{"url":"https://nivawealth.com/firms/financial-independence-advisors-317193","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/317193","regulatoryAum":189648100,"crd":"317193","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8172596","suffix":"II","lastName":"Baker","firstName":"Joe","middleName":"Delbert"},{"crd":"6711336","suffix":null,"lastName":"Brohinsky","firstName":"Isaac","middleName":"Jacob"},{"crd":"5926385","suffix":null,"lastName":"CANTLAY","firstName":"RONALD","middleName":"JOHN"},{"crd":"7223741","suffix":null,"lastName":"Chamberlain","firstName":"Joel","middleName":"Clayton"},{"crd":"7508987","suffix":null,"lastName":"Drummond","firstName":"Donald","middleName":"Leland"},{"crd":"8199585","suffix":null,"lastName":"Franks","firstName":"Austin","middleName":"Wells"},{"crd":"5239188","suffix":null,"lastName":"Giehrl","firstName":"John","middleName":"W"},{"crd":"7048740","suffix":null,"lastName":"Kizma","firstName":"Victoria","middleName":"Ann"},{"crd":"6540912","suffix":null,"lastName":"KREY","firstName":"KENNETH","middleName":"RYAN"}],"total":9,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2023-03-28","regulatoryAum":101765105,"clients":162,"employees":6,"offices":1},{"filedOn":"2024-03-27","regulatoryAum":135714416,"clients":169,"employees":6,"offices":1},{"filedOn":"2025-03-25","regulatoryAum":160979954,"clients":176,"employees":5,"offices":1},{"filedOn":"2026-01-30","regulatoryAum":189648100,"clients":186,"employees":8,"offices":2}],"secFileNumber":"801-127735","legalName":"Financial 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Professional Court","city":"Jacksonville","headquarters":true},{"street":"1006 N Woodland BLVD","city":"Deland"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"904-605-4545","stateRegisteredReps":8,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Educational seminars/workshops"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":50},{"label":"Non-investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":28},{"label":"Cash and cash equivalents","percent":20}],"privateFunds":0},"sources":{"adv1FilingDate":"30 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/317193/PDF/317193.pdf","brochureDate":"30 January 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They include 120 individual clients, 34 pension and profit-sharing plans, and 28 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Financial Independence Advisors offer?","answer":"Financial Independence Advisors provides financial planning, portfolio management for individuals and small businesses, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Financial Independence Advisors use?","answer":"Financial Independence Advisors’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $151M and Adp Broker-Dealer, Inc. (Pittsburgh, PA), with $31.6M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Financial Independence Advisors have?","answer":"Financial Independence Advisors has 8 investment adviser representatives registered with state securities authorities, out of 8 employees, and 8 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Financial Independence Advisors invest in?","answer":"At the end of its last fiscal year, Financial Independence Advisors’ separately managed accounts held 50% exchange-traded equities, 28% registered funds (mutual funds, ETFs, BDCs), 20% cash and equivalents and 2% high-yield corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Financial Independence Advisors?","answer":"Financial Independence Advisors’ direct owners are Isaac Brohinsky, Joel Chamberlain, Kenneth Krey and Ronald Cantlay, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 30 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Financial Independence Advisors get paid?","answer":"Financial Independence Advisors is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Financial Independence Advisors?","answer":"Financial Independence Advisors’ main office is at 4350 Pablo Professional Court, Jacksonville, FL 32224. Its phone number is 904-605-4545. Its website is fiaflorida.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}