{"url":"https://nivawealth.com/firms/financial-forum-307740","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/307740","regulatoryAum":285773471,"crd":"307740","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4538817","suffix":null,"lastName":"COMSTOCK","firstName":"JEFFREY","middleName":"Landon"},{"crd":"3268899","suffix":null,"lastName":"COMSTOCK","firstName":"LANDY","middleName":"Lynn"},{"crd":"8067991","suffix":null,"lastName":"Hudson","firstName":"Callie","middleName":"Catherine"},{"crd":"5027604","suffix":null,"lastName":"YOUNG","firstName":"KATHRYN","middleName":"MARIE"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-05-17","regulatoryAum":182508594,"clients":488,"employees":5,"offices":1},{"filedOn":"2022-03-07","regulatoryAum":222764042,"clients":541,"employees":5,"offices":1},{"filedOn":"2023-03-29","regulatoryAum":190312117,"clients":541,"employees":4,"offices":1},{"filedOn":"2024-02-26","regulatoryAum":216371219,"clients":557,"employees":4,"offices":1},{"filedOn":"2025-03-24","regulatoryAum":276047627,"clients":594,"employees":4,"offices":1},{"filedOn":"2026-08-04","regulatoryAum":285773471,"clients":572,"employees":5,"offices":1}],"secFileNumber":"801-118241","legalName":"Financial 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than HNW)","clients":495,"regulatoryAum":132158574},{"label":"High-net-worth individuals","clients":77,"regulatoryAum":153614897}],"feePrograms":[{"role":"main","program":"Standard Advisory Fee","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053865","versionId":1053865,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-08-04","documentName":"ADV PART 2A-2B","fee_rate_low":0.7,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Standalone Financial Planning","summary":"Standalone financial planning is billed at an hourly rate of $150 per hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053865","versionId":1053865,"submittedOn":"2026-08-04","documentName":"ADV PART 2A-2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T10:51:31.481466+00:00","documents":[{"name":"ADV PART 2A-2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053865","versionId":1053865,"submittedOn":"2026-08-04"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1044626","versionId":1044626,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Dallas, TX","smaAssets":285773471}],"custodyNote":"Financial Forum has custody of $70M in client assets for 219 clients.","otherCustodians":[],"leadership":[{"name":"Jeffrey Comstock","title":"Partner, Wealth Advisor, CCO","crd":"4538817"}],"ownership":[{"label":"Jeffrey Comstock","detail":"Partner, wealth advisor, cco in the 75% or more ownership band and a control person, since February 2020."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Washington","offices":1,"addresses":[{"street":"501 N Riverpoint BLVD., Ste 104","city":"Spokane","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"509-458-5373","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":92},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"4 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/307740/PDF/307740.pdf","brochureDate":"4 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053865","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Financial Forum have?","answer":"Financial Forum has 572 clients and manages $286 million for them, as of August 2026. They include 495 individual clients and 77 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Financial Forum offer?","answer":"Financial Forum provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Financial Forum charge?","answer":"Financial Forum charges 0.70%–1.25% a year for its Standard Advisory Fee. The fee is billed in arrears and is negotiable.","source":"ADV PART 2A-2B, filed 4 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Financial Forum use?","answer":"Financial Forum’s separately managed account assets are held at Charles Schwab & Co., Inc. (Dallas, TX), with $286M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Financial Forum have?","answer":"Financial Forum has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Financial Forum invest in?","answer":"At the end of its last fiscal year, Financial Forum’s separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 5% cash and equivalents and 3% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Financial Forum?","answer":"Financial Forum’s direct owner is Jeffrey Comstock (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 4 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Financial Forum get paid?","answer":"Financial Forum is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Financial Forum?","answer":"Financial Forum’s main office is at 501 N Riverpoint BLVD., Ste 104, Spokane, WA 99202. Its phone number is 509-458-5373. Its website is financialforum.io.","source":"Form ADV Part 1A, Item 1.F, filed 4 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}