{"url":"https://nivawealth.com/firms/financial-designs-14829","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/14829","regulatoryAum":507915735,"crd":"14829","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5101142","suffix":null,"lastName":"HEYDEL","firstName":"VAUGHN","middleName":"GREGORY"},{"crd":"5619974","suffix":null,"lastName":"MORTON","firstName":"BRANDON","middleName":"A"},{"crd":"2358609","suffix":null,"lastName":"PAVAN","firstName":"NINO","middleName":"GABRIEL"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-21","regulatoryAum":396791256,"clients":533,"employees":6,"offices":2},{"filedOn":"2022-03-02","regulatoryAum":425672238,"clients":525,"employees":6,"offices":4},{"filedOn":"2023-02-15","regulatoryAum":379205783,"clients":510,"employees":6,"offices":4},{"filedOn":"2024-02-16","regulatoryAum":396010699,"clients":544,"employees":6,"offices":3},{"filedOn":"2025-02-17","regulatoryAum":454465414,"clients":511,"employees":6,"offices":3},{"filedOn":"2026-01-27","regulatoryAum":507915735,"clients":516,"employees":6,"offices":3}],"secFileNumber":"801-49374","legalName":"Financial Designs Corporation","displayName":"Financial Designs","slug":"financial-designs-14829","website":"https://fdcadvisors.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/financial-designs-corporation/","founded":"1981","organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"540 W. 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They include 338 individual clients, 177 high-net-worth individuals and 1 corporate or other business client.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 27 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Financial Designs offer?","answer":"Financial Designs provides financial planning, portfolio management for individuals and small businesses, and insurance.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Financial Designs charge?","answer":"Financial Designs charges 0.75%–1.50% a year for its Portfolio Management Services/Wrap Fee Program. Each asset band is charged at its own rate. The fee is billed in arrears.","source":"FINANCIAL DESIGNS CORP, filed 27 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Financial Designs use?","answer":"Financial Designs’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $371M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Financial Designs have?","answer":"Financial Designs has 3 investment adviser representatives registered with state securities authorities, out of 6 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Financial Designs invest in?","answer":"At the end of its last fiscal year, Financial Designs’ separately managed accounts held 95% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents, 1% exchange-traded equities, 1% U.S. government and agency bonds and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Financial Designs?","answer":"Financial Designs is owned through a holding company by the 2008 Pavan Family Trust. Its direct owner is FDC Holdings Corporation (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 27 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Financial Designs get paid?","answer":"Financial Designs is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Financial Designs?","answer":"Financial Designs’ main office is at 540 W. Baseline RD, #10, Claremont, CA 91711-5805. Its phone number is 909-626-1642. Its website is fdcadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 27 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/financial-designs-14829/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-10","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1561383/000156138326000005/0001561383-26-000005-index.html","totalValue":186569698,"positionCount":41,"top10Share":0.8730547497589882,"top10":[{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":46196174,"shares":281221,"shareType":"SH","priorValue":40485585,"priorShares":284249},{"issuer":"ISHARES TR","titleOfClass":"CORE US AGGBD ET","cusip":"464287226","value":28538606,"shares":288327,"shareType":"SH","priorValue":27103589,"priorShares":273029},{"issuer":"LISTED FDS TR","titleOfClass":"SWAN HEDGED 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}