204432,"shares":7442,"shareType":"SH","priorValue":202050,"priorShares":7442},{"issuer":"SOLVENTUM CORP","titleOfClass":"COM SHS","cusip":"83444M101","value":202826,"shares":2629,"shareType":"SH","priorValue":171673,"priorShares":2629},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"VANGUARD ULTRA","cusip":"92203C303","value":201211,"shares":4042,"shareType":"SH","priorValue":201231,"priorShares":4042},{"issuer":"ARCHER DANIELS MIDLAND CO","titleOfClass":"COM","cusip":"039483102","value":199251,"shares":2608,"shareType":"SH","priorValue":189576,"priorShares":2608},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"TAX EXEMPT BD","cusip":"922907746","value":198343,"shares":3921,"shareType":"SH","priorValue":195637,"priorShares":3921},{"issuer":"HUNTINGTON BANCSHARES INC","titleOfClass":"COM","cusip":"446150104","value":192636,"shares":10865,"shareType":"SH","priorValue":170037,"priorShares":10865},{"issuer":"COCA COLA CO","titleOfClass":"COM","cusip":"191216100","value":191396,"shares":2355,"shareType":"SH","priorValue":178931,"priorShares":2353},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"EXTEND MKT ETF","cusip":"922908652","value":189147,"shares":768,"shareType":"SH","priorValue":156619,"priorShares":761},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":188608,"shares":1468,"shareType":"SH","priorValue":176558,"priorShares":1468},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 VAL ETF","cusip":"464287408","value":187854,"shares":827,"shareType":"SH","priorValue":174284,"priorShares":825},{"issuer":"CONSTELLATION ENERGY CORP","titleOfClass":"COM","cusip":"21037T109","value":186278,"shares":750,"shareType":"SH","priorValue":209438,"priorShares":750},{"issuer":"FIDELITY WISE ORIGIN BITCOIN","titleOfClass":"SHS","cusip":"315948109","value":185669,"shares":3637,"shareType":"SH","priorValue":214692,"priorShares":3637},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"S&P INTL QULTY","cusip":"46138E214","value":184456,"shares":4220,"shareType":"SH","priorValue":149261,"priorShares":4220},{"issuer":"ISHARES TR","titleOfClass":"S&P MC 400GR ETF","cusip":"464287606","value":183725,"shares":1564,"shareType":"SH","priorValue":157318,"priorShares":1563},{"issuer":"ASTRAZENECA PLC","titleOfClass":"ORD","cusip":"G0593M107","value":176754,"shares":932,"shareType":"SH","priorValue":183838,"priorShares":932},{"issuer":"BLOCK INC","titleOfClass":"CL A","cusip":"852234103","value":174800,"shares":2300,"shareType":"SH","priorValue":138414,"priorShares":2300},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":174335,"shares":1061,"shareType":"SH","priorValue":150972,"priorShares":1060},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P500 EQL UTL","cusip":"46137V274","value":171347,"shares":2112,"shareType":"SH","priorValue":171304,"priorShares":2112},{"issuer":"ISHARES TR","titleOfClass":"ULTRA SHORT DUR","cusip":"46434V878","value":171285,"shares":3386,"shareType":"SH","priorValue":169814,"priorShares":3355},{"issuer":"VERIZON COMMUNICATIONS INC","titleOfClass":"COM","cusip":"92343V104","value":170925,"shares":4037,"shareType":"SH","priorValue":205836,"priorShares":4100},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":168233,"shares":1968,"shareType":"SH","priorValue":151178,"priorShares":1961},{"issuer":"BEONE MEDICINES LTD","titleOfClass":"SPONSORED ADS","cusip":"07725L102","value":167562,"shares":588,"shareType":"SH","priorValue":174618,"priorShares":588},{"issuer":"EAST WEST BANCORP INC","titleOfClass":"COM","cusip":"27579R104","value":167430,"shares":1297,"shareType":"SH","priorValue":138468,"priorShares":1297},{"issuer":"VANGUARD WORLD FD","titleOfClass":"UTILITIES ETF","cusip":"92204A876","value":162064,"shares":828,"shareType":"SH","priorValue":164060,"priorShares":828},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MCAP VL IDXVIP","cusip":"922908512","value":161989,"shares":820,"shareType":"SH","priorValue":151069,"priorShares":820},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":159214,"shares":1086,"shareType":"SH","priorValue":156782,"priorShares":1085},{"issuer":"TRAVELERS COMPANIES INC","titleOfClass":"COM","cusip":"89417E109","value":158458,"shares":480,"shareType":"SH","priorValue":140006,"priorShares":480},{"issuer":"WEC ENERGY GROUP INC","titleOfClass":"COM","cusip":"92939U106","value":156238,"shares":1338,"shareType":"SH","priorValue":154900,"priorShares":1338},{"issuer":"ISHARES TR","titleOfClass":"ESG AWR MSCI USA","cusip":"46435G425","value":156235,"shares":955,"shareType":"SH","priorValue":134976,"priorShares":954},{"issuer":"ISHARES TR","titleOfClass":"ESG MSCI KLD ETF","cusip":"464288570","value":155305,"shares":1091,"shareType":"SH","priorValue":131920,"priorShares":1089},{"issuer":"AMERIPRISE FINL INC","titleOfClass":"COM","cusip":"03076C106","value":155011,"shares":338,"shareType":"SH","priorValue":150124,"priorShares":338},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"MSCI HLTH CARE I","cusip":"316092600","value":154856,"shares":2005,"shareType":"SH","priorValue":140632,"priorShares":1999}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}